Compare Indian Overseas Bank with PNB - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN OVERSEAS BANK vs PNB - Comparison Results

PNB 
   Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN OVERSEAS BANK PNB INDIAN OVERSEAS BANK/
PNB
 
P/E (TTM) x -0.4 -1.0 - View Chart
P/BV x 0.1 0.2 29.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   PNB
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-19
PNB
Mar-19
INDIAN OVERSEAS BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs19105 17.8%   
Low Rs1160 18.2%   
Income per share (Unadj.) Rs19.3113.3 17.0%  
Earnings per share (Unadj.) Rs-4.1-21.8 18.8%  
Cash flow per share (Unadj.) Rs-16.1-53.9 29.9%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs17.998.9 18.1%  
Shares outstanding (eoy) m9,141.654,604.05 198.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.80.7 105.4%   
Avg P/E ratio x-3.6-3.8 95.5%  
Avg P/CF ratio x1.43.4 41.8%  
Avg Price/Bookvalue ratio x0.80.8 99.1%  
Dividend payout %00-   
Avg Mkt Cap Rs m135,296379,834 35.6%   
No. of employees `00026.370.8 37.2%   
Total wages & salary Rs m26,46970,475 37.6%   
Avg. income/employee Rs Th6,691.47,364.4 90.9%   
Avg. wages/employee Rs Th1,004.5995.3 100.9%   
Avg. net profit/employee Rs Th-1,418.6-1,416.0 100.2%   
INCOME DATA
Interest income Rs m176,313521,471 33.8%  
Other income Rs m42,06373,674 57.1%   
Interest expense Rs m123,521346,557 35.6%   
Net interest income Rs m52,791174,915 30.2%  
Operating expense Rs m44,516116,893 38.1%   
Gross profit Rs m8,27658,022 14.3%  
Gross profit margin %4.711.1 42.2%  
Provisions/contingencies Rs m132,171211,381 62.5%   
Profit before tax Rs m-59,605-149,085 40.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-4,563 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,227-53,384 41.6%   
Profit after tax Rs m-37,379-100,264 37.3%  
Net profit margin %-21.2-19.2 110.3%  
BALANCE SHEET DATA
Advances Rs m1,325,9764,624,162 28.7%   
Deposits Rs m2,225,3416,818,742 32.6%  
Credit/Deposit ratio x59.667.8 87.9%  
Yield on advances %8.87.7 115.5%   
Cost of deposits %5.24.7 109.5%   
Net Interest Margin %2.32.3 98.2%  
Net fixed assets Rs m33,36962,476 53.4%   
Share capital Rs m91,4179,208 992.8%   
Free reserves Rs m72,182445,973 16.2%   
Net worth Rs m163,599455,181 35.9%   
Borrowings Rs m61,460468,280 13.1%   
Investments Rs m669,3232,097,230 31.9%   
Total assets Rs m2,500,0757,892,658 31.7%  
Debt/equity ratio x14.016.0 87.3%   
Return on assets %-1.5-1.3 117.7%  
Return on equity %-22.8-22.0 103.7%  
Capital adequacy ratio %10.29.7 104.9%  
Net NPAs %10.86.6 164.8%  
CASH FLOW
From Operations Rs m-7,859-341,580 2.3%  
From Investments Rs m-6,4712,248 -287.9%  
From Financial Activity Rs m57,795137,410 42.1%  
Net Cashflow Rs m43,465-201,922 -21.5%  

Share Holding

Indian Promoters % 73.8 58.9 125.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 18.7 81.8%  
FIIs % 1.9 17.2 11.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 5.3 171.7%  
Shareholders   250,609 215,441 116.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   SYNDICATE BANK  CITY UNION BANK  DENA BANK  ALLAHABAD BANK  J&K BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Indices Trade on a Volatile Note; Healthcare and Banking Stocks Witness Buying(12:30 pm)

Share markets in India are presently trading marginally higher. Sectoral indices are trading mixed with stocks in the metal sector and IT sector.

Related Views on News

PNB Announces Quarterly Results (1QFY20); Net Profit Up 208.4% (Quarterly Result Update)

Jul 29, 2019 | Updated on Jul 29, 2019

For the quarter ended June 2019, PNB has posted a net profit of Rs 10 bn (up 208.4% YoY). Sales on the other hand came in at Rs 131 bn (down 0.2% YoY). Read on for a complete analysis of PNB's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY20); Net Profit Up 62.8% (Quarterly Result Update)

Jul 24, 2019 | Updated on Jul 24, 2019

For the quarter ended June 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 62.8% YoY). Sales on the other hand came in at Rs 43 bn (up 2.1% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

PNB Announces Quarterly Results (4QFY19); Net Profit Up 64.6% (Quarterly Result Update)

May 30, 2019 | Updated on May 30, 2019

For the quarter ended March 2019, PNB has posted a net profit of Rs 47 bn (up 64.6% YoY). Sales on the other hand came in at Rs 128 bn (up 12.7% YoY). Read on for a complete analysis of PNB's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (4QFY19); Net Profit Up 45.0% (Quarterly Result Update)

May 10, 2019 | Updated on May 10, 2019

For the quarter ended March 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 20 bn (up 45.0% YoY). Sales on the other hand came in at Rs 46 bn (down 5.6% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

PNB Announces Quarterly Results (3QFY19); Net Profit Down 1189.6% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, PNB has posted a net profit of Rs 25 bn (down 1189.6% YoY). Sales on the other hand came in at Rs 130 bn (up 7.1% YoY). Read on for a complete analysis of PNB's quarterly results.

More Views on News

Most Popular

My 3 Best Small-cap Stocks to Get Rich in this Market Rebound(Profit Hunter)

Oct 14, 2019

This is once in a decade opportunity to make a killing from smallcap rebound.

Buy these 3 Stocks for Rebound Riches

Oct 18, 2019

Equitymaster's smallcap guru and editor of Hidden Treasure, Richa Agarwal, talks to us about the rebound in the stock market, and the best stocks to profit from it. Listen in...

Two Stocks to Buy in the Great Indian Festival(Profit Hunter)

Oct 11, 2019

Discounts are not just limited to E-tailers. You can buy stocks at 50% off too. Here are two stocks to buy now.

The One Stock I Like in this Market(The 5 Minute Wrapup)

Oct 10, 2019

There are rare periods in markets when you get good quality stocks at attractive valuations. Is this one such period?

5 Smart Money Stocks to Profit from the Market Rebound(The 5 Minute Wrapup)

Oct 11, 2019

Now is the time to put money in these 5 stocks to take advantage of the recovery in the economy and the markets.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2020
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

INDIAN OVERSEAS BANK SHARE PRICE


Oct 22, 2019 01:51 PM

TRACK INDIAN OVERSEAS BANK

  • Track your investment in INDIAN OVERSEAS BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON INDIAN OVERSEAS BANK

INDIAN OVERSEAS BANK 8-QTR ANALYSIS

COMPARE INDIAN OVERSEAS BANK WITH

MARKET STATS