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INDIAN OVERSEAS BANK vs IDFC FIRST BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK IDFC FIRST BANK INDIAN OVERSEAS BANK/
IDFC FIRST BANK
 
P/E (TTM) x 45.2 17.6 256.1% View Chart
P/BV x 4.6 2.1 220.4% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   IDFC FIRST BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
IDFC FIRST BANK
Mar-23
INDIAN OVERSEAS BANK/
IDFC FIRST BANK
5-Yr Chart
Click to enlarge
High Rs3764 57.1%   
Low Rs1529 52.7%   
Income per share (Unadj.) Rs10.334.3 29.9%  
Earnings per share (Unadj.) Rs1.13.8 29.6%  
Cash flow per share (Unadj.) Rs2.619.5 13.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs13.239.0 33.7%  
Shares outstanding (eoy) m18,902.416,618.12 285.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.51.4 186.3%   
Avg P/E ratio x23.312.4 187.9%  
Avg P/CF ratio x8.36.2 133.7%  
Avg Price/Bookvalue ratio x2.01.2 165.1%  
Dividend payout %00-   
Avg Mkt Cap Rs m490,990308,570 159.1%   
No. of employees `000NANA-   
Total wages & salary Rs m41,02442,786 95.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,070227,278 85.4%  
Other income Rs m41,16444,673 92.1%   
Interest expense Rs m111,463100,906 110.5%   
Net interest income Rs m82,607126,372 65.4%  
Operating expense Rs m64,298121,082 53.1%   
Gross profit Rs m18,3095,289 346.1%  
Gross profit margin %9.42.3 405.4%  
Provisions/contingencies Rs m38,43325,113 153.0%   
Profit before tax Rs m23,53433,314 70.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,4958,465 29.5%   
Profit after tax Rs m21,04024,849 84.7%  
Net profit margin %10.810.9 99.2%  
BALANCE SHEET DATA
Advances Rs m1,780,6771,517,945 117.3%   
Deposits Rs m2,609,7361,444,695 180.6%  
Credit/Deposit ratio x68.2105.1 64.9%  
Yield on advances %7.412.6 58.5%   
Cost of deposits %4.04.3 93.6%   
Net Interest Margin %3.05.9 51.2%  
Net fixed assets Rs m37,10719,145 193.8%   
Share capital Rs m189,02466,181 285.6%   
Free reserves Rs m59,736191,923 31.1%   
Net worth Rs m248,760258,104 96.4%   
Borrowings Rs m208,038572,121 36.4%   
Investments Rs m936,425609,133 153.7%   
Total assets Rs m3,134,4992,398,821 130.7%  
Debt/equity ratio x11.37.8 145.0%   
Return on assets %0.71.0 64.8%  
Return on equity %8.59.6 87.9%  
Capital adequacy ratio %16.116.8 95.7%  
Net NPAs %1.80.9 212.8%  
CASH FLOW
From Operations Rs m-155,83535,630 -437.4%  
From Investments Rs m-5,596-119,957 4.7%  
From Financial Activity Rs m12765,090 0.2%  
Net Cashflow Rs m-161,304-19,237 838.5%  

Share Holding

Indian Promoters % 96.4 37.5 257.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 34.6 3.8%  
FIIs % 0.0 24.3 0.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 62.6 5.8%  
Shareholders   727,348 2,382,674 30.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Indian Overseas Bank vs IDFC FIRST BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs IDFC FIRST BANK Share Price Performance

Period Indian Overseas Bank IDFC FIRST BANK S&P BSE BANKEX
1-Day 5.43% -2.97% 0.82%
1-Month -5.05% -6.23% 2.48%
1-Year 183.37% 43.13% 19.28%
3-Year CAGR 55.68% 9.00% 12.00%
5-Year CAGR 33.40% 6.76% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the IDFC FIRST BANK share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of IDFC FIRST BANK the stake stands at 37.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of IDFC FIRST BANK.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

IDFC FIRST BANK paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of IDFC FIRST BANK.

For a sector overview, read our banking sector report.



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