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INDUSIND BANK vs INDIAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDUSIND BANK INDIAN BANK INDUSIND BANK/
INDIAN BANK
 
P/E (TTM) x 14.0 9.6 146.0% View Chart
P/BV x 2.2 1.4 155.5% View Chart
Dividend Yield % 0.9 1.7 54.5%  

Financials

 INDUSIND BANK   INDIAN BANK
EQUITY SHARE DATA
    INDUSIND BANK
Mar-23
INDIAN BANK
Mar-23
INDUSIND BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs1,275310 411.4%   
Low Rs764137 556.7%   
Income per share (Unadj.) Rs468.7361.2 129.8%  
Earnings per share (Unadj.) Rs95.944.7 214.4%  
Cash flow per share (Unadj.) Rs184.371.6 257.6%  
Dividends per share (Unadj.) Rs14.008.60 162.8%  
Avg Dividend yield %1.43.8 35.7%  
Book value per share (Unadj.) Rs708.3397.5 178.2%  
Shares outstanding (eoy) m775.901,245.44 62.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.20.6 351.4%   
Avg P/E ratio x10.65.0 212.6%  
Avg P/CF ratio x5.51.8 307.1%  
Avg Price/Bookvalue ratio x1.40.6 255.9%  
Dividend payout %14.619.2 75.9%   
Avg Mkt Cap Rs m791,025278,481 284.1%   
No. of employees `000NANA-   
Total wages & salary Rs m41,78775,789 55.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m363,679449,852 80.8%  
Other income Rs m81,72878,045 104.7%   
Interest expense Rs m187,758247,173 76.0%   
Net interest income Rs m175,921202,679 86.8%  
Operating expense Rs m113,459127,248 89.2%   
Gross profit Rs m62,46375,431 82.8%  
Gross profit margin %17.216.8 102.4%  
Provisions/contingencies Rs m69,759100,171 69.6%   
Profit before tax Rs m99,32259,632 166.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-12 -0.0%   
Prior Period Items Rs m42,430 0.1%   
Tax Rs m24,8916,327 393.4%   
Profit after tax Rs m74,43555,723 133.6%  
Net profit margin %20.512.4 165.2%  
BALANCE SHEET DATA
Advances Rs m2,899,2374,492,940 64.5%   
Deposits Rs m3,361,2026,211,232 54.1%  
Credit/Deposit ratio x86.372.3 119.2%  
Yield on advances %10.37.1 145.3%   
Cost of deposits %4.73.7 125.0%   
Net Interest Margin %4.73.2 148.4%  
Net fixed assets Rs m19,43574,704 26.0%   
Share capital Rs m7,75912,454 62.3%   
Free reserves Rs m541,844482,614 112.3%   
Net worth Rs m549,603495,068 111.0%   
Borrowings Rs m490,112220,924 221.8%   
Investments Rs m830,7571,883,663 44.1%   
Total assets Rs m4,578,3667,133,340 64.2%  
Debt/equity ratio x7.013.0 53.9%   
Return on assets %1.60.8 208.1%  
Return on equity %13.511.3 120.3%  
Capital adequacy ratio %17.916.5 108.3%  
Net NPAs %0.60.9 65.6%  
CASH FLOW
From Operations Rs m-124,423-278,940 44.6%  
From Investments Rs m-5,602-3,140 178.4%  
From Financial Activity Rs m11,148-15,434 -72.2%  
Net Cashflow Rs m-118,079-297,514 39.7%  

Share Holding

Indian Promoters % 0.0 73.8 -  
Foreign collaborators % 16.5 0.0 -  
Indian inst/Mut Fund % 69.0 21.7 317.7%  
FIIs % 42.0 5.9 712.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 83.6 26.2 319.4%  
Shareholders   359,688 312,770 115.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDUSIND BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Indusind Bank vs Indian Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indusind Bank vs Indian Bank Share Price Performance

Period Indusind Bank Indian Bank S&P BSE BANKEX
1-Day 1.47% 4.08% 0.82%
1-Month 7.35% -1.69% 2.48%
1-Year 50.16% 86.05% 19.28%
3-Year CAGR 17.33% 65.31% 12.00%
5-Year CAGR -3.09% 13.50% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indusind Bank share price and the Indian Bank share price.

Moving on to shareholding structures...

The promoters of Indusind Bank hold a 16.5% stake in the company. In case of Indian Bank the stake stands at 73.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indusind Bank and the shareholding pattern of Indian Bank.

Finally, a word on dividends...

In the most recent financial year, Indusind Bank paid a dividend of Rs 14.0 per share. This amounted to a Dividend Payout ratio of 14.6%.

Indian Bank paid Rs 8.6, and its dividend payout ratio stood at 19.2%.

You may visit here to review the dividend history of Indusind Bank, and the dividend history of Indian Bank.

For a sector overview, read our banking sector report.



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