Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN OVERSEAS BANK vs FEDERAL BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN OVERSEAS BANK FEDERAL BANK INDIAN OVERSEAS BANK/
FEDERAL BANK
 
P/E (TTM) x 45.2 9.4 480.9% View Chart
P/BV x 4.6 1.7 275.7% View Chart
Dividend Yield % 0.0 0.7 -  

Financials

 INDIAN OVERSEAS BANK   FEDERAL BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
FEDERAL BANK
Mar-23
INDIAN OVERSEAS BANK/
FEDERAL BANK
5-Yr Chart
Click to enlarge
High Rs37143 25.6%   
Low Rs1583 18.5%   
Income per share (Unadj.) Rs10.384.2 12.2%  
Earnings per share (Unadj.) Rs1.115.0 7.4%  
Cash flow per share (Unadj.) Rs2.635.8 7.3%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.9 0.0%  
Book value per share (Unadj.) Rs13.2104.5 12.6%  
Shares outstanding (eoy) m18,902.412,116.20 893.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.51.3 188.6%   
Avg P/E ratio x23.37.6 309.0%  
Avg P/CF ratio x8.34.7 174.5%  
Avg Price/Bookvalue ratio x2.01.1 182.7%  
Dividend payout %06.7 0.0%   
Avg Mkt Cap Rs m490,990238,972 205.5%   
No. of employees `000NANA-   
Total wages & salary Rs m41,02424,402 168.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,070178,118 109.0%  
Other income Rs m41,16424,362 169.0%   
Interest expense Rs m111,46399,752 111.7%   
Net interest income Rs m82,60778,365 105.4%  
Operating expense Rs m64,29852,112 123.4%   
Gross profit Rs m18,30926,253 69.7%  
Gross profit margin %9.414.7 64.0%  
Provisions/contingencies Rs m38,43318,858 203.8%   
Profit before tax Rs m23,53442,629 55.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-453 -0.0%   
Prior Period Items Rs m0341 0.0%   
Tax Rs m2,49510,872 22.9%   
Profit after tax Rs m21,04031,645 66.5%  
Net profit margin %10.817.8 61.0%  
BALANCE SHEET DATA
Advances Rs m1,780,6771,819,567 97.9%   
Deposits Rs m2,609,7362,129,885 122.5%  
Credit/Deposit ratio x68.285.4 79.9%  
Yield on advances %7.48.0 92.6%   
Cost of deposits %4.04.0 99.8%   
Net Interest Margin %3.03.4 89.5%  
Net fixed assets Rs m37,1078,903 416.8%   
Share capital Rs m189,0244,232 4,466.1%   
Free reserves Rs m59,736216,959 27.5%   
Net worth Rs m248,760221,191 112.5%   
Borrowings Rs m208,038258,620 80.4%   
Investments Rs m936,425487,022 192.3%   
Total assets Rs m3,134,4992,680,041 117.0%  
Debt/equity ratio x11.310.8 104.9%   
Return on assets %0.71.2 56.8%  
Return on equity %8.514.3 59.1%  
Capital adequacy ratio %16.114.8 108.7%  
Net NPAs %1.80.7 265.2%  
CASH FLOW
From Operations Rs m-155,8354,893 -3,184.9%  
From Investments Rs m-5,596-98,437 5.7%  
From Financial Activity Rs m12760,381 0.2%  
Net Cashflow Rs m-161,304-33,322 484.1%  

Share Holding

Indian Promoters % 96.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 73.9 1.8%  
FIIs % 0.0 29.4 0.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 100.0 3.6%  
Shareholders   727,348 796,959 91.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Indian Overseas Bank vs Federal Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs Federal Bank Share Price Performance

Period Indian Overseas Bank Federal Bank S&P BSE BANKEX
1-Day 5.41% 0.20% 0.82%
1-Month -5.06% -0.03% 2.48%
1-Year 183.33% 19.40% 19.28%
3-Year CAGR 55.67% 25.56% 12.00%
5-Year CAGR 33.40% 9.92% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the Federal Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of Federal Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of Federal Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Federal Bank paid Rs 1.0, and its dividend payout ratio stood at 6.7%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of Federal Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.