Compare J&K Bank with City Union Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs CITY UNION BANK - Comparison Results

J&K BANK     Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK CITY UNION BANK J&K BANK/
CITY UNION BANK
 
P/E (TTM) x -1.2 26.8 - View Chart
P/BV x 0.2 2.1 10.7% View Chart
Dividend Yield % 0.0 0.3 -  

Financials

 J&K BANK   CITY UNION BANK
EQUITY SHARE DATA
    J&K BANK
Mar-18
CITY UNION BANK
Mar-19
J&K BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs96207 46.2%   
Low Rs55157 34.7%   
Income per share (Unadj.) Rs1,189.251.3 2,318.6%  
Earnings per share (Unadj.) Rs36.49.3 391.6%  
Cash flow per share (Unadj.) Rs167.420.4 822.0%  
Dividends per share (Unadj.) Rs00.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs1,105.965.9 1,678.0%  
Shares outstanding (eoy) m55.68734.50 7.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.13.6 1.8%   
Avg P/E ratio x2.119.6 10.5%  
Avg P/CF ratio x0.313.4 2.3%  
Avg Price/Bookvalue ratio x0.12.8 2.5%  
Dividend payout %05.4 0.0%   
Avg Mkt Cap Rs m4,182133,752 3.1%   
No. of employees `0001.05.5 18.5%   
Total wages & salary Rs m12,8693,644 353.1%   
Avg. income/employee Rs Th64,852.16,827.1 949.9%   
Avg. wages/employee Rs Th12,604.2660.5 1,908.4%   
Avg. net profit/employee Rs Th1,985.21,237.5 160.4%   
INCOME DATA
Interest income Rs m66,21437,672 175.8%  
Other income Rs m5,0085,144 97.4%   
Interest expense Rs m37,50221,557 174.0%   
Net interest income Rs m28,71216,115 178.2%  
Operating expense Rs m19,9028,859 224.7%   
Gross profit Rs m8,8107,256 121.4%  
Gross profit margin %13.319.3 69.1%  
Provisions/contingencies Rs m11,7923,151 374.2%   
Profit before tax Rs m1,2099,249 13.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-8182,420 -33.8%   
Profit after tax Rs m2,0276,829 29.7%  
Net profit margin %3.118.1 16.9%  
BALANCE SHEET DATA
Advances Rs m569,127326,733 174.2%   
Deposits Rs m800,045384,480 208.1%  
Credit/Deposit ratio x71.185.0 83.7%  
Yield on advances %8.79.7 89.9%   
Cost of deposits %4.55.5 82.3%   
Net Interest Margin %3.43.7 91.9%  
Net fixed assets Rs m16,1492,500 645.9%   
Share capital Rs m557735 75.8%   
Free reserves Rs m32,33647,673 67.8%   
Net worth Rs m61,57648,408 127.2%   
Borrowings Rs m16,2834,809 338.6%   
Investments Rs m188,60077,122 244.5%   
Total assets Rs m896,844452,589 198.2%  
Debt/equity ratio x13.38.0 164.9%   
Return on assets %0.21.5 15.0%  
Return on equity %3.314.1 23.3%  
Capital adequacy ratio %11.415.6 73.4%  
Net NPAs %4.91.8 270.7%  
CASH FLOW
From Operations Rs m23,6273,969 595.3%  
From Investments Rs m-1,639-867 189.0%  
From Financial Activity Rs m6,684166 4,019.4%  
Net Cashflow Rs m28,6723,269 877.2%  

Share Holding

Indian Promoters % 53.2 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 10.2 42.2%  
FIIs % 29.3 33.4 87.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 56.0 23.8%  
Shareholders   56,111 82,699 67.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   BANDHAN BANK  DCB BANK  ANDHRA BANK  ORIENTAL BANK  KARNATAKA BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 441 Points Lower; Nifty Settles Below 15,000-Mark(Closing)

Indian share markets witnessed huge selling during closing hours today and ended their day lower.

Related Views on News

CITY UNION BANK Announces Quarterly Results (3QFY21); Net Profit Down 11.7% (Quarterly Result Update)

Feb 5, 2021 | Updated on Feb 5, 2021

For the quarter ended December 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 11.7% YoY). Sales on the other hand came in at Rs 10 bn (down 1.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (2QFY21); Net Profit Down 18.5% (Quarterly Result Update)

Nov 6, 2020 | Updated on Nov 6, 2020

For the quarter ended September 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 18.5% YoY). Sales on the other hand came in at Rs 11 bn (up 2.3% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)

Sep 14, 2020 | Updated on Sep 14, 2020

For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (4QFY20); Net Profit Down 154.4% (Quarterly Result Update)

Jun 19, 2020 | Updated on Jun 19, 2020

For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

More Views on News

Most Popular

It's the Beginning of a New Bull Phase in Smallcaps(Profit Hunter)

Feb 24, 2021

Last time the smallcap index crossed 19k a big correction followed. Here's what makes it different this time.

Make Rs 5,000 Per Day Trading the Market(Fast Profits Daily)

Feb 25, 2021

In this video, I'll show you how to get started on the path to daily trading profits.

The Hidden Tesla in My Great Indian Wealth Project(Profit Hunter)

Feb 23, 2021

An Indian company founded three decades ago in a garage caught my attention...

How Much Money For Day Trading?(Fast Profits Daily)

Feb 22, 2021

In this video, I'll show you how to allocate your capital as a day trader.

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get this Special Report,
The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Mar 5, 2021 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

J&K BANK 8-QTR ANALYSIS

COMPARE J&K BANK WITH

MARKET STATS