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J&K BANK vs ANDHRA BANK - Comparison Results

J&K BANK     Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

ANDHRA BANK 
   Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

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Current Valuations

    J&K BANK ANDHRA BANK J&K BANK/
ANDHRA BANK
 
P/E (TTM) x 3.6 -0.4 - View Chart
P/BV x 0.3 0.1 339.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 J&K BANK   ANDHRA BANK
EQUITY SHARE DATA
    J&K BANK
Mar-18
ANDHRA BANK
Mar-19
J&K BANK/
ANDHRA BANK
5-Yr Chart
Click to enlarge
High Rs9647 203.6%   
Low Rs5523 239.0%   
Income per share (Unadj.) Rs1,189.266.6 1,786.3%  
Earnings per share (Unadj.) Rs36.4-9.5 -382.9%  
Cash flow per share (Unadj.) Rs167.4-56.1 -298.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1,105.946.2 2,392.7%  
Shares outstanding (eoy) m55.682,884.49 1.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.10.5 12.0%   
Avg P/E ratio x2.1-3.7 -56.2%  
Avg P/CF ratio x0.30.6 48.4%  
Avg Price/Bookvalue ratio x0.10.8 9.0%  
Dividend payout %00-   
Avg Mkt Cap Rs m4,182100,669 4.2%   
No. of employees `0001.020.3 5.0%   
Total wages & salary Rs m12,86923,015 55.9%   
Avg. income/employee Rs Th64,852.19,438.2 687.1%   
Avg. wages/employee Rs Th12,604.21,131.2 1,114.3%   
Avg. net profit/employee Rs Th1,985.2-1,347.7 -147.3%   
INCOME DATA
Interest income Rs m66,214192,029 34.5%  
Other income Rs m5,00830,881 16.2%   
Interest expense Rs m37,502122,243 30.7%   
Net interest income Rs m28,71269,786 41.1%  
Operating expense Rs m19,90250,058 39.8%   
Gross profit Rs m8,81019,728 44.7%  
Gross profit margin %13.310.3 129.5%  
Provisions/contingencies Rs m11,792188,271 6.3%   
Profit before tax Rs m1,209-23,913 -5.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0251 0.0%   
Tax Rs m-8183,758 -21.8%   
Profit after tax Rs m2,027-27,420 -7.4%  
Net profit margin %3.1-14.3 -21.4%  
BALANCE SHEET DATA
Advances Rs m569,1271,588,479 35.8%   
Deposits Rs m800,0452,198,529 36.4%  
Credit/Deposit ratio x71.172.3 98.5%  
Yield on advances %8.78.9 98.0%   
Cost of deposits %4.55.2 86.5%   
Net Interest Margin %3.42.9 118.1%  
Net fixed assets Rs m16,14915,723 102.7%   
Share capital Rs m55728,845 1.9%   
Free reserves Rs m32,336104,472 31.0%   
Net worth Rs m61,576133,317 46.2%   
Borrowings Rs m16,283103,146 15.8%   
Investments Rs m188,600669,148 28.2%   
Total assets Rs m896,8442,540,440 35.3%  
Debt/equity ratio x13.317.3 76.8%   
Return on assets %0.2-1.1 -20.9%  
Return on equity %3.3-20.6 -16.0%  
Capital adequacy ratio %11.413.7 83.5%  
Net NPAs %4.95.7 85.5%  
CASH FLOW
From Operations Rs m23,62729,181 81.0%  
From Investments Rs m-1,639-837 195.7%  
From Financial Activity Rs m6,684-37,515 -17.8%  
Net Cashflow Rs m28,672-9,099 -315.1%  

Share Holding

Indian Promoters % 53.2 60.1 88.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 10.9 39.4%  
FIIs % 29.3 11.5 254.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 17.4 76.4%  
Shareholders   56,111 222,746 25.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   CITY UNION BANK  CORPORATION BANK  IDBI BANK  VIJAYA BANK  DHANLAXMI BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 334 Points Lower; IT and Telecom Stocks Witness Huge Selling(Closing)

India share markets witnessed selling pressure during closing hours and ended their day deep in the red. At the closing bell, the BSE Sensex stood lower by 334 points (down 0.9%).

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ANDHRA BANK Announces Quarterly Results (1QFY20); Net Profit Up 109.6% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, ANDHRA BANK has posted a net profit of Rs 516 m (up 109.6% YoY). Sales on the other hand came in at Rs 50 bn (up 9.6% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

J&K BANK Announces Quarterly Results (1QFY20); Net Profit Down 58.4% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, J&K BANK has posted a net profit of Rs 219 m (down 58.4% YoY). Sales on the other hand came in at Rs 21 bn (up 17.5% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

J&K BANK Announces Quarterly Results (4QFY19); Net Profit Up 656.1% (Quarterly Result Update)

May 17, 2019 | Updated on May 17, 2019

For the quarter ended March 2019, J&K BANK has posted a net profit of Rs 2 bn (up 656.1% YoY). Sales on the other hand came in at Rs 21 bn (up 30.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

ANDHRA BANK Announces Quarterly Results (4QFY19); Net Profit Up 51.4% (Quarterly Result Update)

May 15, 2019 | Updated on May 15, 2019

For the quarter ended March 2019, ANDHRA BANK has posted a net profit of Rs 12 bn (up 51.4% YoY). Sales on the other hand came in at Rs 49 bn (up 5.4% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

ANDHRA BANK Announces Quarterly Results (3QFY19); Net Profit Up 65.0% (Quarterly Result Update)

Feb 15, 2019 | Updated on Feb 15, 2019

For the quarter ended December 2018, ANDHRA BANK has posted a net profit of Rs 6 bn (up 65.0% YoY). Sales on the other hand came in at Rs 48 bn (up 5.4% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

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Oct 22, 2019 (Close)

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