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INDIAN OVERSEAS BANK vs CENTRAL BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK CENTRAL BANK INDIAN OVERSEAS BANK/
CENTRAL BANK
 
P/E (TTM) x 45.2 22.2 203.5% View Chart
P/BV x 4.6 1.8 256.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   CENTRAL BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
CENTRAL BANK
Mar-23
INDIAN OVERSEAS BANK/
CENTRAL BANK
5-Yr Chart
Click to enlarge
High Rs3742 87.8%   
Low Rs1516 94.7%   
Income per share (Unadj.) Rs10.329.6 34.7%  
Earnings per share (Unadj.) Rs1.11.9 57.6%  
Cash flow per share (Unadj.) Rs2.67.3 35.8%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs13.233.7 39.1%  
Shares outstanding (eoy) m18,902.418,680.94 217.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.51.0 258.3%   
Avg P/E ratio x23.315.0 155.9%  
Avg P/CF ratio x8.33.6 229.8%  
Avg Price/Bookvalue ratio x2.00.9 229.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m490,990251,313 195.4%   
No. of employees `000NANA-   
Total wages & salary Rs m41,02456,157 73.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,070256,571 75.6%  
Other income Rs m41,16440,845 100.8%   
Interest expense Rs m111,463139,051 80.2%   
Net interest income Rs m82,607117,520 70.3%  
Operating expense Rs m64,29889,100 72.2%   
Gross profit Rs m18,30928,420 64.4%  
Gross profit margin %9.411.1 85.2%  
Provisions/contingencies Rs m38,43353,172 72.3%   
Profit before tax Rs m23,53426,725 88.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-96 -0.0%   
Prior Period Items Rs m0791 0.0%   
Tax Rs m2,49510,631 23.5%   
Profit after tax Rs m21,04016,788 125.3%  
Net profit margin %10.86.5 165.7%  
BALANCE SHEET DATA
Advances Rs m1,780,6772,038,933 87.3%   
Deposits Rs m2,609,7363,597,751 72.5%  
Credit/Deposit ratio x68.256.7 120.4%  
Yield on advances %7.47.4 100.2%   
Cost of deposits %4.03.7 108.2%   
Net Interest Margin %3.03.5 88.1%  
Net fixed assets Rs m37,10747,856 77.5%   
Share capital Rs m189,02486,809 217.7%   
Free reserves Rs m59,736205,358 29.1%   
Net worth Rs m248,760292,167 85.1%   
Borrowings Rs m208,03883,339 249.6%   
Investments Rs m936,4251,365,694 68.6%   
Total assets Rs m3,134,4994,070,797 77.0%  
Debt/equity ratio x11.312.6 89.9%   
Return on assets %0.70.4 162.8%  
Return on equity %8.55.7 147.2%  
Capital adequacy ratio %16.114.1 114.0%  
Net NPAs %1.81.8 103.4%  
CASH FLOW
From Operations Rs m-155,835-87,863 177.4%  
From Investments Rs m-5,596-2,087 268.2%  
From Financial Activity Rs m127NA-  
Net Cashflow Rs m-161,304-89,950 179.3%  

Share Holding

Indian Promoters % 96.4 93.1 103.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 2.9 46.3%  
FIIs % 0.0 0.1 42.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 6.9 52.3%  
Shareholders   727,348 529,591 137.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Overseas Bank vs Central Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs Central Bank Share Price Performance

Period Indian Overseas Bank Central Bank S&P BSE BANKEX
1-Day 5.41% 4.35% 0.82%
1-Month -5.06% -2.08% 2.48%
1-Year 183.33% 164.16% 19.28%
3-Year CAGR 55.67% 54.37% 12.00%
5-Year CAGR 33.40% 11.49% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the Central Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of Central Bank the stake stands at 93.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of Central Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Central Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of Central Bank.

For a sector overview, read our banking sector report.



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