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INDIAN OVERSEAS BANK vs SYNDICATE BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK SYNDICATE BANK INDIAN OVERSEAS BANK/
SYNDICATE BANK
 
P/E (TTM) x 45.2 -24.4 - View Chart
P/BV x 4.6 0.2 2,048.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   SYNDICATE BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
SYNDICATE BANK
Mar-19
INDIAN OVERSEAS BANK/
SYNDICATE BANK
5-Yr Chart
Click to enlarge
High Rs3762 59.2%   
Low Rs1530 51.6%   
Income per share (Unadj.) Rs10.387.3 11.8%  
Earnings per share (Unadj.) Rs1.1-10.1 -11.0%  
Cash flow per share (Unadj.) Rs2.6-9.6 -27.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs13.273.5 17.9%  
Shares outstanding (eoy) m18,902.412,487.91 759.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.50.5 482.6%   
Avg P/E ratio x23.3-4.5 -517.2%  
Avg P/CF ratio x8.33.9 209.0%  
Avg Price/Bookvalue ratio x2.00.6 316.7%  
Dividend payout %00-   
Avg Mkt Cap Rs m490,990113,884 431.1%   
No. of employees `000NANA-   
Total wages & salary Rs m41,02440,712 100.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,070217,254 89.3%  
Other income Rs m41,16422,238 185.1%   
Interest expense Rs m111,463150,756 73.9%   
Net interest income Rs m82,60766,498 124.2%  
Operating expense Rs m64,29860,536 106.2%   
Gross profit Rs m18,3095,962 307.1%  
Gross profit margin %9.42.7 343.8%  
Provisions/contingencies Rs m38,43354,077 71.1%   
Profit before tax Rs m23,534-31,023 -75.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0635 0.0%   
Tax Rs m2,495-5,146 -48.5%   
Profit after tax Rs m21,040-25,242 -83.4%  
Net profit margin %10.8-11.6 -93.3%  
BALANCE SHEET DATA
Advances Rs m1,780,6772,050,444 86.8%   
Deposits Rs m2,609,7362,598,831 100.4%  
Credit/Deposit ratio x68.278.9 86.5%  
Yield on advances %7.47.6 97.4%   
Cost of deposits %4.05.2 77.9%   
Net Interest Margin %3.02.4 129.3%  
Net fixed assets Rs m37,10725,630 144.8%   
Share capital Rs m189,02424,879 759.8%   
Free reserves Rs m59,736157,879 37.8%   
Net worth Rs m248,760182,758 136.1%   
Borrowings Rs m208,038256,045 81.3%   
Investments Rs m936,425777,634 120.4%   
Total assets Rs m3,134,4993,129,709 100.2%  
Debt/equity ratio x11.315.6 72.5%   
Return on assets %0.7-0.8 -83.2%  
Return on equity %8.5-13.8 -61.2%  
Capital adequacy ratio %16.114.2 113.1%  
Net NPAs %1.86.2 29.7%  
CASH FLOW
From Operations Rs m-155,835-72,345 215.4%  
From Investments Rs m-5,596-1,419 394.4%  
From Financial Activity Rs m12730,169 0.4%  
Net Cashflow Rs m-161,304-43,595 370.0%  

Share Holding

Indian Promoters % 96.4 78.5 122.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 10.0 13.3%  
FIIs % 0.0 1.9 1.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 21.5 16.8%  
Shareholders   727,348 285,306 254.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Overseas Bank vs Syndicate Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs Syndicate Bank Share Price Performance

Period Indian Overseas Bank Syndicate Bank S&P BSE BANKEX
1-Day 5.41% 3.77% 0.82%
1-Month -5.06% -31.91% 2.48%
1-Year 183.33% -62.03% 19.28%
3-Year CAGR 55.67% -39.72% 12.00%
5-Year CAGR 33.40% -32.54% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the Syndicate Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of Syndicate Bank the stake stands at 78.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of Syndicate Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Syndicate Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of Syndicate Bank.

For a sector overview, read our banking sector report.



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