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Compare Indian Overseas Bank with HDFC Bank - Equitymaster

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INDIAN OVERSEAS BANK vs HDFC BANK - Comparison Results

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    INDIAN OVERSEAS BANK HDFC BANK INDIAN OVERSEAS BANK/
HDFC BANK
 
P/E (TTM) x -0.3 30.5 - View Chart
P/BV x 0.1 4.8 2.8% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 INDIAN OVERSEAS BANK   HDFC BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-17
HDFC BANK
Mar-18
INDIAN OVERSEAS BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs332,014 1.6%   
Low Rs211,425 1.5%   
Income per share (Unadj.) Rs80.3328.7 24.4%  
Earnings per share (Unadj.) Rs-27.971.3 -39.1%  
Cash flow per share (Unadj.) Rs-36.4176.4 -20.6%  
Dividends per share (Unadj.) Rs013.00 0.0%  
Avg Dividend yield %00.8 0.0%  
Book value per share (Unadj.) Rs56.0422.3 13.3%  
Shares outstanding (eoy) m2,454.722,595.09 94.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.35.2 6.4%   
Avg P/E ratio x-1.024.1 -4.0%  
Avg P/CF ratio x34.617.8 194.5%  
Avg Price/Bookvalue ratio x0.54.1 11.8%  
Dividend payout %018.2 0.0%   
Avg Mkt Cap Rs m66,0324,462,257 1.5%   
No. of employees `000NA88.3 0.0%   
Total wages & salary Rs m30,44791,939 33.1%   
Avg. income/employee Rs ThNM9,664.0-  
Avg. wages/employee Rs ThNM1,041.8-  
Avg. net profit/employee Rs ThN.A.2,097.4-  
INCOME DATA
Interest income Rs m197,186852,878 23.1%  
Other income Rs m33,726160,566 21.0%   
Interest expense Rs m145,290423,815 34.3%   
Net interest income Rs m51,896429,064 12.1%  
Operating expense Rs m49,120239,272 20.5%   
Gross profit Rs m2,776189,791 1.5%  
Gross profit margin %1.422.3 6.3%  
Provisions/contingencies Rs m70,31165,718 107.0%   
Profit before tax Rs m-68,045283,612 -24.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0513 0.0%   
Prior Period Items Rs m05 0.0%   
Tax Rs m35899,031 0.4%   
Profit after tax Rs m-68,403185,100 -37.0%  
Net profit margin %-34.721.7 -159.8%  
BALANCE SHEET DATA
Advances Rs m1,404,5867,000,338 20.1%   
Deposits Rs m2,113,4267,883,751 26.8%  
Credit/Deposit ratio x66.588.8 74.8%  
Yield on advances %10.09.7 103.5%   
Cost of deposits %6.24.2 148.3%   
Net Interest Margin %2.24.0 54.6%  
Net fixed assets Rs m30,54338,106 80.2%   
Share capital Rs m24,5475,190 473.0%   
Free reserves Rs m101,106832,486 12.1%   
Net worth Rs m137,4461,095,991 12.5%   
Borrowings Rs m160,9771,564,421 10.3%   
Investments Rs m715,4922,384,609 30.0%   
Total assets Rs m2,471,67511,031,862 22.4%  
Debt/equity ratio x16.58.6 192.0%   
Return on assets %-2.81.7 -164.9%  
Return on equity %-49.816.9 -294.7%  
Capital adequacy ratio %10.514.8 70.9%  
Net NPAs %14.00.4 3,497.5%  
CASH FLOW
From Operations Rs m-5,050172,144 -2.9%  
From Investments Rs m-1,349-8,522 15.8%  
From Financial Activity Rs m16,166573,777 2.8%  
Net Cashflow Rs m9,768737,399 1.3%  

Share Holding

Indian Promoters % 73.8 22.6 326.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 9.9 154.5%  
FIIs % 1.9 34.1 5.6%  
ADR/GDR % 0.0 17.0 -  
Free float % 9.1 16.4 55.5%  
Shareholders   250,609 415,166 60.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   ING VYSYA BANK  FEDERAL BANK  DCB BANK  ICICI BANK  KOTAK MAH. BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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INDIAN OVERSEAS BANK Announces Quarterly Results (4QFY18); Net Profit Up 457.7%

Jun 1, 2018 | Updated on Jun 1, 2018

For the quarter ended March 2018, INDIAN OVERSEAS BANK has posted a net profit of Rs 36 bn (up 457.7% YoY). Sales on the other hand came in at Rs 48 bn (up 4.3% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

HDFC BANK Announces Quarterly Results (4QFY18); Net Profit Up 20.3%

May 25, 2018 | Updated on May 25, 2018

For the quarter ended March 2018, HDFC BANK has posted a net profit of Rs 48 bn (up 20.3% YoY). Sales on the other hand came in at Rs 213 bn (up 17.7% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

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Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

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Oct 26, 2017

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