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INDIAN OVERSEAS BANK vs CSB BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK CSB BANK INDIAN OVERSEAS BANK/
CSB BANK
 
P/E (TTM) x 45.2 10.7 420.3% View Chart
P/BV x 4.6 1.9 236.4% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   CSB BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
CSB BANK
Mar-23
INDIAN OVERSEAS BANK/
CSB BANK
5-Yr Chart
Click to enlarge
High Rs37275 13.3%   
Low Rs15178 8.6%   
Income per share (Unadj.) Rs10.3133.7 7.7%  
Earnings per share (Unadj.) Rs1.131.6 3.5%  
Cash flow per share (Unadj.) Rs2.687.4 3.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs13.2183.6 7.2%  
Shares outstanding (eoy) m18,902.41173.49 10,895.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.51.7 149.4%   
Avg P/E ratio x23.37.2 325.1%  
Avg P/CF ratio x8.35.6 148.6%  
Avg Price/Bookvalue ratio x2.01.2 160.0%  
Dividend payout %00-   
Avg Mkt Cap Rs m490,99039,295 1,249.5%   
No. of employees `000NANA-   
Total wages & salary Rs m41,0245,585 734.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,07023,197 836.6%  
Other income Rs m41,1643,160 1,302.6%   
Interest expense Rs m111,4639,858 1,130.7%   
Net interest income Rs m82,60713,338 619.3%  
Operating expense Rs m64,2989,425 682.2%   
Gross profit Rs m18,3093,914 467.8%  
Gross profit margin %9.416.9 55.9%  
Provisions/contingencies Rs m38,4331,600 2,401.5%   
Profit before tax Rs m23,5347,336 320.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,4951,863 133.9%   
Profit after tax Rs m21,0405,474 384.4%  
Net profit margin %10.823.6 45.9%  
BALANCE SHEET DATA
Advances Rs m1,780,677206,506 862.3%   
Deposits Rs m2,609,736245,058 1,064.9%  
Credit/Deposit ratio x68.284.3 81.0%  
Yield on advances %7.49.1 80.8%   
Cost of deposits %4.03.7 107.9%   
Net Interest Margin %3.05.0 60.4%  
Net fixed assets Rs m37,1073,194 1,161.9%   
Share capital Rs m189,0241,735 10,892.4%   
Free reserves Rs m59,73630,118 198.3%   
Net worth Rs m248,76031,853 781.0%   
Borrowings Rs m208,0387,830 2,657.0%   
Investments Rs m936,42558,487 1,601.1%   
Total assets Rs m3,134,499291,623 1,074.8%  
Debt/equity ratio x11.37.9 142.7%   
Return on assets %0.71.9 35.8%  
Return on equity %8.517.2 49.2%  
Capital adequacy ratio %16.127.1 59.4%  
Net NPAs %1.80.4 522.9%  
CASH FLOW
From Operations Rs m-155,83522,115 -704.7%  
From Investments Rs m-5,596-7,243 77.3%  
From Financial Activity Rs m127-12,242 -1.0%  
Net Cashflow Rs m-161,3042,629 -6,134.5%  

Share Holding

Indian Promoters % 96.4 0.0 -  
Foreign collaborators % 0.0 49.7 -  
Indian inst/Mut Fund % 1.3 20.7 6.4%  
FIIs % 0.0 4.6 0.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 50.3 7.2%  
Shareholders   727,348 62,958 1,155.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Indian Overseas Bank vs CSB BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs CSB BANK Share Price Performance

Period Indian Overseas Bank CSB BANK S&P BSE BANKEX
1-Day 5.41% 0.03% 0.82%
1-Month -5.06% 1.01% 2.48%
1-Year 183.33% 44.51% 19.28%
3-Year CAGR 55.67% 14.12% 12.00%
5-Year CAGR 33.40% 3.36% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the CSB BANK share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of CSB BANK the stake stands at 49.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of CSB BANK.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

CSB BANK paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of CSB BANK.

For a sector overview, read our banking sector report.



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