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INDIAN OVERSEAS BANK vs YES BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK YES BANK INDIAN OVERSEAS BANK/
YES BANK
 
P/E (TTM) x 45.2 65.2 69.3% View Chart
P/BV x 4.6 1.7 271.4% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN OVERSEAS BANK   YES BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-23
YES BANK
Mar-23
INDIAN OVERSEAS BANK/
YES BANK
5-Yr Chart
Click to enlarge
High Rs3725 148.3%   
Low Rs1512 124.7%   
Income per share (Unadj.) Rs10.37.9 130.0%  
Earnings per share (Unadj.) Rs1.10.3 435.0%  
Cash flow per share (Unadj.) Rs2.62.6 102.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs13.213.8 95.2%  
Shares outstanding (eoy) m18,902.4128,754.78 65.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.52.3 108.0%   
Avg P/E ratio x23.372.3 32.3%  
Avg P/CF ratio x8.316.6 49.7%  
Avg Price/Bookvalue ratio x2.01.3 147.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m490,990531,676 92.3%   
No. of employees `000NANA-   
Total wages & salary Rs m41,02434,751 118.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m194,070227,022 85.5%  
Other income Rs m41,16441,246 99.8%   
Interest expense Rs m111,463147,998 75.3%   
Net interest income Rs m82,60779,024 104.5%  
Operating expense Rs m64,29888,255 72.9%   
Gross profit Rs m18,309-9,231 -198.3%  
Gross profit margin %9.4-4.1 -232.0%  
Provisions/contingencies Rs m38,43324,657 155.9%   
Profit before tax Rs m23,5349,813 239.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,4952,455 101.6%   
Profit after tax Rs m21,0407,358 285.9%  
Net profit margin %10.83.2 334.5%  
BALANCE SHEET DATA
Advances Rs m1,780,6772,032,365 87.6%   
Deposits Rs m2,609,7362,173,822 120.1%  
Credit/Deposit ratio x68.293.5 73.0%  
Yield on advances %7.48.8 84.2%   
Cost of deposits %4.04.6 86.9%   
Net Interest Margin %3.02.8 107.7%  
Net fixed assets Rs m37,10721,557 172.1%   
Share capital Rs m189,02457,510 328.7%   
Free reserves Rs m59,736339,886 17.6%   
Net worth Rs m248,760397,396 62.6%   
Borrowings Rs m208,038777,540 26.8%   
Investments Rs m936,425767,493 122.0%   
Total assets Rs m3,134,4993,552,041 88.2%  
Debt/equity ratio x11.37.4 152.5%   
Return on assets %0.70.2 324.0%  
Return on equity %8.51.9 456.8%  
Capital adequacy ratio %16.117.9 89.9%  
Net NPAs %1.80.8 220.5%  
CASH FLOW
From Operations Rs m-155,835-258,163 60.4%  
From Investments Rs m-5,596-129,040 4.3%  
From Financial Activity Rs m127114,504 0.1%  
Net Cashflow Rs m-161,304-273,922 58.9%  

Share Holding

Indian Promoters % 96.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 65.8 2.0%  
FIIs % 0.0 23.8 0.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 100.0 3.6%  
Shareholders   727,348 4,994,636 14.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    ICICI BANK    AXIS BANK    SBI    PNB    


More on Indian Overseas Bank vs Yes Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs Yes Bank Share Price Performance

Period Indian Overseas Bank Yes Bank S&P BSE BANKEX
1-Day 5.41% 0.30% 0.82%
1-Month -5.06% -2.68% 2.48%
1-Year 183.33% 57.08% 19.28%
3-Year CAGR 55.67% 12.26% 12.00%
5-Year CAGR 33.40% -39.02% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the Yes Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of Yes Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of Yes Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Yes Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of Yes Bank.

For a sector overview, read our banking sector report.



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