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INDIAN OVERSEAS BANK vs PNB - Comparison Results

PNB 
   Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

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Current Valuations

    INDIAN OVERSEAS BANK PNB INDIAN OVERSEAS BANK/
PNB
 
P/E (TTM) x -0.2 -1.1 - View Chart
P/BV x 0.1 0.3 39.0% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   PNB
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-18
PNB
Mar-17
INDIAN OVERSEAS BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs32159 20.2%   
Low Rs1772 23.9%   
Income per share (Unadj.) Rs36.6225.8 16.2%  
Earnings per share (Unadj.) Rs-12.94.0 -322.8%  
Cash flow per share (Unadj.) Rs-36.1-17.4 207.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs27.1202.8 13.4%  
Shares outstanding (eoy) m4,890.772,127.97 229.8%   
Bonus/Rights/Conversions -OI-  
Avg Price / Income ratio x0.70.5 131.6%   
Avg P/E ratio x-1.929.0 -6.6%  
Avg P/CF ratio x1.51.6 92.1%  
Avg Price/Bookvalue ratio x0.90.6 159.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m120,802246,206 49.1%   
No. of employees `00027.973.9 37.8%   
Total wages & salary Rs m29,94254,823 54.6%   
Avg. income/employee Rs Th6,412.96,501.5 98.6%   
Avg. wages/employee Rs Th1,071.8741.7 144.5%   
Avg. net profit/employee Rs Th-2,255.0114.9 -1,963.0%   
INCOME DATA
Interest income Rs m179,152480,581 37.3%  
Other income Rs m37,46491,676 40.9%   
Interest expense Rs m124,476327,223 38.0%   
Net interest income Rs m54,676153,358 35.7%  
Operating expense Rs m55,84995,236 58.6%   
Gross profit Rs m-1,17458,122 -2.0%  
Gross profit margin %-0.712.1 -5.4%  
Provisions/contingencies Rs m145,930147,176 99.2%   
Profit before tax Rs m-86,31715,401 -560.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-520 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-23,3226,390 -365.0%   
Profit after tax Rs m-62,9958,492 -741.9%  
Net profit margin %-35.21.8 -1,990.1%  
BALANCE SHEET DATA
Advances Rs m1,324,8884,242,305 31.2%   
Deposits Rs m2,168,3186,296,509 34.4%  
Credit/Deposit ratio x61.167.4 90.7%  
Yield on advances %9.07.9 113.6%   
Cost of deposits %5.34.8 110.7%   
Net Interest Margin %2.42.2 110.7%  
Net fixed assets Rs m28,93462,978 45.9%   
Share capital Rs m48,9084,256 1,149.2%   
Free reserves Rs m69,912305,883 22.9%   
Net worth Rs m132,740431,649 30.8%   
Borrowings Rs m92,281433,360 21.3%   
Investments Rs m686,4591,915,272 35.8%   
Total assets Rs m2,479,6817,333,109 33.8%  
Debt/equity ratio x17.015.6 109.2%   
Return on assets %-2.50.1 -2,193.9%  
Return on equity %-47.52.0 -2,412.4%  
Capital adequacy ratio %9.312.4 74.7%  
Net NPAs %15.37.8 196.3%  
CASH FLOW
From Operations Rs m-17,933219,380 -8.2%  
From Investments Rs m-1,1511,588 -72.5%  
From Financial Activity Rs m52,303-97,671 -53.6%  
Net Cashflow Rs m33,220123,297 26.9%  

Share Holding

Indian Promoters % 73.8 58.9 125.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 18.7 81.8%  
FIIs % 1.9 17.2 11.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 5.3 171.7%  
Shareholders   250,609 215,441 116.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   ALLAHABAD BANK  VIJAYA BANK  CORPORATION BANK  PUNJAB & SIND BANK  SOUTH IND.BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jul 16, 2018 (Close)

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