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Compare Indusind Bank with Union Bank - Equitymaster
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INDUSIND BANK vs UNION BANK - Comparison Results

INDUSIND BANK    Change

IndusInd Bank Limited (IBL) started in April 94 with a capital base of Rs. 3 bn. The net worth of the bank witnessed an impressive growth during the past six years and now stands at Rs. 8 bn. The total deposits and advancesof the bank in FY04 grew by... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    INDUSIND BANK UNION BANK INDUSIND BANK/
UNION BANK
 
P/E (TTM) x 29.6 15.7 188.3% View Chart
P/BV x 5.6 0.4 1,515.0% View Chart
Dividend Yield % 0.3 1.5 18.6%  

Financials

 INDUSIND BANK   UNION BANK
EQUITY SHARE DATA
    INDUSIND BANK
Mar-16
UNION BANK
Mar-16
INDUSIND BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs986223 443.3%   
Low Rs828104 795.4%   
Income per share (Unadj.) Rs194.6470.1 41.4%  
Earnings per share (Unadj.) Rs38.419.7 194.7%  
Cash flow per share (Unadj.) Rs108.767.4 161.3%  
Dividends per share (Unadj.) Rs4.501.95 230.8%  
Avg Dividend yield %0.51.2 41.5%  
Book value per share (Unadj.) Rs297.2335.3 88.6%  
Shares outstanding (eoy) m594.99687.44 86.6%   
Bonus/Rights/Conversions -PI-  
Avg Price / Income ratio x4.70.3 1,341.7%   
Avg P/E ratio x23.68.3 285.3%  
Avg P/CF ratio x18.22.1 849.1%  
Avg Price/Bookvalue ratio x3.10.5 626.7%  
Dividend payout %11.79.9 118.5%   
Avg Mkt Cap Rs m539,745112,259 480.8%   
No. of employees `00023.135.5 65.0%   
Total wages & salary Rs m12,36137,681 32.8%   
Avg. income/employee Rs Th5,022.09,109.9 55.1%   
Avg. wages/employee Rs Th536.01,062.2 50.5%   
Avg. net profit/employee Rs Th991.5382.5 259.2%   
INCOME DATA
Interest income Rs m115,807323,157 35.8%  
Other income Rs m32,970393,443 8.4%   
Interest expense Rs m70,641238,940 29.6%   
Net interest income Rs m45,16684,216 53.6%  
Operating expense Rs m36,72167,159 54.7%   
Gross profit Rs m8,44517,057 49.5%  
Gross profit margin %7.35.3 138.2%  
Provisions/contingencies Rs m6,72238,682 17.4%   
Profit before tax Rs m34,69317,769 195.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m090 0.0%   
Prior Period Items Rs m00-   
Tax Rs m11,8284,291 275.6%   
Profit after tax Rs m22,86513,569 168.5%  
Net profit margin %19.74.2 470.2%  
BALANCE SHEET DATA
Advances Rs m884,1932,682,496 33.0%   
Deposits Rs m930,0043,441,175 27.0%  
Credit/Deposit ratio x95.178.0 122.0%  
Yield on advances %10.58.8 118.4%   
Cost of deposits %6.16.4 95.7%   
Net Interest Margin %3.52.2 160.6%  
Net fixed assets Rs m12,55339,519 31.8%   
Share capital Rs m5,9506,874 86.6%   
Free reserves Rs m142,889200,761 71.2%   
Net worth Rs m176,822230,481 76.7%   
Borrowings Rs m221,559306,366 72.3%   
Investments Rs m312,143905,732 34.5%   
Total assets Rs m1,400,5704,073,646 34.4%  
Debt/equity ratio x6.516.3 40.1%   
Return on assets %1.60.3 490.1%  
Return on equity %12.95.9 219.6%  
Capital adequacy ratio %15.511.1 139.1%  
Net NPAs %0.45.3 6.9%  
CASH FLOW
From Operations Rs m-67,87982,741 -82.0%  
From Investments Rs m-2,575-8,718 29.5%  
From Financial Activity Rs m63,782-3,886 -1,641.5%  
Net Cashflow Rs m-6,67370,138 -9.5%  

Share Holding

Indian Promoters % 0.0 60.1 -  
Foreign collaborators % 15.2 0.0 -  
Indian inst/Mut Fund % 7.5 16.6 45.2%  
FIIs % 43.3 8.5 509.4%  
ADR/GDR % 12.3 0.0 -  
Free float % 21.7 14.8 146.6%  
Shareholders   100,355 235,817 42.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDUSIND BANK With:   ICICI BANK  DENA BANK  KOTAK MAH. BANK  AXIS BANK  BANK OF BARODA  

Compare INDUSIND BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 23, 2017 (Close)

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