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J&K BANK vs FEDERAL BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    J&K BANK FEDERAL BANK J&K BANK/
FEDERAL BANK
 
P/E (TTM) x 9.2 9.4 97.8% View Chart
P/BV x 1.5 1.7 90.2% View Chart
Dividend Yield % 0.4 0.7 56.0%  

Financials

 J&K BANK   FEDERAL BANK
EQUITY SHARE DATA
    J&K BANK
Mar-23
FEDERAL BANK
Mar-23
J&K BANK/
FEDERAL BANK
5-Yr Chart
Click to enlarge
High Rs63143 43.8%   
Low Rs2483 28.8%   
Income per share (Unadj.) Rs90.784.2 107.8%  
Earnings per share (Unadj.) Rs11.415.0 76.5%  
Cash flow per share (Unadj.) Rs46.135.8 128.8%  
Dividends per share (Unadj.) Rs0.501.00 50.0%  
Avg Dividend yield %1.20.9 130.5%  
Book value per share (Unadj.) Rs95.9104.5 91.8%  
Shares outstanding (eoy) m1,031.482,116.20 48.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.51.3 35.6%   
Avg P/E ratio x3.87.6 50.1%  
Avg P/CF ratio x2.44.7 51.2%  
Avg Price/Bookvalue ratio x0.51.1 41.7%  
Dividend payout %4.46.7 65.3%   
Avg Mkt Cap Rs m44,637238,972 18.7%   
No. of employees `000NANA-   
Total wages & salary Rs m27,08624,402 111.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m93,552178,118 52.5%  
Other income Rs m7,65224,362 31.4%   
Interest expense Rs m46,09499,752 46.2%   
Net interest income Rs m47,45878,365 60.6%  
Operating expense Rs m36,50952,112 70.1%   
Gross profit Rs m10,94926,253 41.7%  
Gross profit margin %11.714.7 79.4%  
Provisions/contingencies Rs m6,61618,858 35.1%   
Profit before tax Rs m17,85642,629 41.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-453 -0.0%   
Prior Period Items Rs m-181341 -53.1%   
Tax Rs m5,87010,872 54.0%   
Profit after tax Rs m11,80531,645 37.3%  
Net profit margin %12.617.8 71.0%  
BALANCE SHEET DATA
Advances Rs m822,7761,819,567 45.2%   
Deposits Rs m1,220,2722,129,885 57.3%  
Credit/Deposit ratio x67.485.4 78.9%  
Yield on advances %8.58.0 106.7%   
Cost of deposits %3.64.0 88.2%   
Net Interest Margin %4.13.4 119.3%  
Net fixed assets Rs m22,2448,903 249.8%   
Share capital Rs m1,0324,232 24.4%   
Free reserves Rs m97,932216,959 45.1%   
Net worth Rs m98,963221,191 44.7%   
Borrowings Rs m28,923258,620 11.2%   
Investments Rs m347,804487,022 71.4%   
Total assets Rs m1,459,1262,680,041 54.4%  
Debt/equity ratio x12.610.8 116.9%   
Return on assets %0.81.2 68.5%  
Return on equity %11.914.3 83.4%  
Capital adequacy ratio %15.414.8 104.1%  
Net NPAs %1.60.7 234.8%  
CASH FLOW
From Operations Rs m-4,0714,893 -83.2%  
From Investments Rs m-1,235-98,437 1.3%  
From Financial Activity Rs m6,37660,381 10.6%  
Net Cashflow Rs m1,070-33,322 -3.2%  

Share Holding

Indian Promoters % 59.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.6 73.9 18.4%  
FIIs % 5.8 29.4 19.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 40.6 100.0 40.6%  
Shareholders   204,193 796,959 25.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on J&K Bank vs Federal Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

J&K Bank vs Federal Bank Share Price Performance

Period J&K Bank Federal Bank S&P BSE BANKEX
1-Day 2.13% 0.20% 0.82%
1-Month -2.79% -0.03% 2.48%
1-Year 194.10% 19.40% 19.28%
3-Year CAGR 72.76% 25.56% 12.00%
5-Year CAGR 20.41% 9.92% 9.40%

* Compound Annual Growth Rate

Here are more details on the J&K Bank share price and the Federal Bank share price.

Moving on to shareholding structures...

The promoters of J&K Bank hold a 59.4% stake in the company. In case of Federal Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Federal Bank.

Finally, a word on dividends...

In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.

Federal Bank paid Rs 1.0, and its dividend payout ratio stood at 6.7%.

You may visit here to review the dividend history of J&K Bank, and the dividend history of Federal Bank.

For a sector overview, read our banking sector report.



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