J&K BANK | CORPORATION BANK | J&K BANK/ CORPORATION BANK |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 9.0 | -1.0 | - | View Chart |
P/BV | x | 1.5 | 0.4 | 408.9% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
J&K BANK CORPORATION BANK |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
J&K BANK Mar-23 |
CORPORATION BANK Mar-19 |
J&K BANK/ CORPORATION BANK |
5-Yr Chart Click to enlarge
|
||
High | Rs | 63 | 34 | 185.4% | |
Low | Rs | 24 | 21 | 113.3% | |
Income per share (Unadj.) | Rs | 90.7 | 26.1 | 348.0% | |
Earnings per share (Unadj.) | Rs | 11.4 | -10.6 | -108.5% | |
Cash flow per share (Unadj.) | Rs | 46.1 | -21.8 | -211.6% | |
Dividends per share (Unadj.) | Rs | 0.50 | 0 | - | |
Avg Dividend yield | % | 1.2 | 0 | - | |
Book value per share (Unadj.) | Rs | 95.9 | 27.7 | 346.1% | |
Shares outstanding (eoy) | m | 1,031.48 | 5,994.18 | 17.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 1.1 | 45.3% | |
Avg P/E ratio | x | 3.8 | -2.6 | -145.5% | |
Avg P/CF ratio | x | 2.4 | 4.2 | 57.5% | |
Avg Price/Bookvalue ratio | x | 0.5 | 1.0 | 45.6% | |
Dividend payout | % | 4.4 | 0 | - | |
Avg Mkt Cap | Rs m | 44,637 | 164,390 | 27.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 27,086 | 17,475 | 155.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 93,552 | 156,227 | 59.9% | |
Other income | Rs m | 7,652 | 18,814 | 40.7% | |
Interest expense | Rs m | 46,094 | 101,139 | 45.6% | |
Net interest income | Rs m | 47,458 | 55,087 | 86.2% | |
Operating expense | Rs m | 36,509 | 34,870 | 104.7% | |
Gross profit | Rs m | 10,949 | 20,217 | 54.2% | |
Gross profit margin | % | 11.7 | 12.9 | 90.4% | |
Provisions/contingencies | Rs m | 6,616 | 102,284 | 6.5% | |
Profit before tax | Rs m | 17,856 | -63,253 | -28.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | -181 | 0 | - | |
Tax | Rs m | 5,870 | 0 | - | |
Profit after tax | Rs m | 11,805 | -63,253 | -18.7% | |
Net profit margin | % | 12.6 | -40.5 | -31.2% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 822,776 | 1,212,512 | 67.9% | |
Deposits | Rs m | 1,220,272 | 1,845,641 | 66.1% | |
Credit/Deposit ratio | x | 67.4 | 65.7 | 102.6% | |
Yield on advances | % | 8.5 | 9.1 | 93.8% | |
Cost of deposits | % | 3.6 | 5.1 | 69.3% | |
Net Interest Margin | % | 4.1 | 3.0 | 133.4% | |
Net fixed assets | Rs m | 22,244 | 14,175 | 156.9% | |
Share capital | Rs m | 1,032 | 11,988 | 8.6% | |
Free reserves | Rs m | 97,932 | 154,157 | 63.5% | |
Net worth | Rs m | 98,963 | 166,145 | 59.6% | |
Borrowings | Rs m | 28,923 | 83,943 | 34.5% | |
Investments | Rs m | 347,804 | 600,186 | 57.9% | |
Total assets | Rs m | 1,459,126 | 2,136,241 | 68.3% | |
Debt/equity ratio | x | 12.6 | 11.6 | 108.7% | |
Return on assets | % | 0.8 | -3.0 | -27.3% | |
Return on equity | % | 11.9 | -38.1 | -31.3% | |
Capital adequacy ratio | % | 15.4 | 12.3 | 125.3% | |
Net NPAs | % | 1.6 | 5.7 | 28.4% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -4,071 | -67,558 | 6.0% | |
From Investments | Rs m | -1,235 | -1,119 | 110.4% | |
From Financial Activity | Rs m | 6,376 | 81,191 | 7.9% | |
Net Cashflow | Rs m | 1,070 | 12,514 | 8.5% |
Indian Promoters | % | 59.4 | 70.8 | 83.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 14.9 | 23.9 | 62.3% | |
FIIs | % | 7.0 | 1.9 | 371.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 29.2 | 138.9% | |
Shareholders | 215,294 | 73,808 | 291.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | Corporation Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.72% | -3.90% | 0.18% |
1-Month | 1.16% | -52.64% | 2.80% |
1-Year | 152.27% | -66.15% | 12.23% |
3-Year CAGR | 79.45% | -40.98% | 14.67% |
5-Year CAGR | 17.01% | -29.68% | 10.37% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the Corporation Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of Corporation Bank the stake stands at 70.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Corporation Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.
Corporation Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of Corporation Bank.
For a sector overview, read our banking sector report.
After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.