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Compare Indian Overseas Bank with Oriental Bank - Equitymaster
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INDIAN OVERSEAS BANK vs ORIENTAL BANK - Comparison Results

ORIENTAL BANK 
   Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

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Current Valuations

    INDIAN OVERSEAS BANK ORIENTAL BANK INDIAN OVERSEAS BANK/
ORIENTAL BANK
 
P/E (TTM) x -0.8 2.4 - View Chart
P/BV x 0.2 0.2 74.2% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 INDIAN OVERSEAS BANK   ORIENTAL BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-16
ORIENTAL BANK
Mar-16
INDIAN OVERSEAS BANK/
ORIENTAL BANK
5-Yr Chart
Click to enlarge
High Rs48235 20.2%   
Low Rs2175 28.0%   
Income per share (Unadj.) Rs130.1624.1 20.9%  
Earnings per share (Unadj.) Rs-18.76.2 -303.5%  
Cash flow per share (Unadj.) Rs-32.114.6 -219.3%  
Dividends per share (Unadj.) Rs00.70 0.0%  
Avg Dividend yield %00.5 0.0%  
Book value per share (Unadj.) Rs86.7464.9 18.6%  
Shares outstanding (eoy) m1,807.27321.40 562.3%   
Bonus/Rights/Conversions -OI-  
Avg Price / Income ratio x0.30.2 106.0%   
Avg P/E ratio x-1.825.1 -7.3%  
Avg P/CF ratio x1.91.4 136.9%  
Avg Price/Bookvalue ratio x0.40.3 118.5%  
Dividend payout %011.3 0.0%   
Avg Mkt Cap Rs m61,98949,897 124.2%   
No. of employees `000NANA-   
Total wages & salary Rs m33,90420,317 166.9%   
Avg. income/employee Rs ThNMNM-  
Avg. wages/employee Rs ThNMNM-  
Avg. net profit/employee Rs ThN.A.N.A.-  
INCOME DATA
Interest income Rs m235,173200,587 117.2%  
Other income Rs m25,28317,663 143.1%   
Interest expense Rs m181,346146,841 123.5%   
Net interest income Rs m53,82753,746 100.2%  
Operating expense Rs m50,25534,588 145.3%   
Gross profit Rs m3,57219,158 18.6%  
Gross profit margin %1.59.6 15.9%  
Provisions/contingencies Rs m66,13633,562 197.1%   
Profit before tax Rs m-42,1793,682 -1,145.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-8,3081,698 -489.4%   
Profit after tax Rs m-33,8721,985 -1,706.5%  
Net profit margin %-14.41.0 -1,455.6%  
BALANCE SHEET DATA
Advances Rs m1,608,6071,488,800 108.0%   
Deposits Rs m2,245,1422,089,148 107.5%  
Credit/Deposit ratio x71.671.3 100.5%  
Yield on advances %10.49.9 104.2%   
Cost of deposits %7.26.7 107.6%   
Net Interest Margin %2.12.4 85.7%  
Net fixed assets Rs m32,70522,719 144.0%   
Share capital Rs m18,0733,214 562.3%   
Free reserves Rs m89,45290,590 98.7%   
Net worth Rs m156,658149,411 104.9%   
Borrowings Rs m271,83378,974 344.2%   
Investments Rs m791,896656,578 120.6%   
Total assets Rs m2,744,3682,375,415 115.5%  
Debt/equity ratio x16.114.5 110.7%   
Return on assets %-1.20.1 -1,477.1%  
Return on equity %-21.61.3 -1,627.6%  
Capital adequacy ratio %9.711.8 82.1%  
Net NPAs %11.96.7 177.5%  
CASH FLOW
From Operations Rs m-15,515-14,158 109.6%  
From Investments Rs m-2,536-2,105 120.4%  
From Financial Activity Rs m-8,4728,130 -104.2%  
Net Cashflow Rs m-26,523-8,134 326.1%  

Share Holding

Indian Promoters % 73.8 59.1 124.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 24.0 63.8%  
FIIs % 1.9 9.9 19.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 7.0 130.0%  
Shareholders   250,609 114,330 219.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   ANDHRA BANK  SOUTH IND.BANK  ICICI BANK  CANARA BANK  AXIS BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 21, 2017 (Close)

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