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INDIAN OVERSEAS BANK vs KARNATAKA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK KARNATAKA BANK INDIAN OVERSEAS BANK/
KARNATAKA BANK
 
P/E (TTM) x 45.2 5.7 792.7% View Chart
P/BV x 4.6 1.0 474.2% View Chart
Dividend Yield % 0.0 2.2 -  

Financials

 INDIAN OVERSEAS BANK   KARNATAKA BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
KARNATAKA BANK
Mar-23
INDIAN OVERSEAS BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs37169 21.8%   
Low Rs1556 27.4%   
Income per share (Unadj.) Rs10.3231.2 4.4%  
Earnings per share (Unadj.) Rs1.137.8 2.9%  
Cash flow per share (Unadj.) Rs2.676.3 3.4%  
Dividends per share (Unadj.) Rs05.00 0.0%  
Avg Dividend yield %04.5 0.0%  
Book value per share (Unadj.) Rs13.2262.9 5.0%  
Shares outstanding (eoy) m18,902.41312.34 6,051.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.50.5 521.7%   
Avg P/E ratio x23.33.0 786.2%  
Avg P/CF ratio x8.31.6 520.5%  
Avg Price/Bookvalue ratio x2.00.4 462.9%  
Dividend payout %013.2 0.0%   
Avg Mkt Cap Rs m490,99035,014 1,402.3%   
No. of employees `000NANA-   
Total wages & salary Rs m41,02410,735 382.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,07072,202 268.8%  
Other income Rs m41,1649,926 414.7%   
Interest expense Rs m111,46340,351 276.2%   
Net interest income Rs m82,60731,851 259.4%  
Operating expense Rs m64,29819,700 326.4%   
Gross profit Rs m18,30912,151 150.7%  
Gross profit margin %9.416.8 56.1%  
Provisions/contingencies Rs m38,43310,280 373.9%   
Profit before tax Rs m23,53414,405 163.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,4952,608 95.6%   
Profit after tax Rs m21,04011,797 178.4%  
Net profit margin %10.816.3 66.4%  
BALANCE SHEET DATA
Advances Rs m1,780,677599,516 297.0%   
Deposits Rs m2,609,736873,679 298.7%  
Credit/Deposit ratio x68.268.6 99.4%  
Yield on advances %7.49.3 79.3%   
Cost of deposits %4.04.3 93.1%   
Net Interest Margin %3.03.8 79.5%  
Net fixed assets Rs m37,1078,462 438.5%   
Share capital Rs m189,0243,124 6,051.6%   
Free reserves Rs m59,73678,997 75.6%   
Net worth Rs m248,76082,120 302.9%   
Borrowings Rs m208,03815,627 1,331.3%   
Investments Rs m936,425233,249 401.5%   
Total assets Rs m3,134,499990,571 316.4%  
Debt/equity ratio x11.310.8 104.6%   
Return on assets %0.71.2 56.4%  
Return on equity %8.514.4 58.9%  
Capital adequacy ratio %16.117.5 92.3%  
Net NPAs %1.81.7 107.6%  
CASH FLOW
From Operations Rs m-155,83518,297 -851.7%  
From Investments Rs m-5,596-875 639.4%  
From Financial Activity Rs m127-195 -65.5%  
Net Cashflow Rs m-161,30417,227 -936.3%  

Share Holding

Indian Promoters % 96.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 36.7 3.6%  
FIIs % 0.0 19.0 0.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 100.0 3.6%  
Shareholders   727,348 267,637 271.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    ICICI BANK    AXIS BANK    SBI    PNB    


More on Indian Overseas Bank vs Karnataka Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs Karnataka Bank Share Price Performance

Period Indian Overseas Bank Karnataka Bank S&P BSE BANKEX
1-Day 5.41% -1.53% 0.82%
1-Month -5.06% -2.22% 2.48%
1-Year 183.33% 78.09% 19.28%
3-Year CAGR 55.67% 55.04% 12.00%
5-Year CAGR 33.40% 13.14% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the Karnataka Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of Karnataka Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of Karnataka Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Karnataka Bank paid Rs 5.0, and its dividend payout ratio stood at 13.2%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of Karnataka Bank.

For a sector overview, read our banking sector report.



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