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INDIAN OVERSEAS BANK vs ANDHRA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK ANDHRA BANK INDIAN OVERSEAS BANK/
ANDHRA BANK
 
P/E (TTM) x 45.2 -3.0 - View Chart
P/BV x 4.6 0.2 2,147.9% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   ANDHRA BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
ANDHRA BANK
Mar-19
INDIAN OVERSEAS BANK/
ANDHRA BANK
5-Yr Chart
Click to enlarge
High Rs3747 78.1%   
Low Rs1523 67.2%   
Income per share (Unadj.) Rs10.366.6 15.4%  
Earnings per share (Unadj.) Rs1.1-9.5 -11.7%  
Cash flow per share (Unadj.) Rs2.6-18.0 -14.5%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs13.246.2 28.5%  
Shares outstanding (eoy) m18,902.412,884.49 655.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.50.5 483.3%   
Avg P/E ratio x23.3-3.7 -636.5%  
Avg P/CF ratio x8.32.0 417.7%  
Avg Price/Bookvalue ratio x2.00.8 261.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m490,990100,524 488.4%   
No. of employees `000NANA-   
Total wages & salary Rs m41,02423,015 178.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,070192,029 101.1%  
Other income Rs m41,16430,881 133.3%   
Interest expense Rs m111,463122,243 91.2%   
Net interest income Rs m82,60769,786 118.4%  
Operating expense Rs m64,29850,058 128.4%   
Gross profit Rs m18,30919,728 92.8%  
Gross profit margin %9.410.3 91.8%  
Provisions/contingencies Rs m38,43378,280 49.1%   
Profit before tax Rs m23,534-23,913 -98.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0251 0.0%   
Tax Rs m2,4953,758 66.4%   
Profit after tax Rs m21,040-27,420 -76.7%  
Net profit margin %10.8-14.3 -75.9%  
BALANCE SHEET DATA
Advances Rs m1,780,6771,588,479 112.1%   
Deposits Rs m2,609,7362,198,529 118.7%  
Credit/Deposit ratio x68.272.3 94.4%  
Yield on advances %7.48.9 82.8%   
Cost of deposits %4.05.2 77.3%   
Net Interest Margin %3.03.1 98.4%  
Net fixed assets Rs m37,10715,649 237.1%   
Share capital Rs m189,02428,845 655.3%   
Free reserves Rs m59,736104,472 57.2%   
Net worth Rs m248,760133,317 186.6%   
Borrowings Rs m208,038103,146 201.7%   
Investments Rs m936,425669,148 139.9%   
Total assets Rs m3,134,4992,540,440 123.4%  
Debt/equity ratio x11.317.3 65.6%   
Return on assets %0.7-1.1 -62.2%  
Return on equity %8.5-20.6 -41.1%  
Capital adequacy ratio %16.113.7 117.7%  
Net NPAs %1.85.7 31.9%  
CASH FLOW
From Operations Rs m-155,83529,181 -534.0%  
From Investments Rs m-5,596-837 668.3%  
From Financial Activity Rs m127-37,515 -0.3%  
Net Cashflow Rs m-161,304-9,099 1,772.8%  

Share Holding

Indian Promoters % 96.4 88.3 109.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 3.8 34.7%  
FIIs % 0.0 0.6 4.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 11.8 30.8%  
Shareholders   727,348 238,812 304.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Indian Overseas Bank vs Andhra Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs Andhra Bank Share Price Performance

Period Indian Overseas Bank Andhra Bank S&P BSE BANKEX
1-Day 5.43% -2.66% 0.82%
1-Month -5.05% -38.86% 2.48%
1-Year 183.37% -65.18% 19.28%
3-Year CAGR 55.68% -45.56% 12.00%
5-Year CAGR 33.40% -35.02% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the Andhra Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of Andhra Bank the stake stands at 88.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of Andhra Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Andhra Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of Andhra Bank.

For a sector overview, read our banking sector report.



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