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- Indian - banking
- J&K BANK - DCB BANK
J&K BANK vs DCB BANK - Comparison Results
Current Valuations
| J&K BANK | DCB BANK | J&K BANK/ DCB BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 9.0 | 7.2 | 124.3% | View Chart |
| P/BV | x | 1.5 | 0.8 | 176.3% | View Chart |
| Dividend Yield | % | 0.4 | 1.0 | 36.8% |
Financials
 J&K BANK  DCB BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| J&K BANK Mar-23 |
DCB BANK Mar-23 |
J&K BANK/ DCB BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 63 | 141 | 44.4% | |
| Low | Rs | 24 | 69 | 34.4% | |
| Income per share (Unadj.) | Rs | 90.7 | 134.8 | 67.3% | |
| Earnings per share (Unadj.) | Rs | 11.4 | 14.9 | 76.6% | |
| Cash flow per share (Unadj.) | Rs | 46.1 | 52.8 | 87.3% | |
| Dividends per share (Unadj.) | Rs | 0.50 | 1.25 | 40.0% | |
| Avg Dividend yield | % | 1.2 | 1.2 | 97.2% | |
| Book value per share (Unadj.) | Rs | 95.9 | 146.5 | 65.5% | |
| Shares outstanding (eoy) | m | 1,031.48 | 311.50 | 331.1% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 0.5 | 0.8 | 61.2% | |
| Avg P/E ratio | x | 3.8 | 7.0 | 53.7% | |
| Avg P/CF ratio | x | 2.4 | 4.2 | 58.2% | |
| Avg Price/Bookvalue ratio | x | 0.5 | 0.7 | 62.8% | |
| Dividend payout | % | 4.4 | 8.4 | 52.2% | |
| Avg Mkt Cap | Rs m | 44,637 | 32,762 | 136.2% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 27,086 | 6,929 | 390.9% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 93,552 | 42,003 | 222.7% | |
| Other income | Rs m | 7,652 | 4,094 | 186.9% | |
| Interest expense | Rs m | 46,094 | 24,833 | 185.6% | |
| Net interest income | Rs m | 47,458 | 17,170 | 276.4% | |
| Operating expense | Rs m | 36,509 | 13,397 | 272.5% | |
| Gross profit | Rs m | 10,949 | 3,773 | 290.2% | |
| Gross profit margin | % | 11.7 | 9.0 | 130.3% | |
| Provisions/contingencies | Rs m | 6,616 | 3,212 | 206.0% | |
| Profit before tax | Rs m | 17,856 | 6,276 | 284.5% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | -181 | 0 | - | |
| Tax | Rs m | 5,870 | 1,620 | 362.3% | |
| Profit after tax | Rs m | 11,805 | 4,656 | 253.6% | |
| Net profit margin | % | 12.6 | 11.1 | 113.8% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 822,776 | 343,807 | 239.3% | |
| Deposits | Rs m | 1,220,272 | 412,389 | 295.9% | |
| Credit/Deposit ratio | x | 67.4 | 83.4 | 80.9% | |
| Yield on advances | % | 8.5 | 9.9 | 86.1% | |
| Cost of deposits | % | 3.6 | 5.4 | 66.0% | |
| Net Interest Margin | % | 4.1 | 3.7 | 110.9% | |
| Net fixed assets | Rs m | 22,244 | 7,827 | 284.2% | |
| Share capital | Rs m | 1,032 | 3,115 | 33.1% | |
| Free reserves | Rs m | 97,932 | 42,515 | 230.3% | |
| Net worth | Rs m | 98,963 | 45,630 | 216.9% | |
| Borrowings | Rs m | 28,923 | 41,181 | 70.2% | |
| Investments | Rs m | 347,804 | 125,825 | 276.4% | |
| Total assets | Rs m | 1,459,126 | 523,659 | 278.6% | |
| Debt/equity ratio | x | 12.6 | 9.9 | 127.0% | |
| Return on assets | % | 0.8 | 0.9 | 91.0% | |
| Return on equity | % | 11.9 | 10.2 | 116.9% | |
| Capital adequacy ratio | % | 15.4 | 17.6 | 87.8% | |
| Net NPAs | % | 1.6 | 1.0 | 155.8% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -4,071 | -15,657 | 26.0% | |
| From Investments | Rs m | -1,235 | -1,648 | 75.0% | |
| From Financial Activity | Rs m | 6,376 | 81 | 7,829.0% | |
| Net Cashflow | Rs m | 1,070 | -17,223 | -6.2% | |
Share Holding
| Indian Promoters | % | 59.4 | 0.8 | 7,615.4% | |
| Foreign collaborators | % | 0.0 | 14.0 | - | |
| Indian inst/Mut Fund | % | 14.9 | 42.4 | 35.1% | |
| FIIs | % | 7.0 | 12.8 | 54.8% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 40.6 | 85.2 | 47.6% | |
| Shareholders | 215,294 | 248,471 | 86.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
More on J&K Bank vs DCB Bank
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
J&K Bank vs DCB Bank Share Price Performance
| Period | J&K Bank | DCB Bank | S&P BSE BANKEX |
|---|---|---|---|
| 1-Day | 0.65% | -1.55% | -1.09% |
| 1-Month | -0.61% | -1.43% | 0.62% |
| 1-Year | 151.68% | 17.02% | 10.97% |
| 3-Year CAGR | 78.74% | 11.49% | 14.53% |
| 5-Year CAGR | 16.24% | -9.83% | 9.34% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the DCB Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of DCB Bank the stake stands at 14.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of DCB Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.
DCB Bank paid Rs 1.3, and its dividend payout ratio stood at 8.4%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of DCB Bank.
For a sector overview, read our banking sector report.
Today's Market
![Sensex Today Falls 1,000 Points from Day's High, Slides for 4th Day | Nifty Below 22,100 | Infosys, Bajaj Auto Surge Ahead of Q3 Results]()
Sensex Today Falls 1,000 Points from Day's High, Slides for 4th Day | Nifty Below 22,100 | Infosys, Bajaj Auto Surge Ahead of Q3 Results(Closing)
It was indeed a volatile trading session for Indian share markets today. Benchmark indices swung between gains and losses throughout the day.
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