Compare J&K Bank with City Union Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs CITY UNION BANK - Comparison Results

J&K BANK     Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK CITY UNION BANK J&K BANK/
CITY UNION BANK
 
P/E (TTM) x 3.5 18.2 19.3% View Chart
P/BV x 0.2 2.7 9.3% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 J&K BANK   CITY UNION BANK
EQUITY SHARE DATA
    J&K BANK
Mar-18
CITY UNION BANK
Mar-19
J&K BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs96207 46.2%   
Low Rs55157 34.7%   
Income per share (Unadj.) Rs1,189.251.3 2,318.6%  
Earnings per share (Unadj.) Rs36.49.3 391.6%  
Cash flow per share (Unadj.) Rs167.420.4 822.0%  
Dividends per share (Unadj.) Rs00.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs1,105.965.9 1,678.0%  
Shares outstanding (eoy) m55.68734.50 7.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.13.6 1.8%   
Avg P/E ratio x2.119.6 10.5%  
Avg P/CF ratio x0.313.4 2.3%  
Avg Price/Bookvalue ratio x0.12.8 2.5%  
Dividend payout %05.4 0.0%   
Avg Mkt Cap Rs m4,182133,752 3.1%   
No. of employees `0001.05.5 18.5%   
Total wages & salary Rs m12,8693,644 353.1%   
Avg. income/employee Rs Th64,852.16,827.1 949.9%   
Avg. wages/employee Rs Th12,604.2660.5 1,908.4%   
Avg. net profit/employee Rs Th1,985.21,237.5 160.4%   
INCOME DATA
Interest income Rs m66,21437,672 175.8%  
Other income Rs m5,0085,144 97.4%   
Interest expense Rs m37,50221,557 174.0%   
Net interest income Rs m28,71216,115 178.2%  
Operating expense Rs m19,9028,859 224.7%   
Gross profit Rs m8,8107,256 121.4%  
Gross profit margin %13.319.3 69.1%  
Provisions/contingencies Rs m11,7923,151 374.2%   
Profit before tax Rs m1,2099,249 13.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-8182,420 -33.8%   
Profit after tax Rs m2,0276,829 29.7%  
Net profit margin %3.118.1 16.9%  
BALANCE SHEET DATA
Advances Rs m569,127326,733 174.2%   
Deposits Rs m800,045384,480 208.1%  
Credit/Deposit ratio x71.185.0 83.7%  
Yield on advances %8.79.7 89.9%   
Cost of deposits %4.55.5 82.3%   
Net Interest Margin %3.43.7 91.9%  
Net fixed assets Rs m16,1492,500 645.9%   
Share capital Rs m557735 75.8%   
Free reserves Rs m32,33647,673 67.8%   
Net worth Rs m61,57648,408 127.2%   
Borrowings Rs m16,2834,809 338.6%   
Investments Rs m188,60077,122 244.5%   
Total assets Rs m896,844452,589 198.2%  
Debt/equity ratio x13.38.0 164.9%   
Return on assets %0.21.5 15.0%  
Return on equity %3.314.1 23.3%  
Capital adequacy ratio %11.415.6 73.4%  
Net NPAs %4.91.8 270.7%  
CASH FLOW
From Operations Rs m23,6273,969 595.3%  
From Investments Rs m-1,639-867 189.0%  
From Financial Activity Rs m6,684166 4,019.4%  
Net Cashflow Rs m28,6723,269 877.2%  

Share Holding

Indian Promoters % 53.2 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 10.2 42.2%  
FIIs % 29.3 33.4 87.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 56.0 23.8%  
Shareholders   56,111 82,699 67.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   PUNJAB & SIND BANK  UNION BANK  AXIS BANK  KARUR VYSYA BANK  PNB  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Stock Markets Remain in Green This Week: Is the Rebound Here?(Podcast)

After a long period of underperformance, stock markets traded in green territory throughout the week. So, is this is a trend reversal and is the bottom forming in the market?

Related Views on News

CITY UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 14.9% (Quarterly Result Update)

Aug 8, 2019 | Updated on Aug 8, 2019

For the quarter ended June 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 14.9% YoY). Sales on the other hand came in at Rs 10 bn (up 15.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

J&K BANK Announces Quarterly Results (1QFY20); Net Profit Down 58.4% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, J&K BANK has posted a net profit of Rs 219 m (down 58.4% YoY). Sales on the other hand came in at Rs 21 bn (up 17.5% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (4QFY19); Net Profit Up 15.1% (Quarterly Result Update)

May 21, 2019 | Updated on May 21, 2019

For the quarter ended March 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.1% YoY). Sales on the other hand came in at Rs 10 bn (up 13.1% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

J&K BANK Announces Quarterly Results (4QFY19); Net Profit Up 656.1% (Quarterly Result Update)

May 17, 2019 | Updated on May 17, 2019

For the quarter ended March 2019, J&K BANK has posted a net profit of Rs 2 bn (up 656.1% YoY). Sales on the other hand came in at Rs 21 bn (up 30.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

J&K BANK Announces Quarterly Results (3QFY19); Net Profit Up 43.2% (Quarterly Result Update)

Jan 14, 2019 | Updated on Jan 14, 2019

For the quarter ended December 2018, J&K BANK has posted a net profit of Rs 1 bn (up 43.2% YoY). Sales on the other hand came in at Rs 20 bn (up 19.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

More Views on News

Most Popular

My 3 Best Small-cap Stocks to Get Rich in this Market Rebound(Profit Hunter)

Oct 14, 2019

This is once in a decade opportunity to make a killing from smallcap rebound.

Two Stocks to Buy in the Great Indian Festival(Profit Hunter)

Oct 11, 2019

Discounts are not just limited to E-tailers. You can buy stocks at 50% off too. Here are two stocks to buy now.

Buy these 3 Stocks for Rebound Riches

Oct 18, 2019

Equitymaster's smallcap guru and editor of Hidden Treasure, Richa Agarwal, talks to us about the rebound in the stock market, and the best stocks to profit from it. Listen in...

The One Stock I Like in this Market(The 5 Minute Wrapup)

Oct 10, 2019

There are rare periods in markets when you get good quality stocks at attractive valuations. Is this one such period?

5 Smart Money Stocks to Profit from the Market Rebound(The 5 Minute Wrapup)

Oct 11, 2019

Now is the time to put money in these 5 stocks to take advantage of the recovery in the economy and the markets.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2020
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Oct 18, 2019 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

J&K BANK - HDFC BANK COMPARISON

COMPARE J&K BANK WITH

MARKET STATS