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INDIAN OVERSEAS BANK vs UNITED BANK OF INDIA - Comparison Results

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Current Valuations

    INDIAN OVERSEAS BANK UNITED BANK OF INDIA INDIAN OVERSEAS BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x -0.1 0.7 - View Chart
P/BV x 0.1 0.0 280.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-19
UNITED BANK OF INDIA
Mar-19
INDIAN OVERSEAS BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs1915 126.4%   
Low Rs119 119.8%   
Income per share (Unadj.) Rs19.311.5 167.4%  
Earnings per share (Unadj.) Rs-4.1-3.1 131.1%  
Cash flow per share (Unadj.) Rs-16.1-10.3 156.9%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs17.915.5 115.6%  
Shares outstanding (eoy) m9,141.657,427.92 123.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.81.0 74.0%   
Avg P/E ratio x-3.6-3.8 94.4%  
Avg P/CF ratio x1.42.4 59.1%  
Avg Price/Bookvalue ratio x0.80.8 107.1%  
Dividend payout %00-   
Avg Mkt Cap Rs m135,29688,764 152.4%   
No. of employees `00026.314.3 184.3%   
Total wages & salary Rs m26,46919,545 135.4%   
Avg. income/employee Rs Th6,691.45,987.6 111.8%   
Avg. wages/employee Rs Th1,004.51,367.2 73.5%   
Avg. net profit/employee Rs Th-1,418.6-1,620.0 87.6%   
INCOME DATA
Interest income Rs m176,31385,599 206.0%  
Other income Rs m42,06323,846 176.4%   
Interest expense Rs m123,52165,853 187.6%   
Net interest income Rs m52,79119,746 267.4%  
Operating expense Rs m44,51629,476 151.0%   
Gross profit Rs m8,276-9,730 -85.1%  
Gross profit margin %4.7-11.4 -41.3%  
Provisions/contingencies Rs m132,17159,925 220.6%   
Profit before tax Rs m-59,605-45,809 130.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,227-22,650 98.1%   
Profit after tax Rs m-37,379-23,159 161.4%  
Net profit margin %-21.2-27.1 78.4%  
BALANCE SHEET DATA
Advances Rs m1,325,976669,551 198.0%   
Deposits Rs m2,225,3411,349,833 164.9%  
Credit/Deposit ratio x59.649.6 120.1%  
Yield on advances %8.87.6 117.0%   
Cost of deposits %5.24.7 110.8%   
Net Interest Margin %2.31.4 159.6%  
Net fixed assets Rs m33,36912,401 269.1%   
Share capital Rs m91,41774,279 123.1%   
Free reserves Rs m72,18240,710 177.3%   
Net worth Rs m163,599114,989 142.3%   
Borrowings Rs m61,46022,037 278.9%   
Investments Rs m669,323609,760 109.8%   
Total assets Rs m2,500,0751,515,299 165.0%  
Debt/equity ratio x14.011.9 117.2%   
Return on assets %-1.5-1.5 97.8%  
Return on equity %-22.8-20.1 113.4%  
Capital adequacy ratio %10.213.0 78.5%  
Net NPAs %10.88.7 124.7%  
CASH FLOW
From Operations Rs m-7,859-150,737 5.2%  
From Investments Rs m-6,471-732 883.7%  
From Financial Activity Rs m57,79545,761 126.3%  
Net Cashflow Rs m43,465-105,708 -41.1%  

Share Holding

Indian Promoters % 73.8 88.0 83.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 5.2 294.2%  
FIIs % 1.9 0.3 633.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 6.5 140.0%  
Shareholders   250,609 78,272 320.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK  FEDERAL BANK  KARUR VYSYA BANK  BANK OF INDIA  SBI  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY20); Net Profit Up 62.8% (Quarterly Result Update)

Jul 24, 2019 | Updated on Jul 24, 2019

For the quarter ended June 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 62.8% YoY). Sales on the other hand came in at Rs 43 bn (up 2.1% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

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