Compare Indian Overseas Bank with City Union Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN OVERSEAS BANK vs CITY UNION BANK - Comparison Results

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN OVERSEAS BANK CITY UNION BANK INDIAN OVERSEAS BANK/
CITY UNION BANK
 
P/E (TTM) x -0.2 24.6 - View Chart
P/BV x 0.1 2.0 6.1% View Chart
Dividend Yield % 0.0 0.3 -  

Financials

 INDIAN OVERSEAS BANK   CITY UNION BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-19
CITY UNION BANK
Mar-19
INDIAN OVERSEAS BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs19207 9.0%   
Low Rs11157 6.9%   
Income per share (Unadj.) Rs19.351.3 37.6%  
Earnings per share (Unadj.) Rs-4.19.3 -44.0%  
Cash flow per share (Unadj.) Rs-16.120.4 -79.1%  
Dividends per share (Unadj.) Rs00.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs17.965.9 27.2%  
Shares outstanding (eoy) m9,141.65734.50 1,244.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.83.6 21.6%   
Avg P/E ratio x-3.619.6 -18.5%  
Avg P/CF ratio x1.413.4 10.6%  
Avg Price/Bookvalue ratio x0.82.8 29.9%  
Dividend payout %05.4 0.0%   
Avg Mkt Cap Rs m135,296133,752 101.2%   
No. of employees `00026.35.5 477.5%   
Total wages & salary Rs m26,4693,644 726.3%   
Avg. income/employee Rs Th6,691.46,827.1 98.0%   
Avg. wages/employee Rs Th1,004.5660.5 152.1%   
Avg. net profit/employee Rs Th-1,418.61,237.5 -114.6%   
INCOME DATA
Interest income Rs m176,31337,672 468.0%  
Other income Rs m42,0635,144 817.7%   
Interest expense Rs m123,52121,557 573.0%   
Net interest income Rs m52,79116,115 327.6%  
Operating expense Rs m44,5168,859 502.5%   
Gross profit Rs m8,2767,256 114.1%  
Gross profit margin %4.719.3 24.4%  
Provisions/contingencies Rs m132,1713,151 4,194.0%   
Profit before tax Rs m-59,6059,249 -644.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,2272,420 -918.5%   
Profit after tax Rs m-37,3796,829 -547.4%  
Net profit margin %-21.218.1 -117.0%  
BALANCE SHEET DATA
Advances Rs m1,325,976326,733 405.8%   
Deposits Rs m2,225,341384,480 578.8%  
Credit/Deposit ratio x59.685.0 70.1%  
Yield on advances %8.89.7 90.9%   
Cost of deposits %5.25.5 94.7%   
Net Interest Margin %2.33.7 61.6%  
Net fixed assets Rs m33,3692,500 1,334.6%   
Share capital Rs m91,417735 12,446.1%   
Free reserves Rs m72,18247,673 151.4%   
Net worth Rs m163,59948,408 338.0%   
Borrowings Rs m61,4604,809 1,278.0%   
Investments Rs m669,32377,122 867.9%   
Total assets Rs m2,500,075452,589 552.4%  
Debt/equity ratio x14.08.0 173.8%   
Return on assets %-1.51.5 -99.1%  
Return on equity %-22.814.1 -162.0%  
Capital adequacy ratio %10.215.6 65.7%  
Net NPAs %10.81.8 597.2%  
CASH FLOW
From Operations Rs m-7,8593,969 -198.0%  
From Investments Rs m-6,471-867 746.5%  
From Financial Activity Rs m57,795166 34,753.5%  
Net Cashflow Rs m43,4653,269 1,329.8%  

Share Holding

Indian Promoters % 73.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 10.2 150.0%  
FIIs % 1.9 33.4 5.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 56.0 16.3%  
Shareholders   250,609 82,699 303.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   BANDHAN BANK  DCB BANK  ANDHRA BANK  ORIENTAL BANK  KARNATAKA BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades On a Volatile Note, Dow Futures Down by 10 Points(12:30 pm)

Share markets in India are presently trading on a volatile note. The BSE Sensex is trading up by 2 points, flat at 47,708 levels.

Related Views on News

CITY UNION BANK Announces Quarterly Results (3QFY21); Net Profit Down 11.7% (Quarterly Result Update)

Feb 5, 2021 | Updated on Feb 5, 2021

For the quarter ended December 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 11.7% YoY). Sales on the other hand came in at Rs 10 bn (down 1.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (2QFY21); Net Profit Down 18.5% (Quarterly Result Update)

Nov 6, 2020 | Updated on Nov 6, 2020

For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

HDFC Bank Posts Good Q4 Performance Amid Covid-19 Second Wave (Company Info)

Apr 20, 2021

Key takeaways from HDFC Bank's March quarter (Q4FY21) results.

CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)

Sep 14, 2020 | Updated on Sep 14, 2020

For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (4QFY20); Net Profit Down 154.4% (Quarterly Result Update)

Jun 19, 2020 | Updated on Jun 19, 2020

For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

More Views on News

Most Popular

India: Recovery Stalled by Vaccine Games?(The Honest Truth)

Apr 13, 2021

Ajit Dayal on how India's vaccine strategy will impact the markets.

Top 3 Nifty ETFs to Buy Now(Fast Profits Daily)

Apr 20, 2021

In this video I tell you the three Nifty ETFs I think are the best.

A Stock with 700% Return Potential Comes with Additional Payoffs(Profit Hunter)

Apr 15, 2021

Narayana Murthy was one of the first unicorn founders to get the backing of this entity...

11x Bankruptcy to Bluechip Stock: A Rare India Revival Story(Profit Hunter)

Apr 16, 2021

There is no stopping this 11-bagger stock from significant upside.

Why Did the Market Crash on Monday?(Fast Profits Daily)

Apr 13, 2021

In this video, I'll you what I think is the real reason behind yesterday's market crash.

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get this Special Report,
The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

INDIAN OVERSEAS BANK SHARE PRICE


Apr 22, 2021 03:37 PM

TRACK INDIAN OVERSEAS BANK

  • Track your investment in INDIAN OVERSEAS BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON INDIAN OVERSEAS BANK

INDIAN OVERSEAS BANK 5-YR ANALYSIS

COMPARE INDIAN OVERSEAS BANK WITH

MARKET STATS