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INDIAN OVERSEAS BANK vs HDFC BANK - Comparison Results

HDFC BANK 
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HDFC Bank remains the Gold standard when it comes to its solid execution capabilities and pristine loan book. Headquartered in Mumbai, HDFC Bank is a new generation private sector bank providing a wide range of banking services covering commercial an... More

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Current Valuations

    INDIAN OVERSEAS BANK HDFC BANK INDIAN OVERSEAS BANK/
HDFC BANK
 
P/E (TTM) x -0.1 23.3 - View Chart
P/BV x 0.1 3.8 1.9% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 INDIAN OVERSEAS BANK   HDFC BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-19
HDFC BANK
Mar-20
INDIAN OVERSEAS BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs191,304 1.4%   
Low Rs11739 1.5%   
Income per share (Unadj.) Rs19.3222.8 8.7%  
Earnings per share (Unadj.) Rs-4.149.7 -8.2%  
Cash flow per share (Unadj.) Rs-16.1102.8 -15.7%  
Dividends per share (Unadj.) Rs02.50 0.0%  
Avg Dividend yield %00.2 0.0%  
Book value per share (Unadj.) Rs17.9321.6 5.6%  
Shares outstanding (eoy) m9,141.655,483.29 166.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.84.6 16.7%   
Avg P/E ratio x-3.620.6 -17.6%  
Avg P/CF ratio x1.413.5 10.6%  
Avg Price/Bookvalue ratio x0.83.2 26.0%  
Dividend payout %05.0 0.0%   
Avg Mkt Cap Rs m135,2965,601,181 2.4%   
No. of employees `00026.3117.0 22.5%   
Total wages & salary Rs m26,469129,201 20.5%   
Avg. income/employee Rs Th6,691.410,446.1 64.1%   
Avg. wages/employee Rs Th1,004.51,104.6 90.9%   
Avg. net profit/employee Rs Th-1,418.62,330.0 -60.9%   
INCOME DATA
Interest income Rs m176,3131,221,893 14.4%  
Other income Rs m42,063248,790 16.9%   
Interest expense Rs m123,521621,374 19.9%   
Net interest income Rs m52,791600,519 8.8%  
Operating expense Rs m44,516330,361 13.5%   
Gross profit Rs m8,276270,158 3.1%  
Gross profit margin %4.722.1 21.2%  
Provisions/contingencies Rs m132,171142,487 92.8%   
Profit before tax Rs m-59,605375,615 -15.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0423 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,227103,498 -21.5%   
Profit after tax Rs m-37,379272,540 -13.7%  
Net profit margin %-21.222.3 -95.0%  
BALANCE SHEET DATA
Advances Rs m1,325,97610,436,709 12.7%   
Deposits Rs m2,225,34111,462,071 19.4%  
Credit/Deposit ratio x59.691.1 65.4%  
Yield on advances %8.89.5 93.2%   
Cost of deposits %5.24.4 117.1%   
Net Interest Margin %2.33.9 58.0%  
Net fixed assets Rs m33,36946,269 72.1%   
Share capital Rs m91,4175,483 1,667.2%   
Free reserves Rs m72,1821,758,104 4.1%   
Net worth Rs m163,5991,763,587 9.3%   
Borrowings Rs m61,4601,868,343 3.3%   
Investments Rs m669,3233,893,050 17.2%   
Total assets Rs m2,500,07515,808,304 15.8%  
Debt/equity ratio x14.07.6 184.9%   
Return on assets %-1.51.7 -86.7%  
Return on equity %-22.815.5 -147.8%  
Capital adequacy ratio %10.218.5 55.2%  
Net NPAs %10.80.4 3,002.8%  
CASH FLOW
From Operations Rs m-7,859-168,691 4.7%  
From Investments Rs m-6,471-16,169 40.0%  
From Financial Activity Rs m57,795243,945 23.7%  
Net Cashflow Rs m43,46561,225 71.0%  

Share Holding

Indian Promoters % 73.8 22.6 326.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 9.9 154.5%  
FIIs % 1.9 34.1 5.6%  
ADR/GDR % 0.0 17.0 -  
Free float % 9.1 16.4 55.5%  
Shareholders   250,609 415,166 60.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   BANK OF INDIA  ING VYSYA BANK  RBL BANK  INDUSIND BANK  IDBI BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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