X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Indian Overseas Bank with HDFC Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN OVERSEAS BANK vs HDFC BANK - Comparison Results

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN OVERSEAS BANK HDFC BANK INDIAN OVERSEAS BANK/
HDFC BANK
 
P/E (TTM) x -0.8 29.4 - View Chart
P/BV x 0.2 6.0 3.0% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 INDIAN OVERSEAS BANK   HDFC BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-16
HDFC BANK
Mar-16
INDIAN OVERSEAS BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs481,128 4.2%   
Low Rs21929 2.3%   
Income per share (Unadj.) Rs130.1249.8 52.1%  
Earnings per share (Unadj.) Rs-18.750.6 -37.0%  
Cash flow per share (Unadj.) Rs-32.1135.9 -23.6%  
Dividends per share (Unadj.) Rs09.50 0.0%  
Avg Dividend yield %00.9 0.0%  
Book value per share (Unadj.) Rs86.7293.9 29.5%  
Shares outstanding (eoy) m1,807.272,528.19 71.5%   
Bonus/Rights/Conversions -ESOP-  
Avg Price / Income ratio x0.34.1 6.4%   
Avg P/E ratio x-1.820.3 -9.0%  
Avg P/CF ratio x1.916.5 11.6%  
Avg Price/Bookvalue ratio x0.43.5 11.3%  
Dividend payout %018.8 0.0%   
Avg Mkt Cap Rs m61,9892,599,864 2.4%   
No. of employees `000NA87.6 0.0%   
Total wages & salary Rs m33,90463,061 53.8%   
Avg. income/employee Rs ThNM7,213.9-  
Avg. wages/employee Rs ThNM720.2-  
Avg. net profit/employee Rs ThN.A.1,462.1-  
INCOME DATA
Interest income Rs m235,173631,616 37.2%  
Other income Rs m25,283112,117 22.6%   
Interest expense Rs m181,346340,696 53.2%   
Net interest income Rs m53,827290,920 18.5%  
Operating expense Rs m50,255178,319 28.2%   
Gross profit Rs m3,572112,601 3.2%  
Gross profit margin %1.517.8 8.5%  
Provisions/contingencies Rs m66,13629,608 223.4%   
Profit before tax Rs m-42,179194,715 -21.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0197 0.0%   
Prior Period Items Rs m037 0.0%   
Tax Rs m-8,30866,937 -12.4%   
Profit after tax Rs m-33,872128,013 -26.5%  
Net profit margin %-14.420.3 -71.1%  
BALANCE SHEET DATA
Advances Rs m1,608,6074,872,904 33.0%   
Deposits Rs m2,245,1425,458,733 41.1%  
Credit/Deposit ratio x71.689.3 80.3%  
Yield on advances %10.49.8 105.7%   
Cost of deposits %7.25.3 135.5%   
Net Interest Margin %2.14.2 48.5%  
Net fixed assets Rs m32,70534,797 94.0%   
Share capital Rs m18,0735,056 357.4%   
Free reserves Rs m89,452568,152 15.7%   
Net worth Rs m156,658743,041 21.1%   
Borrowings Rs m271,833717,635 37.9%   
Investments Rs m791,8961,616,833 49.0%   
Total assets Rs m2,744,3687,302,618 37.6%  
Debt/equity ratio x16.18.3 193.3%   
Return on assets %-1.21.8 -70.4%  
Return on equity %-21.617.2 -125.5%  
Capital adequacy ratio %9.715.5 62.2%  
Net NPAs %11.90.3 4,246.4%  
CASH FLOW
From Operations Rs m-15,515-76,769 20.2%  
From Investments Rs m-2,536-8,656 29.3%  
From Financial Activity Rs m-8,472110,567 -7.7%  
Net Cashflow Rs m-26,52325,142 -105.5%  

Share Holding

Indian Promoters % 73.8 22.6 326.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 9.9 154.5%  
FIIs % 1.9 34.1 5.6%  
ADR/GDR % 0.0 17.0 -  
Free float % 9.1 16.4 55.5%  
Shareholders   250,609 415,166 60.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   UNION BANK  SYNDICATE BANK  DCB BANK  BANK OF INDIA  FEDERAL BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Vishal Sikka's Infosys Exit, White House Shake up & Cues to Watch Out Today(Pre-Open)

Indian share markets ended lower on Friday but gained during the overall week. At the closing bell on Friday, BSE Sensex closed lower by 271 points and the NSE Nifty finished down 67 points.

Related Views on News

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

HDFC Bank: Solid Performance Amidst a Difficult Environment (Quarterly Results Update - Detailed)

May 3, 2017

Personal Loans and Credit Cards help HDFC bank report a robust set of numbers over the fourth quarter and for the financial year 2017.

HDFC Bank: Growth Stumbles Post Demonetisation (Quarterly Results Update - Detailed)

Jan 30, 2017

HDFC Bank declared the results for the third quarter of financial year ending March 2017 (3QFY17). The bank has reported 18% YoY and 15% YoY growth in net interest income and net profits respectively in 3QFY17.

HDFC Bank: Asset Quality Intact (Quarterly Results Update - Detailed)

Oct 26, 2016

HDFC Bank declared the results for the second quarter of financial year ending March 2017 (2QFY17). The bank has reported 20% YoY and 20% YoY growth in net interest income and net profits respectively in 2QFY17.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

More Views on News

Most Popular

A 'Backdoor' to Multibaggers: It's Like Investing in Asian Paints Ten Years Ago(The 5 Minute Wrapup)

Aug 10, 2017

Don't miss these proxy bets on growing companies or in a few years you will be looking back with regret.

The Most Profitable Investment in the History of the World(Vivek Kaul's Diary)

Aug 8, 2017

'Yes, it looks like a bubble. And, yes, it's like buying a lottery ticket. But there's something happening that has never happened before. It's an evolutionary leap in money itself.'

Should You Invest In Bharat-22 ETF? Know Here...(Outside View)

Aug 8, 2017

Bharat-22 is one of the most diverse ETFs offered so far by the Government. Know here if you should invest...

Signs of Life in the India VIX(Daily Profit Hunter)

Aug 12, 2017

The India VIX is up 36% in the last week. Fear has gone up but is still low by historical standards.

Bitcoin Continues Stellar Rise(Chart Of The Day)

Aug 10, 2017

Bitcoin hits an all-time high, is there more upside left?

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

INDIAN OVERSEAS BANK SHARE PRICE


Aug 18, 2017 (Close)

TRACK INDIAN OVERSEAS BANK

  • Track your investment in INDIAN OVERSEAS BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON INDIAN OVERSEAS BANK

INDIAN OVERSEAS BANK - CANARA BANK COMPARISON

COMPARE INDIAN OVERSEAS BANK WITH

MARKET STATS