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J&K BANK vs FEDERAL BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

FEDERAL BANK 
   Change

Federal Bank Ltd (FBL) (the erstwhile Travancore Federal Bank Limited) was incorporated with an authorised capital of Rs 5,000 in Central Travancore in the year 1931 under the Travancore Company's Act. The bank started business of auctionchitty and o... More

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Current Valuations

    J&K BANK FEDERAL BANK J&K BANK/
FEDERAL BANK
 
P/E (TTM) x 3.6 10.6 33.8% View Chart
P/BV x 0.6 1.2 56.2% View Chart
Dividend Yield % 2.6 0.6 398.8%  

Financials

 J&K BANK   FEDERAL BANK
EQUITY SHARE DATA
    J&K BANK
Mar-15
FEDERAL BANK
Mar-16
J&K BANK/
FEDERAL BANK
5-Yr Chart
Click to enlarge
High Rs11980 149.2%   
Low Rs9541 229.5%   
Income per share (Unadj.) Rs1,456.545.5 3,200.5%  
Earnings per share (Unadj.) Rs104.92.8 3,706.5%  
Cash flow per share (Unadj.) Rs251.811.2 2,248.4%  
Dividends per share (Unadj.) Rs2.100.70 300.0%  
Avg Dividend yield %2.01.2 169.8%  
Book value per share (Unadj.) Rs1,260.046.9 2,685.8%  
Shares outstanding (eoy) m48.481,718.95 2.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.11.3 5.5%   
Avg P/E ratio x1.021.4 4.8%  
Avg P/CF ratio x0.38.7 3.9%  
Avg Price/Bookvalue ratio x0.11.3 6.6%  
Dividend payout %2.024.7 8.1%   
Avg Mkt Cap Rs m5,185104,082 5.0%   
No. of employees `0001.011.7 8.2%   
Total wages & salary Rs m8,97610,742 83.6%   
Avg. income/employee Rs Th73,553.46,666.2 1,103.4%   
Avg. wages/employee Rs Th9,349.6915.4 1,021.4%   
Avg. net profit/employee Rs Th5,296.7414.5 1,277.8%   
INCOME DATA
Interest income Rs m70,61178,228 90.3%  
Other income Rs m5,9907,866 76.2%   
Interest expense Rs m44,08652,594 83.8%   
Net interest income Rs m26,52625,635 103.5%  
Operating expense Rs m14,15919,063 74.3%   
Gross profit Rs m12,3666,571 188.2%  
Gross profit margin %17.58.4 208.5%  
Provisions/contingencies Rs m10,1557,118 142.7%   
Profit before tax Rs m8,2027,319 112.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-15 0.0%   
Tax Rs m3,1172,440 127.8%   
Profit after tax Rs m5,0854,864 104.5%  
Net profit margin %7.26.2 115.8%  
BALANCE SHEET DATA
Advances Rs m445,858584,198 76.3%   
Deposits Rs m657,362791,709 83.0%  
Credit/Deposit ratio x67.873.8 91.9%  
Yield on advances %11.69.8 117.6%   
Cost of deposits %6.46.4 100.0%   
Net Interest Margin %3.63.0 121.0%  
Net fixed assets Rs m6,8965,236 131.7%   
Share capital Rs m4853,438 14.1%   
Free reserves Rs m39,49935,310 111.9%   
Net worth Rs m61,08580,641 75.7%   
Borrowings Rs m23,39622,983 101.8%   
Investments Rs m251,043219,825 114.2%   
Total assets Rs m760,645915,544 83.1%  
Debt/equity ratio x11.110.1 110.3%   
Return on assets %0.70.5 125.8%  
Return on equity %8.36.0 138.0%  
Capital adequacy ratio %12.613.9 90.2%  
Net NPAs %2.81.6 168.9%  
CASH FLOW
From Operations Rs m1,181-15,569 -7.6%  
From Investments Rs m-2,60924,948 -10.5%  
From Financial Activity Rs m-3,376-2,992 112.8%  
Net Cashflow Rs m-4,8056,387 -75.2%  

Share Holding

Indian Promoters % 53.2 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 25.5 16.9%  
FIIs % 29.3 38.8 75.5%  
ADR/GDR % 0.0 2.2 -  
Free float % 13.3 33.0 40.3%  
Shareholders   56,111 82,469 68.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   CORPORATION BANK  BANK OF BARODA  ORIENTAL BANK  AXIS BANK  PNB  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 18, 2017 (Close)

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