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- INDUSIND BANK - UNION BANK
INDUSIND BANK vs UNION BANK - Comparison Results
INDUSIND BANK Change
IndusInd Bank Limited (IBL) started in April 94 with a capital base of Rs. 3 bn. The net worth of the bank witnessed an impressive growth during the past six years and now stands at Rs. 8 bn. The total deposits and advancesof the bank in FY04 grew by... More
UNION BANK 
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
Current Valuations
| INDUSIND BANK | UNION BANK | INDUSIND BANK/ UNION BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 20.7 | -1.2 | - | View Chart |
| P/BV | x | 3.2 | 0.1 | 2,435.0% | View Chart |
| Dividend Yield | % | 0.6 | 0.0 | - |
Financials
 INDUSIND BANK  UNION BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| INDUSIND BANK Mar-18 |
UNION BANK Mar-19 |
INDUSIND BANK/ UNION BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 1,814 | 106 | 1,714.8% | |
| Low | Rs | 1,400 | 61 | 2,280.3% | |
| Income per share (Unadj.) | Rs | 287.9 | 194.6 | 147.9% | |
| Earnings per share (Unadj.) | Rs | 60.1 | -16.6 | -362.4% | |
| Cash flow per share (Unadj.) | Rs | 164.9 | -42.9 | -384.5% | |
| Dividends per share (Unadj.) | Rs | 7.50 | 0 | - | |
| Avg Dividend yield | % | 0.5 | 0 | - | |
| Book value per share (Unadj.) | Rs | 397.0 | 151.6 | 261.8% | |
| Shares outstanding (eoy) | m | 600.22 | 1,763.02 | 34.0% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 5.6 | 0.4 | 1,299.6% | |
| Avg P/E ratio | x | 26.8 | -5.0 | -530.4% | |
| Avg P/CF ratio | x | 20.2 | 1.7 | 1,176.3% | |
| Avg Price/Bookvalue ratio | x | 4.0 | 0.6 | 734.2% | |
| Dividend payout | % | 12.5 | 0 | - | |
| Avg Mkt Cap | Rs m | 964,674 | 147,388 | 654.5% | |
| No. of employees | `000 | 25.3 | 37.3 | 67.9% | |
| Total wages & salary | Rs m | 17,807 | 32,372 | 55.0% | |
| Avg. income/employee | Rs Th | 6,834.7 | 9,208.8 | 74.2% | |
| Avg. wages/employee | Rs Th | 704.3 | 868.8 | 81.1% | |
| Avg. net profit/employee | Rs Th | 1,426.2 | -784.3 | -181.8% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 172,808 | 343,137 | 50.4% | |
| Other income | Rs m | 47,501 | 50,417 | 94.2% | |
| Interest expense | Rs m | 97,833 | 238,961 | 40.9% | |
| Net interest income | Rs m | 74,975 | 104,176 | 72.0% | |
| Operating expense | Rs m | 55,914 | 78,562 | 71.2% | |
| Gross profit | Rs m | 19,060 | 25,614 | 74.4% | |
| Gross profit margin | % | 11.0 | 7.5 | 147.8% | |
| Provisions/contingencies | Rs m | 11,754 | 115,157 | 10.2% | |
| Profit before tax | Rs m | 54,807 | -39,016 | -140.5% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 18,747 | -9,792 | -191.4% | |
| Profit after tax | Rs m | 36,060 | -29,224 | -123.4% | |
| Net profit margin | % | 20.9 | -8.5 | -245.0% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 1,449,537 | 2,987,801 | 48.5% | |
| Deposits | Rs m | 1,516,392 | 4,175,048 | 36.3% | |
| Credit/Deposit ratio | x | 95.6 | 71.6 | 133.6% | |
| Yield on advances | % | 9.5 | 8.0 | 118.3% | |
| Cost of deposits | % | 5.3 | 5.3 | 100.2% | |
| Net Interest Margin | % | 3.6 | 2.2 | 162.5% | |
| Net fixed assets | Rs m | 13,388 | 37,745 | 35.5% | |
| Share capital | Rs m | 6,002 | 17,630 | 34.0% | |
| Free reserves | Rs m | 232,285 | 249,686 | 93.0% | |
| Net worth | Rs m | 238,287 | 267,317 | 89.1% | |
| Borrowings | Rs m | 382,891 | 432,756 | 88.5% | |
| Investments | Rs m | 500,783 | 1,283,912 | 39.0% | |
| Total assets | Rs m | 2,216,278 | 4,985,805 | 44.5% | |
| Debt/equity ratio | x | 8.0 | 17.2 | 46.2% | |
| Return on assets | % | 1.6 | -0.6 | -277.6% | |
| Return on equity | % | 15.1 | -10.9 | -138.4% | |
| Capital adequacy ratio | % | 15.0 | 11.8 | 127.6% | |
| Net NPAs | % | 0.5 | 6.9 | 7.4% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -207,004 | -77,784 | 266.1% | |
| From Investments | Rs m | -2,196 | -2,971 | 73.9% | |
| From Financial Activity | Rs m | 155,051 | 17,582 | 881.9% | |
| Net Cashflow | Rs m | -54,124 | -63,173 | 85.7% | |
Share Holding
| Indian Promoters | % | 0.0 | 60.1 | - | |
| Foreign collaborators | % | 15.2 | 0.0 | - | |
| Indian inst/Mut Fund | % | 7.5 | 16.6 | 45.2% | |
| FIIs | % | 43.3 | 8.5 | 509.4% | |
| ADR/GDR | % | 12.3 | 0.0 | - | |
| Free float | % | 21.7 | 14.8 | 146.6% | |
| Shareholders | 100,355 | 235,817 | 42.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDUSIND BANK With: PUNJAB & SIND BANK ALLAHABAD BANK CITY UNION BANK KARUR VYSYA BANK ANDHRA BANK
Compare INDUSIND BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Today's Market
Sensex Slumps 470 Points; Energy and Banking Stocks Witness Selling(Closing)
Indian share markets witnessed negative trading activity throughout the day and ended deep in the red. The BSE Sensex fell over 550 points intraday and breached the 36,000 mark.
Related Views on News
UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)
Aug 5, 2019 | Updated on Aug 5, 2019For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
INDUSIND BANK Announces Quarterly Results (1QFY20); Net Profit Up 38.3% (Quarterly Result Update)
Jul 15, 2019 | Updated on Jul 15, 2019For the quarter ended June 2019, INDUSIND BANK has posted a net profit of Rs 14 bn (up 38.3% YoY). Sales on the other hand came in at Rs 70 bn (up 37.4% YoY). Read on for a complete analysis of INDUSIND BANK's quarterly results.
INDUSIND BANK Announces Quarterly Results (4QFY19); Net Profit Down 62.2% (Quarterly Result Update)
May 24, 2019 | Updated on May 24, 2019For the quarter ended March 2019, INDUSIND BANK has posted a net profit of Rs 4 bn (down 62.2% YoY). Sales on the other hand came in at Rs 60 bn (up 28.8% YoY). Read on for a complete analysis of INDUSIND BANK's quarterly results.
UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)
May 16, 2019 | Updated on May 16, 2019For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
UNION BANK Announces Quarterly Results (3QFY19); Net Profit Up 112.3% (Quarterly Result Update)
Jan 22, 2019 | Updated on Jan 22, 2019For the quarter ended December 2018, UNION BANK has posted a net profit of Rs 2 bn (up 112.3% YoY). Sales on the other hand came in at Rs 85 bn (up 2.6% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
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Sep 19, 2019 (Close)
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