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J&K BANK vs BANK OF MAHARASHTRA - Comparison Results

Rs 100 invested in...

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Current Valuations

    J&K BANK BANK OF MAHARASHTRA J&K BANK/
BANK OF MAHARASHTRA
 
P/E (TTM) x 9.2 12.0 76.6% View Chart
P/BV x 1.5 2.8 53.4% View Chart
Dividend Yield % 0.4 2.1 17.9%  

Financials

 J&K BANK   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    J&K BANK
Mar-23
BANK OF MAHARASHTRA
Mar-23
J&K BANK/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs6336 173.1%   
Low Rs2415 158.7%   
Income per share (Unadj.) Rs90.723.6 384.0%  
Earnings per share (Unadj.) Rs11.43.9 295.7%  
Cash flow per share (Unadj.) Rs46.15.8 801.4%  
Dividends per share (Unadj.) Rs0.501.30 38.5%  
Avg Dividend yield %1.25.1 22.8%  
Book value per share (Unadj.) Rs95.923.5 409.0%  
Shares outstanding (eoy) m1,031.486,730.50 15.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.51.1 44.0%   
Avg P/E ratio x3.86.6 57.1%  
Avg P/CF ratio x2.42.8 85.7%  
Avg Price/Bookvalue ratio x0.51.1 41.3%  
Dividend payout %4.433.6 13.0%   
Avg Mkt Cap Rs m44,637172,469 25.9%   
No. of employees `000NANA-   
Total wages & salary Rs m27,08620,581 131.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m93,552158,986 58.8%  
Other income Rs m7,65222,809 33.5%   
Interest expense Rs m46,09481,568 56.5%   
Net interest income Rs m47,45877,418 61.3%  
Operating expense Rs m36,50939,225 93.1%   
Gross profit Rs m10,94938,193 28.7%  
Gross profit margin %11.724.0 48.7%  
Provisions/contingencies Rs m6,61634,975 18.9%   
Profit before tax Rs m17,85634,456 51.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-18122 -818.4%   
Tax Rs m5,8708,429 69.6%   
Profit after tax Rs m11,80526,050 45.3%  
Net profit margin %12.616.4 77.0%  
BALANCE SHEET DATA
Advances Rs m822,7761,712,207 48.1%   
Deposits Rs m1,220,2722,340,641 52.1%  
Credit/Deposit ratio x67.473.2 92.2%  
Yield on advances %8.56.7 126.8%   
Cost of deposits %3.63.1 116.2%   
Net Interest Margin %4.13.2 125.8%  
Net fixed assets Rs m22,24421,492 103.5%   
Share capital Rs m1,03267,305 1.5%   
Free reserves Rs m97,93290,597 108.1%   
Net worth Rs m98,963157,902 62.7%   
Borrowings Rs m28,923107,657 26.9%   
Investments Rs m347,804690,420 50.4%   
Total assets Rs m1,459,1262,678,272 54.5%  
Debt/equity ratio x12.615.5 81.4%   
Return on assets %0.81.0 83.2%  
Return on equity %11.916.5 72.3%  
Capital adequacy ratio %15.418.1 85.0%  
Net NPAs %1.60.3 648.0%  
CASH FLOW
From Operations Rs m-4,071-14,399 28.3%  
From Investments Rs m-1,235-1,751 70.5%  
From Financial Activity Rs m6,3762,279 279.7%  
Net Cashflow Rs m1,070-13,871 -7.7%  

Share Holding

Indian Promoters % 59.4 86.5 68.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.6 5.2 264.0%  
FIIs % 5.8 0.5 1,288.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 40.6 13.5 299.9%  
Shareholders   204,193 677,087 30.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on J&K Bank vs Bank of Maharashtra

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

J&K Bank vs Bank of Maharashtra Share Price Performance

Period J&K Bank Bank of Maharashtra S&P BSE BANKEX
1-Day 2.10% 5.24% 0.82%
1-Month -2.83% 7.43% 2.48%
1-Year 193.99% 169.65% 19.28%
3-Year CAGR 72.73% 44.61% 12.00%
5-Year CAGR 20.41% 35.55% 9.40%

* Compound Annual Growth Rate

Here are more details on the J&K Bank share price and the Bank of Maharashtra share price.

Moving on to shareholding structures...

The promoters of J&K Bank hold a 59.4% stake in the company. In case of Bank of Maharashtra the stake stands at 86.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Bank of Maharashtra.

Finally, a word on dividends...

In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.

Bank of Maharashtra paid Rs 1.3, and its dividend payout ratio stood at 33.6%.

You may visit here to review the dividend history of J&K Bank, and the dividend history of Bank of Maharashtra.

For a sector overview, read our banking sector report.



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