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INDIAN OVERSEAS BANK vs ICICI BANK - Comparison Results

ICICI BANK 
   Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

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Current Valuations

    INDIAN OVERSEAS BANK ICICI BANK INDIAN OVERSEAS BANK/
ICICI BANK
 
P/E (TTM) x -0.4 51.2 - View Chart
P/BV x 0.1 2.4 2.9% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 INDIAN OVERSEAS BANK   ICICI BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-19
ICICI BANK
Mar-19
INDIAN OVERSEAS BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs19400 4.7%   
Low Rs11259 4.2%   
Income per share (Unadj.) Rs19.3112.0 17.2%  
Earnings per share (Unadj.) Rs-4.16.6 -61.8%  
Cash flow per share (Unadj.) Rs-16.173.4 -22.0%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs17.9177.7 10.1%  
Shares outstanding (eoy) m9,141.656,427.99 142.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.82.9 26.1%   
Avg P/E ratio x-3.649.8 -7.3%  
Avg P/CF ratio x1.48.1 17.5%  
Avg Price/Bookvalue ratio x0.81.9 44.6%  
Dividend payout %015.1 0.0%   
Avg Mkt Cap Rs m135,2962,118,987 6.4%   
No. of employees `00026.386.8 30.4%   
Total wages & salary Rs m26,46994,253 28.1%   
Avg. income/employee Rs Th6,691.48,296.4 80.7%   
Avg. wages/employee Rs Th1,004.51,086.3 92.5%   
Avg. net profit/employee Rs Th-1,418.6490.3 -289.3%   
INCOME DATA
Interest income Rs m176,313719,817 24.5%  
Other income Rs m42,063593,248 7.1%   
Interest expense Rs m123,521391,775 31.5%   
Net interest income Rs m52,791328,041 16.1%  
Operating expense Rs m44,516642,589 6.9%   
Gross profit Rs m8,276-314,548 -2.6%  
Gross profit margin %4.7-43.7 -10.7%  
Provisions/contingencies Rs m132,171217,669 60.7%   
Profit before tax Rs m-59,60561,032 -97.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-14,349 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,2274,140 -536.9%   
Profit after tax Rs m-37,37942,542 -87.9%  
Net profit margin %-21.25.9 -358.7%  
BALANCE SHEET DATA
Advances Rs m1,325,9766,469,617 20.5%   
Deposits Rs m2,225,3416,813,169 32.7%  
Credit/Deposit ratio x59.695.0 62.7%  
Yield on advances %8.87.9 112.4%   
Cost of deposits %5.24.0 131.0%   
Net Interest Margin %2.32.9 79.1%  
Net fixed assets Rs m33,36996,604 34.5%   
Share capital Rs m91,41712,895 709.0%   
Free reserves Rs m72,1821,129,593 6.4%   
Net worth Rs m163,5991,142,487 14.3%   
Borrowings Rs m61,4602,103,241 2.9%   
Investments Rs m669,3233,982,008 16.8%   
Total assets Rs m2,500,07512,387,939 20.2%  
Debt/equity ratio x14.07.8 179.1%   
Return on assets %-1.50.3 -435.4%  
Return on equity %-22.83.7 -613.6%  
Capital adequacy ratio %10.216.9 60.4%  
Net NPAs %10.82.3 472.1%  
CASH FLOW
From Operations Rs m-7,859486,711 -1.6%  
From Investments Rs m-6,471-301,472 2.1%  
From Financial Activity Rs m57,795-199,974 -28.9%  
Net Cashflow Rs m43,465-16,082 -270.3%  

Share Holding

Indian Promoters % 73.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 23.1 66.2%  
FIIs % 1.9 40.0 4.8%  
ADR/GDR % 0.0 29.2 -  
Free float % 9.1 7.8 116.7%  
Shareholders   250,609 585,463 42.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   SOUTH IND.BANK  BANK OF INDIA  KOTAK MAHINDRA BANK  AXIS BANK  BANK OF BARODA  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Opens Higher; Consumer Durables and Energy Stocks Lead(09:30 am)

Asian share markets are lower today as Japanese and Hong Kong shares fall. The Nikkei 225 is off 1.7% while the Hang Seng is down 0.1%.

Related Views on News

ICICI BANK Announces Quarterly Results (1QFY20); Net Profit Up 1696.0% (Quarterly Result Update)

Jul 29, 2019 | Updated on Jul 29, 2019

For the quarter ended June 2019, ICICI BANK has posted a net profit of Rs 19 bn (up 1696.0% YoY). Sales on the other hand came in at Rs 180 bn (up 22.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY20); Net Profit Up 62.8% (Quarterly Result Update)

Jul 24, 2019 | Updated on Jul 24, 2019

For the quarter ended June 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 62.8% YoY). Sales on the other hand came in at Rs 43 bn (up 2.1% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (4QFY19); Net Profit Up 45.0% (Quarterly Result Update)

May 10, 2019 | Updated on May 10, 2019

For the quarter ended March 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 20 bn (up 45.0% YoY). Sales on the other hand came in at Rs 46 bn (down 5.6% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

ICICI BANK Announces Quarterly Results (4QFY19); Net Profit Down 5.0% (Quarterly Result Update)

May 8, 2019 | Updated on May 8, 2019

For the quarter ended March 2019, ICICI BANK has posted a net profit of Rs 10 bn (down 5.0% YoY). Sales on the other hand came in at Rs 173 bn (up 21.2% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

ICICI BANK Announces Quarterly Results (3QFY19); Net Profit Down 2.7% (Quarterly Result Update)

Jan 31, 2019 | Updated on Jan 31, 2019

For the quarter ended December 2018, ICICI BANK has posted a net profit of Rs 16 bn (down 2.7% YoY). Sales on the other hand came in at Rs 163 bn (up 19.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

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