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Compare Indian Overseas Bank with Andhra Bank - Equitymaster

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INDIAN OVERSEAS BANK vs ANDHRA BANK - Comparison Results

ANDHRA BANK 
   Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

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Current Valuations

    INDIAN OVERSEAS BANK ANDHRA BANK INDIAN OVERSEAS BANK/
ANDHRA BANK
 
P/E (TTM) x -0.3 -0.5 - View Chart
P/BV x 0.1 0.2 72.0% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   ANDHRA BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-17
ANDHRA BANK
Mar-18
INDIAN OVERSEAS BANK/
ANDHRA BANK
5-Yr Chart
Click to enlarge
High Rs3376 43.0%   
Low Rs2133 64.7%   
Income per share (Unadj.) Rs80.3151.9 52.9%  
Earnings per share (Unadj.) Rs-27.9-28.1 99.3%  
Cash flow per share (Unadj.) Rs-36.4-116.7 31.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs56.091.2 61.4%  
Shares outstanding (eoy) m2,454.721,198.83 204.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.30.4 93.6%   
Avg P/E ratio x-1.0-1.9 49.9%  
Avg P/CF ratio x34.60.7 5,047.2%  
Avg Price/Bookvalue ratio x0.50.6 80.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m66,03265,156 101.3%   
No. of employees `000NA21.1 0.0%   
Total wages & salary Rs m30,44719,064 159.7%   
Avg. income/employee Rs ThNM8,628.8-  
Avg. wages/employee Rs ThNM903.4-  
Avg. net profit/employee Rs ThN.A.-1,595.0-  
INCOME DATA
Interest income Rs m197,186182,085 108.3%  
Other income Rs m33,72630,969 108.9%   
Interest expense Rs m145,290116,398 124.8%   
Net interest income Rs m51,89665,687 79.0%  
Operating expense Rs m49,12042,852 114.6%   
Gross profit Rs m2,77622,835 12.2%  
Gross profit margin %1.412.5 11.2%  
Provisions/contingencies Rs m70,311128,687 54.6%   
Profit before tax Rs m-68,045-54,413 125.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0287 0.0%   
Tax Rs m358-20,469 -1.7%   
Profit after tax Rs m-68,403-33,657 203.2%  
Net profit margin %-34.7-18.5 187.7%  
BALANCE SHEET DATA
Advances Rs m1,404,5861,490,859 94.2%   
Deposits Rs m2,113,4262,080,929 101.6%  
Credit/Deposit ratio x66.571.6 92.8%  
Yield on advances %10.08.8 114.1%   
Cost of deposits %6.25.2 118.9%   
Net Interest Margin %2.22.8 78.4%  
Net fixed assets Rs m30,54314,854 205.6%   
Share capital Rs m24,54711,988 204.8%   
Free reserves Rs m101,10654,173 186.6%   
Net worth Rs m137,446109,363 125.7%   
Borrowings Rs m160,977183,121 87.9%   
Investments Rs m715,492679,398 105.3%   
Total assets Rs m2,471,6752,461,113 100.4%  
Debt/equity ratio x16.520.7 79.9%   
Return on assets %-2.8-1.4 202.4%  
Return on equity %-49.8-30.8 161.7%  
Capital adequacy ratio %10.511.0 95.5%  
Net NPAs %14.08.5 165.0%  
CASH FLOW
From Operations Rs m-5,050-119,216 4.2%  
From Investments Rs m-1,349-1,416 95.2%  
From Financial Activity Rs m16,166103,324 15.6%  
Net Cashflow Rs m9,768-17,215 -56.7%  

Share Holding

Indian Promoters % 73.8 60.1 122.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 10.9 140.4%  
FIIs % 1.9 11.5 16.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 17.4 52.3%  
Shareholders   250,609 222,746 112.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   CITY UNION BANK  DHANLAXMI BANK  HDFC BANK  VIJAYA BANK  CORPORATION BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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