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Compare Indian Overseas Bank with Karur Vysya Bank - Equitymaster

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INDIAN OVERSEAS BANK vs KARUR VYSYA BANK - Comparison Results

KARUR VYSYA BANK 
   Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

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Current Valuations

    INDIAN OVERSEAS BANK KARUR VYSYA BANK INDIAN OVERSEAS BANK/
KARUR VYSYA BANK
 
P/E (TTM) x -0.3 10.5 - View Chart
P/BV x 0.1 1.5 8.1% View Chart
Dividend Yield % 0.0 12.4 -  

Financials

 INDIAN OVERSEAS BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-16
KARUR VYSYA BANK
Mar-15
INDIAN OVERSEAS BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs48619 7.7%   
Low Rs21355 5.9%   
Income per share (Unadj.) Rs130.1443.7 29.3%  
Earnings per share (Unadj.) Rs-18.740.6 -46.1%  
Cash flow per share (Unadj.) Rs-32.191.7 -35.0%  
Dividends per share (Unadj.) Rs013.00 0.0%  
Avg Dividend yield %02.7 0.0%  
Book value per share (Unadj.) Rs86.7349.1 24.8%  
Shares outstanding (eoy) m1,807.27121.62 1,486.0%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.31.1 24.0%   
Avg P/E ratio x-1.812.0 -15.3%  
Avg P/CF ratio x1.96.1 31.6%  
Avg Price/Bookvalue ratio x0.41.4 28.4%  
Dividend payout %032.0 0.0%   
Avg Mkt Cap Rs m61,98959,235 104.6%   
No. of employees `000NA7.2 0.0%   
Total wages & salary Rs m33,9045,471 619.8%   
Avg. income/employee Rs ThNM7,497.4-  
Avg. wages/employee Rs ThNM760.1-  
Avg. net profit/employee Rs ThN.A.686.9-  
INCOME DATA
Interest income Rs m235,17353,959 435.8%  
Other income Rs m25,2835,808 435.3%   
Interest expense Rs m181,34639,300 461.4%   
Net interest income Rs m53,82714,659 367.2%  
Operating expense Rs m50,25511,035 455.4%   
Gross profit Rs m3,5723,625 98.5%  
Gross profit margin %1.56.7 22.6%  
Provisions/contingencies Rs m66,1364,805 1,376.4%   
Profit before tax Rs m-42,1794,928 -855.8%   
Extraordinary Inc (Exp) Rs m087 0.0%   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-8,30872 -11,586.9%   
Profit after tax Rs m-33,8724,943 -685.2%  
Net profit margin %-14.49.2 -157.2%  
BALANCE SHEET DATA
Advances Rs m1,608,607361,089 445.5%   
Deposits Rs m2,245,142446,903 502.4%  
Credit/Deposit ratio x71.680.8 88.7%  
Yield on advances %10.411.7 88.8%   
Cost of deposits %7.27.9 91.4%   
Net Interest Margin %2.12.8 72.3%  
Net fixed assets Rs m32,7054,112 795.4%   
Share capital Rs m18,0731,216 1,485.9%   
Free reserves Rs m89,45225,054 357.0%   
Net worth Rs m156,65842,460 369.0%   
Borrowings Rs m271,83329,008 937.1%   
Investments Rs m791,896127,730 620.0%   
Total assets Rs m2,744,368531,525 516.3%  
Debt/equity ratio x16.111.2 143.3%   
Return on assets %-1.20.9 -132.7%  
Return on equity %-21.611.6 -185.7%  
Capital adequacy ratio %9.714.6 66.1%  
Net NPAs %11.90.8 1,524.4%  
CASH FLOW
From Operations Rs m-15,515-3,090 502.2%  
From Investments Rs m-2,536-1,023 247.8%  
From Financial Activity Rs m-8,4724,822 -175.7%  
Net Cashflow Rs m-26,523710 -3,738.3%  

Share Holding

Indian Promoters % 73.8 3.0 2,460.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 12.4 123.4%  
FIIs % 1.9 25.1 7.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 59.4 15.3%  
Shareholders   250,609 74,641 335.8%  
Pledged promoter(s) holding % 0.0 8.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   CORPORATION BANK  BANK OF BARODA  KOTAK MAH. BANK  CITY UNION BANK  BANK OF INDIA  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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