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Compare Indian Overseas Bank with United Bank of India - Equitymaster

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INDIAN OVERSEAS BANK vs UNITED BANK OF INDIA - Comparison Results

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Current Valuations

    INDIAN OVERSEAS BANK UNITED BANK OF INDIA INDIAN OVERSEAS BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x -0.3 -0.5 - View Chart
P/BV x 0.1 0.1 144.0% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-18
UNITED BANK OF INDIA
Mar-18
INDIAN OVERSEAS BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs3223 141.2%   
Low Rs1711 163.8%   
Income per share (Unadj.) Rs36.627.8 131.7%  
Earnings per share (Unadj.) Rs-12.9-4.8 265.7%  
Cash flow per share (Unadj.) Rs-36.1-14.1 255.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs27.128.9 94.0%  
Shares outstanding (eoy) m4,890.772,999.99 163.0%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.70.6 112.6%   
Avg P/E ratio x-1.9-3.4 55.8%  
Avg P/CF ratio x1.52.0 73.4%  
Avg Price/Bookvalue ratio x0.90.6 157.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m120,80249,950 241.8%   
No. of employees `00027.9NA-   
Total wages & salary Rs m29,94217,126 174.8%   
Avg. income/employee Rs Th6,412.9NM-  
Avg. wages/employee Rs Th1,071.8NM-  
Avg. net profit/employee Rs Th-2,255.0N.A.-  
INCOME DATA
Interest income Rs m179,15283,416 214.8%  
Other income Rs m37,46422,146 169.2%   
Interest expense Rs m124,47668,488 181.8%   
Net interest income Rs m54,67614,929 366.2%  
Operating expense Rs m55,84926,834 208.1%   
Gross profit Rs m-1,174-11,905 9.9%  
Gross profit margin %-0.7-14.3 4.6%  
Provisions/contingencies Rs m145,93039,728 367.3%   
Profit before tax Rs m-86,317-29,487 292.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-23,322-14,942 156.1%   
Profit after tax Rs m-62,995-14,545 433.1%  
Net profit margin %-35.2-17.4 201.7%  
BALANCE SHEET DATA
Advances Rs m1,324,888624,902 212.0%   
Deposits Rs m2,168,3181,293,264 167.7%  
Credit/Deposit ratio x61.148.3 126.5%  
Yield on advances %9.08.1 111.5%   
Cost of deposits %5.35.1 104.0%   
Net Interest Margin %2.41.1 214.1%  
Net fixed assets Rs m28,93412,931 223.8%   
Share capital Rs m48,90830,000 163.0%   
Free reserves Rs m69,91222,244 314.3%   
Net worth Rs m132,74086,616 153.3%   
Borrowings Rs m92,28133,061 279.1%   
Investments Rs m686,459504,018 136.2%   
Total assets Rs m2,479,6811,447,487 171.3%  
Debt/equity ratio x17.015.3 111.2%   
Return on assets %-2.5-1.0 252.8%  
Return on equity %-47.5-16.8 282.6%  
Capital adequacy ratio %9.312.6 73.3%  
Net NPAs %15.316.5 93.0%  
CASH FLOW
From Operations Rs m-17,93346,588 -38.5%  
From Investments Rs m-1,151-2,347 49.0%  
From Financial Activity Rs m52,30327,942 187.2%  
Net Cashflow Rs m33,22072,183 46.0%  

Share Holding

Indian Promoters % 73.8 88.0 83.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 15.3 5.2 294.2%  
FIIs % 1.9 0.3 633.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 9.1 6.5 140.0%  
Shareholders   250,609 78,272 320.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   IDBI BANK  KOTAK MAH. BANK  KARNATAKA BANK  BANK OF BARODA  FEDERAL BANK  

Compare INDIAN OVERSEAS BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Asian share markets are higher today as Japanese and Hong Kong shares show gains. The Nikkei 225 is up 0.5% while the Hang Seng is up 1%. The Shanghai Composite is trading up by 1%.

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UNITED BANK OF INDIA Announces Quarterly Results (1QFY19); Net Profit Up 83.8% (Quarterly Result Update)

Aug 14, 2018 | Updated on Aug 14, 2018

For the quarter ended June 2018, UNITED BANK OF INDIA has posted a net profit of Rs 4 bn (up 83.8% YoY). Sales on the other hand came in at Rs 22 bn (up 3.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY19); Net Profit Down 21.0% (Quarterly Result Update)

Aug 3, 2018 | Updated on Aug 3, 2018

For the quarter ended June 2018, INDIAN OVERSEAS BANK has posted a net profit of Rs 9 bn (down 21.0% YoY). Sales on the other hand came in at Rs 42 bn (up 1.5% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

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