J&K BANK | CANARA BANK | J&K BANK/ CANARA BANK |
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P/E (TTM) | x | 8.9 | 7.4 | 119.8% | View Chart |
P/BV | x | 1.4 | 1.4 | 106.8% | View Chart |
Dividend Yield | % | 0.4 | 2.1 | 18.7% |
J&K BANK CANARA BANK |
EQUITY SHARE DATA | |||||
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J&K BANK Mar-23 |
CANARA BANK Mar-23 |
J&K BANK/ CANARA BANK |
5-Yr Chart Click to enlarge
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High | Rs | 63 | 342 | 18.4% | |
Low | Rs | 24 | 172 | 13.9% | |
Income per share (Unadj.) | Rs | 90.7 | 473.4 | 19.2% | |
Earnings per share (Unadj.) | Rs | 11.4 | 62.0 | 18.4% | |
Cash flow per share (Unadj.) | Rs | 46.1 | 154.1 | 29.9% | |
Dividends per share (Unadj.) | Rs | 0.50 | 12.00 | 4.2% | |
Avg Dividend yield | % | 1.2 | 4.7 | 24.7% | |
Book value per share (Unadj.) | Rs | 95.9 | 430.3 | 22.3% | |
Shares outstanding (eoy) | m | 1,031.48 | 1,814.13 | 56.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 0.5 | 88.0% | |
Avg P/E ratio | x | 3.8 | 4.1 | 91.4% | |
Avg P/CF ratio | x | 2.4 | 1.6 | 147.9% | |
Avg Price/Bookvalue ratio | x | 0.5 | 0.6 | 75.6% | |
Dividend payout | % | 4.4 | 19.3 | 22.6% | |
Avg Mkt Cap | Rs m | 44,637 | 465,597 | 9.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 27,086 | 142,927 | 19.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 93,552 | 858,847 | 10.9% | |
Other income | Rs m | 7,652 | 253,250 | 3.0% | |
Interest expense | Rs m | 46,094 | 529,901 | 8.7% | |
Net interest income | Rs m | 47,458 | 328,947 | 14.4% | |
Operating expense | Rs m | 36,509 | 302,454 | 12.1% | |
Gross profit | Rs m | 10,949 | 26,492 | 41.3% | |
Gross profit margin | % | 11.7 | 3.1 | 379.4% | |
Provisions/contingencies | Rs m | 6,616 | 171,665 | 3.9% | |
Profit before tax | Rs m | 17,856 | 144,267 | 12.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -898 | -0.0% | |
Prior Period Items | Rs m | -181 | 5,368 | -3.4% | |
Tax | Rs m | 5,870 | 36,189 | 16.2% | |
Profit after tax | Rs m | 11,805 | 112,547 | 10.5% | |
Net profit margin | % | 12.6 | 13.1 | 96.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 822,776 | 8,309,292 | 9.9% | |
Deposits | Rs m | 1,220,272 | 11,790,865 | 10.3% | |
Credit/Deposit ratio | x | 67.4 | 70.5 | 95.7% | |
Yield on advances | % | 8.5 | 7.4 | 115.1% | |
Cost of deposits | % | 3.6 | 4.1 | 86.2% | |
Net Interest Margin | % | 4.1 | 2.8 | 145.9% | |
Net fixed assets | Rs m | 22,244 | 103,334 | 21.5% | |
Share capital | Rs m | 1,032 | 18,141 | 5.7% | |
Free reserves | Rs m | 97,932 | 762,396 | 12.8% | |
Net worth | Rs m | 98,963 | 780,538 | 12.7% | |
Borrowings | Rs m | 28,923 | 580,732 | 5.0% | |
Investments | Rs m | 347,804 | 3,528,927 | 9.9% | |
Total assets | Rs m | 1,459,126 | 13,810,296 | 10.6% | |
Debt/equity ratio | x | 12.6 | 15.9 | 79.6% | |
Return on assets | % | 0.8 | 0.8 | 99.3% | |
Return on equity | % | 11.9 | 14.4 | 82.7% | |
Capital adequacy ratio | % | 15.4 | 16.7 | 92.4% | |
Net NPAs | % | 1.6 | 1.7 | 93.6% |
CASH FLOW | |||||
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From Operations | Rs m | -4,071 | -399,779 | 1.0% | |
From Investments | Rs m | -1,235 | -12,378 | 10.0% | |
From Financial Activity | Rs m | 6,376 | 4,454 | 143.2% | |
Net Cashflow | Rs m | 1,070 | -406,886 | -0.3% |
Indian Promoters | % | 59.4 | 62.9 | 94.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 14.9 | 25.0 | 59.6% | |
FIIs | % | 7.0 | 10.6 | 66.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 37.1 | 109.5% | |
Shareholders | 215,294 | 759,083 | 28.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | Canara Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -1.48% | -1.66% | -0.50% |
1-Month | -1.25% | 5.58% | 1.73% |
1-Year | 147.76% | 96.28% | 12.08% |
3-Year CAGR | 74.15% | 63.26% | 14.00% |
5-Year CAGR | 15.83% | 15.82% | 9.37% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the Canara Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of Canara Bank the stake stands at 62.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Canara Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.
Canara Bank paid Rs 12.0, and its dividend payout ratio stood at 19.3%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of Canara Bank.
For a sector overview, read our banking sector report.
After opening the negative note, Indian share markets Slipped further as the session progressed and ended the day weak.