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- Indian - banks - private
- INDUSIND BANK - UNION BANK
INDUSIND BANK vs UNION BANK - Comparison Results
INDUSIND BANK 
Change
IndusInd Bank Limited (IBL) started in April 94 with a capital base of Rs. 3 bn. The net worth of the bank witnessed an impressive growth during the past six years and now stands at Rs. 8 bn. The total deposits and advancesof the bank in FY04 grew by... More
UNION BANK
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
Current Valuations
| INDUSIND BANK | UNION BANK | INDUSIND BANK/ UNION BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 31.8 | -1.0 | - | View Chart |
| P/BV | x | 5.6 | 0.2 | 2,401.4% | View Chart |
| Dividend Yield | % | 0.3 | 0.0 | - |
Financials
 INDUSIND BANK  UNION BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| INDUSIND BANK Mar-17 |
UNION BANK Mar-17 |
INDUSIND BANK/ UNION BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 1,440 | 173 | 833.8% | |
| Low | Rs | 951 | 105 | 910.3% | |
| Income per share (Unadj.) | Rs | 240.8 | 477.4 | 50.4% | |
| Earnings per share (Unadj.) | Rs | 47.9 | 8.3 | 575.6% | |
| Cash flow per share (Unadj.) | Rs | 134.6 | 4.3 | 3,133.1% | |
| Dividends per share (Unadj.) | Rs | 6.00 | 0 | - | |
| Avg Dividend yield | % | 0.5 | 0 | - | |
| Book value per share (Unadj.) | Rs | 344.9 | 342.9 | 100.6% | |
| Shares outstanding (eoy) | m | 598.15 | 687.44 | 87.0% | |
| Bonus/Rights/Conversions | OI | - | - | ||
| Avg Price / Income ratio | x | 5.0 | 0.3 | 1,709.9% | |
| Avg P/E ratio | x | 24.9 | 16.6 | 149.9% | |
| Avg P/CF ratio | x | 18.1 | 1.2 | 1,452.8% | |
| Avg Price/Bookvalue ratio | x | 3.5 | 0.4 | 857.6% | |
| Dividend payout | % | 12.5 | 0 | - | |
| Avg Mkt Cap | Rs m | 715,178 | 95,279 | 750.6% | |
| No. of employees | `000 | 25.3 | 36.9 | 68.6% | |
| Total wages & salary | Rs m | 15,210 | 35,094 | 43.3% | |
| Avg. income/employee | Rs Th | 5,690.8 | 8,899.0 | 63.9% | |
| Avg. wages/employee | Rs Th | 600.9 | 951.7 | 63.1% | |
| Avg. net profit/employee | Rs Th | 1,132.9 | 155.3 | 729.6% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 144,057 | 328,170 | 43.9% | |
| Other income | Rs m | 41,715 | 54,300 | 76.8% | |
| Interest expense | Rs m | 83,431 | 237,763 | 35.1% | |
| Net interest income | Rs m | 60,626 | 90,407 | 67.1% | |
| Operating expense | Rs m | 47,831 | 70,213 | 68.1% | |
| Gross profit | Rs m | 12,795 | 20,194 | 63.4% | |
| Gross profit margin | % | 8.9 | 6.2 | 144.3% | |
| Provisions/contingencies | Rs m | 10,913 | 70,906 | 15.4% | |
| Profit before tax | Rs m | 43,597 | 3,647 | 1,195.5% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 14,918 | -2,080 | -717.2% | |
| Profit after tax | Rs m | 28,679 | 5,727 | 500.8% | |
| Net profit margin | % | 19.9 | 1.7 | 1,140.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 1,130,805 | 2,879,498 | 39.3% | |
| Deposits | Rs m | 1,265,722 | 3,796,873 | 33.3% | |
| Credit/Deposit ratio | x | 89.3 | 75.8 | 117.8% | |
| Yield on advances | % | 10.2 | 8.0 | 127.1% | |
| Cost of deposits | % | 5.5 | 5.8 | 94.5% | |
| Net Interest Margin | % | 3.6 | 2.1 | 172.9% | |
| Net fixed assets | Rs m | 13,352 | 39,054 | 34.2% | |
| Share capital | Rs m | 5,982 | 6,874 | 87.0% | |
| Free reserves | Rs m | 200,328 | 207,141 | 96.7% | |
| Net worth | Rs m | 206,309 | 235,711 | 87.5% | |
| Borrowings | Rs m | 224,537 | 412,255 | 54.5% | |
| Investments | Rs m | 367,021 | 1,134,413 | 32.4% | |
| Total assets | Rs m | 1,786,484 | 4,556,687 | 39.2% | |
| Debt/equity ratio | x | 7.2 | 17.9 | 40.5% | |
| Return on assets | % | 1.6 | 0.1 | 1,277.4% | |
| Return on equity | % | 13.9 | 2.4 | 572.2% | |
| Capital adequacy ratio | % | 15.3 | 12.9 | 118.6% | |
| Net NPAs | % | 0.3 | 6.6 | 5.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 115,693 | -356 | -32,470.7% | |
| From Investments | Rs m | -2,736 | -2,802 | 97.7% | |
| From Financial Activity | Rs m | -27,683 | 36,049 | -76.8% | |
| Net Cashflow | Rs m | 85,274 | 32,891 | 259.3% | |
Share Holding
| Indian Promoters | % | 0.0 | 60.1 | - | |
| Foreign collaborators | % | 15.2 | 0.0 | - | |
| Indian inst/Mut Fund | % | 7.5 | 16.6 | 45.2% | |
| FIIs | % | 43.3 | 8.5 | 509.4% | |
| ADR/GDR | % | 12.3 | 0.0 | - | |
| Free float | % | 21.7 | 14.8 | 146.6% | |
| Shareholders | 100,355 | 235,817 | 42.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDUSIND BANK With: ALLAHABAD BANK VIJAYA BANK DHANLAXMI BANK PUNJAB & SIND BANK SYNDICATE BANK
Compare INDUSIND BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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May 22, 2018 09:39 AM
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