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Compare Indian Overseas Bank with ICICI Bank - Equitymaster

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INDIAN OVERSEAS BANK vs ICICI BANK - Comparison Results

ICICI BANK 
   Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

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Current Valuations

    INDIAN OVERSEAS BANK ICICI BANK INDIAN OVERSEAS BANK/
ICICI BANK
 
P/E (TTM) x -0.3 64.9 - View Chart
P/BV x 0.1 2.0 6.8% View Chart
Dividend Yield % 0.0 0.4 -  

Financials

 INDIAN OVERSEAS BANK   ICICI BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-18
ICICI BANK
Mar-18
INDIAN OVERSEAS BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs32362 8.9%   
Low Rs17244 7.0%   
Income per share (Unadj.) Rs36.6106.7 34.3%  
Earnings per share (Unadj.) Rs-12.913.2 -97.3%  
Cash flow per share (Unadj.) Rs-36.177.1 -46.8%  
Dividends per share (Unadj.) Rs01.50 0.0%  
Avg Dividend yield %00.5 0.0%  
Book value per share (Unadj.) Rs27.1189.9 14.3%  
Shares outstanding (eoy) m4,890.775,824.48 84.0%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x0.72.8 23.7%   
Avg P/E ratio x-1.922.9 -8.4%  
Avg P/CF ratio x1.56.6 22.2%  
Avg Price/Bookvalue ratio x0.91.6 57.0%  
Dividend payout %011.3 0.0%   
Avg Mkt Cap Rs m120,8021,765,982 6.8%   
No. of employees `00027.981.5 34.3%   
Total wages & salary Rs m29,94283,335 35.9%   
Avg. income/employee Rs Th6,412.97,622.8 84.1%   
Avg. wages/employee Rs Th1,071.81,021.9 104.9%   
Avg. net profit/employee Rs Th-2,255.0945.7 -238.4%   
INCOME DATA
Interest income Rs m179,152621,624 28.8%  
Other income Rs m37,464568,068 6.6%   
Interest expense Rs m124,476342,621 36.3%   
Net interest income Rs m54,676279,003 19.6%  
Operating expense Rs m55,849557,556 10.0%   
Gross profit Rs m-1,174-278,553 0.4%  
Gross profit margin %-0.7-44.8 1.5%  
Provisions/contingencies Rs m145,930191,949 76.0%   
Profit before tax Rs m-86,31797,565 -88.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-13,874 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-23,3226,570 -355.0%   
Profit after tax Rs m-62,99577,122 -81.7%  
Net profit margin %-35.212.4 -283.4%  
BALANCE SHEET DATA
Advances Rs m1,324,8885,668,542 23.4%   
Deposits Rs m2,168,3185,857,961 37.0%  
Credit/Deposit ratio x61.196.8 63.1%  
Yield on advances %9.07.6 118.3%   
Cost of deposits %5.34.1 130.8%   
Net Interest Margin %2.42.7 88.5%  
Net fixed assets Rs m28,93494,650 30.6%   
Share capital Rs m48,90812,858 380.4%   
Free reserves Rs m69,912591,640 11.8%   
Net worth Rs m132,7401,106,241 12.0%   
Borrowings Rs m92,2812,294,018 4.0%   
Investments Rs m686,4593,722,077 18.4%   
Total assets Rs m2,479,68111,242,810 22.1%  
Debt/equity ratio x17.07.4 231.1%   
Return on assets %-2.50.7 -370.3%  
Return on equity %-47.57.0 -680.7%  
Capital adequacy ratio %9.318.4 50.2%  
Net NPAs %15.34.8 321.4%  
CASH FLOW
From Operations Rs m-17,933193,829 -9.3%  
From Investments Rs m-1,151-505,735 0.2%  
From Financial Activity Rs m52,303396,760 13.2%  
Net Cashflow Rs m33,22085,083 39.0%  

Share Holding

Indian Promoters % 73.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 23.1 66.2%  
FIIs % 1.9 40.0 4.8%  
ADR/GDR % 0.0 29.2 -  
Free float % 9.1 7.8 116.7%  
Shareholders   250,609 585,463 42.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   SYNDICATE BANK  CITY UNION BANK  ING VYSYA BANK  UNION BANK  J&K BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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INDIAN OVERSEAS BANK Announces Quarterly Results (2QFY19); Net Profit Up 58.6% (Quarterly Result Update)

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For the quarter ended September 2018, INDIAN OVERSEAS BANK has posted a net profit of Rs 5 bn (up 58.6% YoY). Sales on the other hand came in at Rs 43 bn (down 7.8% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

ICICI BANK Announces Quarterly Results (2QFY19); Net Profit Down 55.8% (Quarterly Result Update)

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For the quarter ended September 2018, ICICI BANK has posted a net profit of Rs 9 bn (down 55.8% YoY). Sales on the other hand came in at Rs 151 bn (up 11.3% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

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