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J&K BANK vs BANDHAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    J&K BANK BANDHAN BANK J&K BANK/
BANDHAN BANK
 
P/E (TTM) x 9.2 9.8 94.2% View Chart
P/BV x 1.5 1.5 100.4% View Chart
Dividend Yield % 0.4 0.8 44.9%  

Financials

 J&K BANK   BANDHAN BANK
EQUITY SHARE DATA
    J&K BANK
Mar-23
BANDHAN BANK
Mar-23
J&K BANK/
BANDHAN BANK
5-Yr Chart
Click to enlarge
High Rs63350 18.0%   
Low Rs24182 13.1%   
Income per share (Unadj.) Rs90.798.7 91.9%  
Earnings per share (Unadj.) Rs11.413.6 84.0%  
Cash flow per share (Unadj.) Rs46.116.3 282.1%  
Dividends per share (Unadj.) Rs0.501.50 33.3%  
Avg Dividend yield %1.20.6 204.8%  
Book value per share (Unadj.) Rs95.9121.5 79.0%  
Shares outstanding (eoy) m1,031.481,610.84 64.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.52.7 17.7%   
Avg P/E ratio x3.819.5 19.4%  
Avg P/CF ratio x2.46.0 40.1%  
Avg Price/Bookvalue ratio x0.52.2 20.6%  
Dividend payout %4.411.0 39.7%   
Avg Mkt Cap Rs m44,637428,241 10.4%   
No. of employees `000NANA-   
Total wages & salary Rs m27,08627,151 99.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m93,552159,047 58.8%  
Other income Rs m7,65224,686 31.0%   
Interest expense Rs m46,09466,451 69.4%   
Net interest income Rs m47,45892,596 51.3%  
Operating expense Rs m36,50946,368 78.7%   
Gross profit Rs m10,94946,228 23.7%  
Gross profit margin %11.729.1 40.3%  
Provisions/contingencies Rs m6,61648,967 13.5%   
Profit before tax Rs m17,85628,930 61.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-1810-   
Tax Rs m5,8706,983 84.1%   
Profit after tax Rs m11,80521,946 53.8%  
Net profit margin %12.613.8 91.4%  
BALANCE SHEET DATA
Advances Rs m822,7761,047,568 78.5%   
Deposits Rs m1,220,2721,080,693 112.9%  
Credit/Deposit ratio x67.496.9 69.6%  
Yield on advances %8.513.1 64.7%   
Cost of deposits %3.65.0 70.7%   
Net Interest Margin %4.16.8 60.0%  
Net fixed assets Rs m22,2445,089 437.1%   
Share capital Rs m1,03216,108 6.4%   
Free reserves Rs m97,932179,614 54.5%   
Net worth Rs m98,963195,722 50.6%   
Borrowings Rs m28,923247,108 11.7%   
Investments Rs m347,804323,659 107.5%   
Total assets Rs m1,459,1261,557,700 93.7%  
Debt/equity ratio x12.66.8 186.1%   
Return on assets %0.81.4 57.4%  
Return on equity %11.911.2 106.4%  
Capital adequacy ratio %15.419.8 78.0%  
Net NPAs %1.61.2 138.5%  
CASH FLOW
From Operations Rs m-4,071-42,446 9.6%  
From Investments Rs m-1,235-16,179 7.6%  
From Financial Activity Rs m6,37647,913 13.3%  
Net Cashflow Rs m1,070-10,713 -10.0%  

Share Holding

Indian Promoters % 59.4 40.0 148.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.6 49.6 27.5%  
FIIs % 5.8 34.8 16.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 40.6 60.0 67.6%  
Shareholders   204,193 550,138 37.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on J&K Bank vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

J&K Bank vs BANDHAN BANK Share Price Performance

Period J&K Bank BANDHAN BANK S&P BSE BANKEX
1-Day 2.51% 0.25% 1.21%
1-Month -2.43% -7.81% 2.87%
1-Year 195.20% -3.33% 19.74%
3-Year CAGR 72.97% -18.62% 12.14%
5-Year CAGR 20.50% -19.04% 9.48%

* Compound Annual Growth Rate

Here are more details on the J&K Bank share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of J&K Bank hold a 59.4% stake in the company. In case of BANDHAN BANK the stake stands at 40.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 11.0%.

You may visit here to review the dividend history of J&K Bank, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



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