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- J&K BANK - ICICI BANK
J&K BANK vs ICICI BANK - Comparison Results
J&K BANK Change
Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More
ICICI BANK 
Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More
Current Valuations
| J&K BANK | ICICI BANK | J&K BANK/ ICICI BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 4.2 | 47.8 | 8.8% | View Chart |
| P/BV | x | 0.3 | 2.3 | 13.2% | View Chart |
| Dividend Yield | % | 0.0 | 0.2 | - |
Financials
 J&K BANK  ICICI BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| J&K BANK Mar-18 |
ICICI BANK Mar-19 |
J&K BANK/ ICICI BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 96 | 400 | 23.9% | |
| Low | Rs | 55 | 259 | 21.0% | |
| Income per share (Unadj.) | Rs | 1,189.2 | 112.0 | 1,061.9% | |
| Earnings per share (Unadj.) | Rs | 36.4 | 6.6 | 550.0% | |
| Cash flow per share (Unadj.) | Rs | 167.4 | 73.4 | 228.1% | |
| Dividends per share (Unadj.) | Rs | 0 | 1.00 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.3 | 0.0% | |
| Book value per share (Unadj.) | Rs | 1,105.9 | 177.7 | 622.2% | |
| Shares outstanding (eoy) | m | 55.68 | 6,427.99 | 0.9% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.1 | 2.9 | 2.1% | |
| Avg P/E ratio | x | 2.1 | 49.8 | 4.1% | |
| Avg P/CF ratio | x | 0.3 | 8.1 | 3.7% | |
| Avg Price/Bookvalue ratio | x | 0.1 | 1.9 | 3.7% | |
| Dividend payout | % | 0 | 15.1 | 0.0% | |
| Avg Mkt Cap | Rs m | 4,182 | 2,118,987 | 0.2% | |
| No. of employees | `000 | 1.0 | 86.8 | 1.2% | |
| Total wages & salary | Rs m | 12,869 | 94,253 | 13.7% | |
| Avg. income/employee | Rs Th | 64,852.1 | 8,296.4 | 781.7% | |
| Avg. wages/employee | Rs Th | 12,604.2 | 1,086.3 | 1,160.3% | |
| Avg. net profit/employee | Rs Th | 1,985.2 | 490.3 | 404.9% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 66,214 | 719,817 | 9.2% | |
| Other income | Rs m | 5,008 | 593,248 | 0.8% | |
| Interest expense | Rs m | 37,502 | 391,775 | 9.6% | |
| Net interest income | Rs m | 28,712 | 328,041 | 8.8% | |
| Operating expense | Rs m | 19,902 | 642,589 | 3.1% | |
| Gross profit | Rs m | 8,810 | -314,548 | -2.8% | |
| Gross profit margin | % | 13.3 | -43.7 | -30.4% | |
| Provisions/contingencies | Rs m | 11,792 | 217,669 | 5.4% | |
| Profit before tax | Rs m | 1,209 | 61,032 | 2.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -14,349 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -818 | 4,140 | -19.7% | |
| Profit after tax | Rs m | 2,027 | 42,542 | 4.8% | |
| Net profit margin | % | 3.1 | 5.9 | 51.8% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 569,127 | 6,469,617 | 8.8% | |
| Deposits | Rs m | 800,045 | 6,813,169 | 11.7% | |
| Credit/Deposit ratio | x | 71.1 | 95.0 | 74.9% | |
| Yield on advances | % | 8.7 | 7.9 | 111.2% | |
| Cost of deposits | % | 4.5 | 4.0 | 113.9% | |
| Net Interest Margin | % | 3.4 | 2.9 | 118.0% | |
| Net fixed assets | Rs m | 16,149 | 96,604 | 16.7% | |
| Share capital | Rs m | 557 | 12,895 | 4.3% | |
| Free reserves | Rs m | 32,336 | 1,129,593 | 2.9% | |
| Net worth | Rs m | 61,576 | 1,142,487 | 5.4% | |
| Borrowings | Rs m | 16,283 | 2,103,241 | 0.8% | |
| Investments | Rs m | 188,600 | 3,982,008 | 4.7% | |
| Total assets | Rs m | 896,844 | 12,387,939 | 7.2% | |
| Debt/equity ratio | x | 13.3 | 7.8 | 169.9% | |
| Return on assets | % | 0.2 | 0.3 | 65.8% | |
| Return on equity | % | 3.3 | 3.7 | 88.4% | |
| Capital adequacy ratio | % | 11.4 | 16.9 | 67.6% | |
| Net NPAs | % | 4.9 | 2.3 | 214.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 23,627 | 486,711 | 4.9% | |
| From Investments | Rs m | -1,639 | -301,472 | 0.5% | |
| From Financial Activity | Rs m | 6,684 | -199,974 | -3.3% | |
| Net Cashflow | Rs m | 28,672 | -16,082 | -178.3% | |
Share Holding
| Indian Promoters | % | 53.2 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.3 | 23.1 | 18.6% | |
| FIIs | % | 29.3 | 40.0 | 73.3% | |
| ADR/GDR | % | 0.0 | 29.2 | - | |
| Free float | % | 13.3 | 7.8 | 170.5% | |
| Shareholders | 56,111 | 585,463 | 9.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: UNITED BANK OF INDIA PUNJAB & SIND BANK VIJAYA BANK YES BANK KARNATAKA BANK
Compare J&K BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Today's Market
Sensex Trades Marginally Higher; Tata Steel & Bajaj Finance Top Gainers(12:30 pm)
Share markets in India are presently trading on a positive note, tracking gains in global peers. US President Donald Trump said he did not want war.
Related Views on News
J&K BANK Announces Quarterly Results (1QFY20); Net Profit Down 58.4% (Quarterly Result Update)
Aug 5, 2019 | Updated on Aug 5, 2019For the quarter ended June 2019, J&K BANK has posted a net profit of Rs 219 m (down 58.4% YoY). Sales on the other hand came in at Rs 21 bn (up 17.5% YoY). Read on for a complete analysis of J&K BANK's quarterly results.
ICICI BANK Announces Quarterly Results (1QFY20); Net Profit Up 1696.0% (Quarterly Result Update)
Jul 29, 2019 | Updated on Jul 29, 2019For the quarter ended June 2019, ICICI BANK has posted a net profit of Rs 19 bn (up 1696.0% YoY). Sales on the other hand came in at Rs 180 bn (up 22.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
J&K BANK Announces Quarterly Results (4QFY19); Net Profit Up 656.1% (Quarterly Result Update)
May 17, 2019 | Updated on May 17, 2019For the quarter ended March 2019, J&K BANK has posted a net profit of Rs 2 bn (up 656.1% YoY). Sales on the other hand came in at Rs 21 bn (up 30.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.
ICICI BANK Announces Quarterly Results (4QFY19); Net Profit Down 5.0% (Quarterly Result Update)
May 8, 2019 | Updated on May 8, 2019For the quarter ended March 2019, ICICI BANK has posted a net profit of Rs 10 bn (down 5.0% YoY). Sales on the other hand came in at Rs 173 bn (up 21.2% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
ICICI BANK Announces Quarterly Results (3QFY19); Net Profit Down 2.7% (Quarterly Result Update)
Jan 31, 2019 | Updated on Jan 31, 2019For the quarter ended December 2018, ICICI BANK has posted a net profit of Rs 16 bn (down 2.7% YoY). Sales on the other hand came in at Rs 163 bn (up 19.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
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Sep 18, 2019 12:53 PM
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