X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Indian Overseas Bank with SBI - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN OVERSEAS BANK vs SBI - Comparison Results

SBI 
   Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN OVERSEAS BANK SBI INDIAN OVERSEAS BANK/
SBI
 
P/E (TTM) x -0.3 -16.0 - View Chart
P/BV x 0.1 1.0 14.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   SBI
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-18
SBI
Mar-18
INDIAN OVERSEAS BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs32337 9.5%   
Low Rs17235 7.3%   
Income per share (Unadj.) Rs36.6256.6 14.3%  
Earnings per share (Unadj.) Rs-12.9-5.1 252.3%  
Cash flow per share (Unadj.) Rs-36.111.4 -315.8%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs27.1258.1 10.5%  
Shares outstanding (eoy) m4,890.778,924.59 54.8%   
Bonus/Rights/Conversions -OI-  
Avg Price / Income ratio x0.71.1 60.5%   
Avg P/E ratio x-1.9-56.0 3.4%  
Avg P/CF ratio x1.53.6 40.0%  
Avg Price/Bookvalue ratio x0.91.1 82.1%  
Dividend payout %00-   
Avg Mkt Cap Rs m120,8022,552,433 4.7%   
No. of employees `00027.9264.0 10.6%   
Total wages & salary Rs m29,942354,106 8.5%   
Avg. income/employee Rs Th6,412.98,671.8 74.0%   
Avg. wages/employee Rs Th1,071.81,341.1 79.9%   
Avg. net profit/employee Rs Th-2,255.0-172.6 1,306.8%   
INCOME DATA
Interest income Rs m179,1522,289,703 7.8%  
Other income Rs m37,464775,572 4.8%   
Interest expense Rs m124,4761,466,030 8.5%   
Net interest income Rs m54,676823,673 6.6%  
Operating expense Rs m55,849961,544 5.8%   
Gross profit Rs m-1,174-137,871 0.9%  
Gross profit margin %-0.7-6.0 10.9%  
Provisions/contingencies Rs m145,930746,816 19.5%   
Profit before tax Rs m-86,317-109,114 79.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-8,070 0.0%   
Prior Period Items Rs m04,382 0.0%   
Tax Rs m-23,322-67,240 34.7%   
Profit after tax Rs m-62,995-45,563 138.3%  
Net profit margin %-35.2-2.0 1,767.1%  
BALANCE SHEET DATA
Advances Rs m1,324,88819,601,185 6.8%   
Deposits Rs m2,168,31827,221,783 8.0%  
Credit/Deposit ratio x61.172.0 84.9%  
Yield on advances %9.07.4 122.1%   
Cost of deposits %5.35.0 106.0%   
Net Interest Margin %2.42.5 97.4%  
Net fixed assets Rs m28,934412,258 7.0%   
Share capital Rs m48,9088,925 548.0%   
Free reserves Rs m69,9122,294,295 3.0%   
Net worth Rs m132,7402,303,220 5.8%   
Borrowings Rs m92,2813,690,793 2.5%   
Investments Rs m686,45911,837,942 5.8%   
Total assets Rs m2,479,68136,164,330 6.9%  
Debt/equity ratio x17.013.4 126.9%   
Return on assets %-2.5-0.1 2,016.4%  
Return on equity %-47.5-2.0 2,399.0%  
Capital adequacy ratio %9.312.7 72.6%  
Net NPAs %15.35.7 267.5%  
CASH FLOW
From Operations Rs m-17,933-965,079 1.9%  
From Investments Rs m-1,151110,658 -1.0%  
From Financial Activity Rs m52,30355,472 94.3%  
Net Cashflow Rs m33,220-779,081 -4.3%  

Share Holding

Indian Promoters % 73.8 58.6 125.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 20.9 73.2%  
FIIs % 1.9 9.7 19.6%  
ADR/GDR % 0.0 2.1 -  
Free float % 9.1 8.7 104.6%  
Shareholders   250,609 855,889 29.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK  KOTAK MAH. BANK  KARUR VYSYA BANK  ICICI BANK  FEDERAL BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Indices Open on a Positive Note; Metal & Healthcare Stocks Lead(09:30 am)

Asian stock markets are higher today as Chinese and Hong Kong shares show gains. The Shanghai Composite is up 0.1% while the Hang Seng is up 0.2%.

Related Views on News

SBI Announces Quarterly Results (2QFY19); Net Profit Down 40.3% (Quarterly Result Update)

Nov 12, 2018 | Updated on Nov 12, 2018

For the quarter ended September 2018, SBI has posted a net profit of Rs 9 bn (down 40.3% YoY). Sales on the other hand came in at Rs 588 bn (up 7.2% YoY). Read on for a complete analysis of SBI's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (2QFY19); Net Profit Up 58.6% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, INDIAN OVERSEAS BANK has posted a net profit of Rs 5 bn (up 58.6% YoY). Sales on the other hand came in at Rs 43 bn (down 7.8% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

Two Meetings That Nailed the Idea of Owning Brilliant Smallcaps Without Buying Them (The 5 Minute Wrapup)

Mar 22, 2018

Certain blue chips hold the potential of delivering returns comparable to small-cap stocks. With these stocks, you can get the best of both worlds.

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

More Views on News

Most Popular

It's Almost the Perfect Time to Buy This Safe Stock(The 5 Minute Wrapup)

Dec 6, 2018

My latest StockSelect recommendation ticks all the boxes of a great safe stock.

Patel's Exit, Election Results, and 4 'Must Have' Small Caps in These Exceptional Times(Profit Hunter)

Dec 11, 2018

RBI Governor's resignation is a statement of dissent with the way government is handling the economy's affairs and could lead to some serious market correction. Here's how to make the most of it.

Players in an Oligopoly Should Have Financials Like This(Chart Of The Day)

Dec 7, 2018

This stock has corrected 30% from peak and looks attractive at these valuations.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

DSP Mutual Fund's Sale of DHFL Bonds: Here's What You Need to Know(Outside View)

Dec 5, 2018

PersonalFN explains the probable reason as to why the capital market regulator has initiated DSP Mutual Fund's bond sale that caused DHFL stock to crash.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

INDIAN OVERSEAS BANK SHARE PRICE


Dec 17, 2018 11:33 AM

TRACK INDIAN OVERSEAS BANK

  • Track your investment in INDIAN OVERSEAS BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON INDIAN OVERSEAS BANK

INDIAN OVERSEAS BANK 5-YR ANALYSIS

COMPARE INDIAN OVERSEAS BANK WITH

MARKET STATS