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ChangeIndusInd Bank Limited (IBL) started in April 94 with a capital base of Rs. 3 bn. The net worth of the bank witnessed an impressive growth during the past six years and now stands at Rs. 8 bn. The total deposits and advancesof the bank in FY04 grew by... More
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
| INDUSIND BANK | UNION BANK | INDUSIND BANK/ UNION BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 29.6 | 15.7 | 188.3% | View Chart |
| P/BV | x | 5.6 | 0.4 | 1,515.0% | View Chart |
| Dividend Yield | % | 0.3 | 1.5 | 18.6% |
 INDUSIND BANK  UNION BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| INDUSIND BANK Mar-16 |
UNION BANK Mar-16 |
INDUSIND BANK/ UNION BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 986 | 223 | 443.3% | |
| Low | Rs | 828 | 104 | 795.4% | |
| Income per share (Unadj.) | Rs | 194.6 | 470.1 | 41.4% | |
| Earnings per share (Unadj.) | Rs | 38.4 | 19.7 | 194.7% | |
| Cash flow per share (Unadj.) | Rs | 108.7 | 67.4 | 161.3% | |
| Dividends per share (Unadj.) | Rs | 4.50 | 1.95 | 230.8% | |
| Avg Dividend yield | % | 0.5 | 1.2 | 41.5% | |
| Book value per share (Unadj.) | Rs | 297.2 | 335.3 | 88.6% | |
| Shares outstanding (eoy) | m | 594.99 | 687.44 | 86.6% | |
| Bonus/Rights/Conversions | - | PI | - | ||
| Avg Price / Income ratio | x | 4.7 | 0.3 | 1,341.7% | |
| Avg P/E ratio | x | 23.6 | 8.3 | 285.3% | |
| Avg P/CF ratio | x | 18.2 | 2.1 | 849.1% | |
| Avg Price/Bookvalue ratio | x | 3.1 | 0.5 | 626.7% | |
| Dividend payout | % | 11.7 | 9.9 | 118.5% | |
| Avg Mkt Cap | Rs m | 539,745 | 112,259 | 480.8% | |
| No. of employees | `000 | 23.1 | 35.5 | 65.0% | |
| Total wages & salary | Rs m | 12,361 | 37,681 | 32.8% | |
| Avg. income/employee | Rs Th | 5,022.0 | 9,109.9 | 55.1% | |
| Avg. wages/employee | Rs Th | 536.0 | 1,062.2 | 50.5% | |
| Avg. net profit/employee | Rs Th | 991.5 | 382.5 | 259.2% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 115,807 | 323,157 | 35.8% | |
| Other income | Rs m | 32,970 | 393,443 | 8.4% | |
| Interest expense | Rs m | 70,641 | 238,940 | 29.6% | |
| Net interest income | Rs m | 45,166 | 84,216 | 53.6% | |
| Operating expense | Rs m | 36,721 | 67,159 | 54.7% | |
| Gross profit | Rs m | 8,445 | 17,057 | 49.5% | |
| Gross profit margin | % | 7.3 | 5.3 | 138.2% | |
| Provisions/contingencies | Rs m | 6,722 | 38,682 | 17.4% | |
| Profit before tax | Rs m | 34,693 | 17,769 | 195.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 90 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 11,828 | 4,291 | 275.6% | |
| Profit after tax | Rs m | 22,865 | 13,569 | 168.5% | |
| Net profit margin | % | 19.7 | 4.2 | 470.2% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 884,193 | 2,682,496 | 33.0% | |
| Deposits | Rs m | 930,004 | 3,441,175 | 27.0% | |
| Credit/Deposit ratio | x | 95.1 | 78.0 | 122.0% | |
| Yield on advances | % | 10.5 | 8.8 | 118.4% | |
| Cost of deposits | % | 6.1 | 6.4 | 95.7% | |
| Net Interest Margin | % | 3.5 | 2.2 | 160.6% | |
| Net fixed assets | Rs m | 12,553 | 39,519 | 31.8% | |
| Share capital | Rs m | 5,950 | 6,874 | 86.6% | |
| Free reserves | Rs m | 142,889 | 200,761 | 71.2% | |
| Net worth | Rs m | 176,822 | 230,481 | 76.7% | |
| Borrowings | Rs m | 221,559 | 306,366 | 72.3% | |
| Investments | Rs m | 312,143 | 905,732 | 34.5% | |
| Total assets | Rs m | 1,400,570 | 4,073,646 | 34.4% | |
| Debt/equity ratio | x | 6.5 | 16.3 | 40.1% | |
| Return on assets | % | 1.6 | 0.3 | 490.1% | |
| Return on equity | % | 12.9 | 5.9 | 219.6% | |
| Capital adequacy ratio | % | 15.5 | 11.1 | 139.1% | |
| Net NPAs | % | 0.4 | 5.3 | 6.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -67,879 | 82,741 | -82.0% | |
| From Investments | Rs m | -2,575 | -8,718 | 29.5% | |
| From Financial Activity | Rs m | 63,782 | -3,886 | -1,641.5% | |
| Net Cashflow | Rs m | -6,673 | 70,138 | -9.5% | |
| Indian Promoters | % | 0.0 | 60.1 | - | |
| Foreign collaborators | % | 15.2 | 0.0 | - | |
| Indian inst/Mut Fund | % | 7.5 | 16.6 | 45.2% | |
| FIIs | % | 43.3 | 8.5 | 509.4% | |
| ADR/GDR | % | 12.3 | 0.0 | - | |
| Free float | % | 21.7 | 14.8 | 146.6% | |
| Shareholders | 100,355 | 235,817 | 42.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDUSIND BANK With: ICICI BANK DENA BANK KOTAK MAH. BANK AXIS BANK BANK OF BARODA
Compare INDUSIND BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Indian share markets surged further in the afternoon session and finished in the green for the second straight session on heavy buying in realty stocks, metal stocks and bank stocks.
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