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INDIAN OVERSEAS BANK vs IDBI BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK IDBI BANK INDIAN OVERSEAS BANK/
IDBI BANK
 
P/E (TTM) x 45.2 16.3 276.5% View Chart
P/BV x 4.6 1.9 243.2% View Chart
Dividend Yield % 0.0 1.2 -  

Financials

 INDIAN OVERSEAS BANK   IDBI BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
IDBI BANK
Mar-23
INDIAN OVERSEAS BANK/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs3762 59.2%   
Low Rs1531 50.0%   
Income per share (Unadj.) Rs10.319.2 53.6%  
Earnings per share (Unadj.) Rs1.13.4 32.3%  
Cash flow per share (Unadj.) Rs2.65.4 48.3%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %02.2 0.0%  
Book value per share (Unadj.) Rs13.243.1 30.5%  
Shares outstanding (eoy) m18,902.4110,752.40 175.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.52.4 104.8%   
Avg P/E ratio x23.313.4 173.9%  
Avg P/CF ratio x8.35.6 146.5%  
Avg Price/Bookvalue ratio x2.01.1 183.8%  
Dividend payout %029.0 0.0%   
Avg Mkt Cap Rs m490,990497,299 98.7%   
No. of employees `000NANA-   
Total wages & salary Rs m41,02436,914 111.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,070205,915 94.2%  
Other income Rs m41,16445,754 90.0%   
Interest expense Rs m111,46391,304 122.1%   
Net interest income Rs m82,607114,611 72.1%  
Operating expense Rs m64,29872,326 88.9%   
Gross profit Rs m18,30942,285 43.3%  
Gross profit margin %9.420.5 45.9%  
Provisions/contingencies Rs m38,43351,171 75.1%   
Profit before tax Rs m23,53436,868 63.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-219 -0.0%   
Prior Period Items Rs m0411 0.0%   
Tax Rs m2,4950-   
Profit after tax Rs m21,04037,061 56.8%  
Net profit margin %10.818.0 60.2%  
BALANCE SHEET DATA
Advances Rs m1,780,6771,625,458 109.5%   
Deposits Rs m2,609,7362,553,222 102.2%  
Credit/Deposit ratio x68.263.7 107.2%  
Yield on advances %7.48.2 90.0%   
Cost of deposits %4.03.1 131.8%   
Net Interest Margin %3.04.4 69.8%  
Net fixed assets Rs m37,10793,048 39.9%   
Share capital Rs m189,024107,524 175.8%   
Free reserves Rs m59,736355,668 16.8%   
Net worth Rs m248,760463,192 53.7%   
Borrowings Rs m208,038126,378 164.6%   
Investments Rs m936,4251,004,087 93.3%   
Total assets Rs m3,134,4993,314,977 94.6%  
Debt/equity ratio x11.35.8 195.8%   
Return on assets %0.71.1 60.0%  
Return on equity %8.58.0 105.7%  
Capital adequacy ratio %16.120.4 78.8%  
Net NPAs %1.80.9 198.9%  
CASH FLOW
From Operations Rs m-155,835-26,009 599.1%  
From Investments Rs m-5,596-2,945 190.1%  
From Financial Activity Rs m127-35,645 -0.4%  
Net Cashflow Rs m-161,304-64,485 250.1%  

Share Holding

Indian Promoters % 96.4 94.7 101.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 0.5 271.4%  
FIIs % 0.0 0.3 9.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 5.3 68.4%  
Shareholders   727,348 636,699 114.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Indian Overseas Bank vs IDBI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs IDBI Bank Share Price Performance

Period Indian Overseas Bank IDBI Bank S&P BSE BANKEX
1-Day 5.43% 1.67% 0.82%
1-Month -5.05% -5.31% 2.48%
1-Year 183.37% 86.53% 19.28%
3-Year CAGR 55.68% 27.84% 12.00%
5-Year CAGR 33.40% 12.66% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the IDBI Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of IDBI Bank the stake stands at 94.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of IDBI Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

IDBI Bank paid Rs 1.0, and its dividend payout ratio stood at 29.0%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of IDBI Bank.

For a sector overview, read our banking sector report.



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