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INDIAN OVERSEAS BANK vs HDFC BANK - Comparison Results

HDFC BANK 
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With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    INDIAN OVERSEAS BANK HDFC BANK INDIAN OVERSEAS BANK/
HDFC BANK
 
P/E (TTM) x -0.4 30.5 - View Chart
P/BV x 0.1 4.4 1.7% View Chart
Dividend Yield % 0.0 1.2 -  

Financials

 INDIAN OVERSEAS BANK   HDFC BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-19
HDFC BANK
Mar-19
INDIAN OVERSEAS BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs192,327 0.8%   
Low Rs111,880 0.6%   
Income per share (Unadj.) Rs19.3386.2 5.0%  
Earnings per share (Unadj.) Rs-4.182.0 -5.0%  
Cash flow per share (Unadj.) Rs-16.1196.5 -8.2%  
Dividends per share (Unadj.) Rs015.00 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs17.9564.3 3.2%  
Shares outstanding (eoy) m9,141.652,723.31 335.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.85.4 14.1%   
Avg P/E ratio x-3.625.7 -14.1%  
Avg P/CF ratio x1.418.7 7.7%  
Avg Price/Bookvalue ratio x0.83.7 22.2%  
Dividend payout %018.3 0.0%   
Avg Mkt Cap Rs m135,2965,728,891 2.4%   
No. of employees `00026.398.1 26.9%   
Total wages & salary Rs m26,469104,512 25.3%   
Avg. income/employee Rs Th6,691.410,724.0 62.4%   
Avg. wages/employee Rs Th1,004.51,065.8 94.3%   
Avg. net profit/employee Rs Th-1,418.62,277.4 -62.3%   
INCOME DATA
Interest income Rs m176,3131,051,607 16.8%  
Other income Rs m42,063189,471 22.2%   
Interest expense Rs m123,521537,127 23.0%   
Net interest income Rs m52,791514,481 10.3%  
Operating expense Rs m44,516276,948 16.1%   
Gross profit Rs m8,276237,533 3.5%  
Gross profit margin %4.722.6 20.8%  
Provisions/contingencies Rs m132,17183,822 157.7%   
Profit before tax Rs m-59,605340,918 -17.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m01,132 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,227118,726 -18.7%   
Profit after tax Rs m-37,379223,324 -16.7%  
Net profit margin %-21.221.2 -99.8%  
BALANCE SHEET DATA
Advances Rs m1,325,9768,692,227 15.3%   
Deposits Rs m2,225,3419,225,027 24.1%  
Credit/Deposit ratio x59.694.2 63.2%  
Yield on advances %8.89.6 91.8%   
Cost of deposits %5.24.4 116.6%   
Net Interest Margin %2.34.2 55.1%  
Net fixed assets Rs m33,36942,198 79.1%   
Share capital Rs m91,4175,447 1,678.4%   
Free reserves Rs m72,1821,531,280 4.7%   
Net worth Rs m163,5991,536,727 10.6%   
Borrowings Rs m61,4601,577,328 3.9%   
Investments Rs m669,3232,869,177 23.3%   
Total assets Rs m2,500,07512,928,057 19.3%  
Debt/equity ratio x14.07.0 198.9%   
Return on assets %-1.51.7 -86.6%  
Return on equity %-22.814.5 -157.2%  
Capital adequacy ratio %10.217.1 59.7%  
Net NPAs %10.80.4 2,771.8%  
CASH FLOW
From Operations Rs m-7,859-628,715 1.2%  
From Investments Rs m-6,471-15,984 40.5%  
From Financial Activity Rs m57,795231,307 25.0%  
Net Cashflow Rs m43,465-412,439 -10.5%  

Share Holding

Indian Promoters % 73.8 22.6 326.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 9.9 154.5%  
FIIs % 1.9 34.1 5.6%  
ADR/GDR % 0.0 17.0 -  
Free float % 9.1 16.4 55.5%  
Shareholders   250,609 415,166 60.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   CANARA BANK  PNB  INDUSIND BANK  DCB BANK  VIJAYA BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY20); Net Profit Up 62.8% (Quarterly Result Update)

Jul 24, 2019 | Updated on Jul 24, 2019

For the quarter ended June 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 62.8% YoY). Sales on the other hand came in at Rs 43 bn (up 2.1% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

HDFC BANK Announces Quarterly Results (1QFY20); Net Profit Up 21.0% (Quarterly Result Update)

Jul 22, 2019 | Updated on Jul 22, 2019

For the quarter ended June 2019, HDFC BANK has posted a net profit of Rs 56 bn (up 21.0% YoY). Sales on the other hand came in at Rs 274 bn (up 21.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (4QFY19); Net Profit Up 45.0% (Quarterly Result Update)

May 10, 2019 | Updated on May 10, 2019

For the quarter ended March 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 20 bn (up 45.0% YoY). Sales on the other hand came in at Rs 46 bn (down 5.6% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

HDFC BANK Announces Quarterly Results (4QFY19); Net Profit Up 22.6% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, HDFC BANK has posted a net profit of Rs 59 bn (up 22.6% YoY). Sales on the other hand came in at Rs 263 bn (up 23.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (3QFY19); Net Profit Up 63.2% (Quarterly Result Update)

Jan 28, 2019 | Updated on Jan 28, 2019

For the quarter ended December 2018, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 63.2% YoY). Sales on the other hand came in at Rs 45 bn (up 6.8% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

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