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J&K BANK vs HDFC BANK - Comparison Results

J&K BANK     Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

HDFC BANK 
   Change

HDFC Bank remains the Gold standard when it comes to its solid execution capabilities and pristine loan book. Headquartered in Mumbai, HDFC Bank is a new generation private sector bank providing a wide range of banking services covering commercial an... More

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Current Valuations

    J&K BANK HDFC BANK J&K BANK/
HDFC BANK
 
P/E (TTM) x -0.6 23.3 - View Chart
P/BV x 0.1 3.8 3.1% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 J&K BANK   HDFC BANK
EQUITY SHARE DATA
    J&K BANK
Mar-18
HDFC BANK
Mar-20
J&K BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs961,304 7.3%   
Low Rs55739 7.4%   
Income per share (Unadj.) Rs1,189.2222.8 533.7%  
Earnings per share (Unadj.) Rs36.449.7 73.2%  
Cash flow per share (Unadj.) Rs167.4102.8 162.8%  
Dividends per share (Unadj.) Rs02.50 0.0%  
Avg Dividend yield %00.2 0.0%  
Book value per share (Unadj.) Rs1,105.9321.6 343.8%  
Shares outstanding (eoy) m55.685,483.29 1.0%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.14.6 1.4%   
Avg P/E ratio x2.120.6 10.0%  
Avg P/CF ratio x0.313.5 2.2%  
Avg Price/Bookvalue ratio x0.13.2 2.1%  
Dividend payout %05.0 0.0%   
Avg Mkt Cap Rs m4,1825,601,181 0.1%   
No. of employees `0001.0117.0 0.9%   
Total wages & salary Rs m12,869129,201 10.0%   
Avg. income/employee Rs Th64,852.110,446.1 620.8%   
Avg. wages/employee Rs Th12,604.21,104.6 1,141.1%   
Avg. net profit/employee Rs Th1,985.22,330.0 85.2%   
INCOME DATA
Interest income Rs m66,2141,221,893 5.4%  
Other income Rs m5,008248,790 2.0%   
Interest expense Rs m37,502621,374 6.0%   
Net interest income Rs m28,712600,519 4.8%  
Operating expense Rs m19,902330,361 6.0%   
Gross profit Rs m8,810270,158 3.3%  
Gross profit margin %13.322.1 60.2%  
Provisions/contingencies Rs m11,792142,487 8.3%   
Profit before tax Rs m1,209375,615 0.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0423 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-818103,498 -0.8%   
Profit after tax Rs m2,027272,540 0.7%  
Net profit margin %3.122.3 13.7%  
BALANCE SHEET DATA
Advances Rs m569,12710,436,709 5.5%   
Deposits Rs m800,04511,462,071 7.0%  
Credit/Deposit ratio x71.191.1 78.1%  
Yield on advances %8.79.5 92.1%   
Cost of deposits %4.54.4 101.9%   
Net Interest Margin %3.43.9 86.5%  
Net fixed assets Rs m16,14946,269 34.9%   
Share capital Rs m5575,483 10.2%   
Free reserves Rs m32,3361,758,104 1.8%   
Net worth Rs m61,5761,763,587 3.5%   
Borrowings Rs m16,2831,868,343 0.9%   
Investments Rs m188,6003,893,050 4.8%   
Total assets Rs m896,84415,808,304 5.7%  
Debt/equity ratio x13.37.6 175.4%   
Return on assets %0.21.7 13.1%  
Return on equity %3.315.5 21.3%  
Capital adequacy ratio %11.418.5 61.7%  
Net NPAs %4.90.4 1,361.1%  
CASH FLOW
From Operations Rs m23,627-168,691 -14.0%  
From Investments Rs m-1,639-16,169 10.1%  
From Financial Activity Rs m6,684243,945 2.7%  
Net Cashflow Rs m28,67261,225 46.8%  

Share Holding

Indian Promoters % 53.2 22.6 235.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 9.9 43.4%  
FIIs % 29.3 34.1 85.9%  
ADR/GDR % 0.0 17.0 -  
Free float % 13.3 16.4 81.1%  
Shareholders   56,111 415,166 13.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   CANARA BANK  ANDHRA BANK  DHANLAXMI BANK  KARNATAKA BANK  VIJAYA BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Oct 26, 2020 (Close)

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