J&K BANK | ICICI BANK | J&K BANK/ ICICI BANK |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 5.5 | 19.0 | 29.0% | View Chart |
P/BV | x | 0.4 | 3.1 | 13.1% | View Chart |
Dividend Yield | % | 0.0 | 0.3 | - |
![]() ![]() |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
J&K BANK Mar-21 |
ICICI BANK Mar-21 |
J&K BANK/ ICICI BANK |
5-Yr Chart Click to enlarge
|
||
High | Rs | 33 | 679 | 4.9% | |
Low | Rs | 11 | 282 | 3.9% | |
Income per share (Unadj.) | Rs | 113.7 | 128.9 | 88.2% | |
Earnings per share (Unadj.) | Rs | 6.0 | 26.6 | 22.6% | |
Cash flow per share (Unadj.) | Rs | 31.3 | 113.2 | 27.7% | |
Dividends per share (Unadj.) | Rs | 0 | 2.00 | 0.0% | |
Avg Dividend yield | % | 0 | 0.4 | 0.0% | |
Book value per share (Unadj.) | Rs | 95.3 | 227.9 | 41.8% | |
Shares outstanding (eoy) | m | 713.45 | 6,915.99 | 10.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.2 | 3.7 | 5.2% | |
Avg P/E ratio | x | 3.7 | 18.1 | 20.3% | |
Avg P/CF ratio | x | 1.0 | 8.2 | 11.9% | |
Avg Price/Bookvalue ratio | x | 0.2 | 2.1 | 10.9% | |
Dividend payout | % | 0 | 7.5 | 0.0% | |
Avg Mkt Cap | Rs m | 15,696 | 3,322,789 | 0.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 20,624 | 110,509 | 18.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 81,111 | 891,627 | 9.1% | |
Other income | Rs m | 7,221 | 721,738 | 1.0% | |
Interest expense | Rs m | 43,399 | 426,591 | 10.2% | |
Net interest income | Rs m | 37,712 | 465,036 | 8.1% | |
Operating expense | Rs m | 28,842 | 762,717 | 3.8% | |
Gross profit | Rs m | 8,870 | -297,681 | -3.0% | |
Gross profit margin | % | 10.9 | -33.4 | -32.8% | |
Provisions/contingencies | Rs m | 11,807 | 220,418 | 5.4% | |
Profit before tax | Rs m | 5,304 | 260,283 | 2.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -19,796 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,020 | 56,644 | 1.8% | |
Profit after tax | Rs m | 4,284 | 183,843 | 2.3% | |
Net profit margin | % | 5.3 | 20.6 | 25.6% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 668,417 | 7,918,014 | 8.4% | |
Deposits | Rs m | 1,080,473 | 9,599,400 | 11.3% | |
Credit/Deposit ratio | x | 61.9 | 82.5 | 75.0% | |
Yield on advances | % | 9.1 | 7.6 | 119.2% | |
Cost of deposits | % | 3.8 | 3.5 | 109.1% | |
Net Interest Margin | % | 3.9 | 3.5 | 110.4% | |
Net fixed assets | Rs m | 19,714 | 108,093 | 18.2% | |
Share capital | Rs m | 714 | 13,834 | 5.2% | |
Free reserves | Rs m | 67,309 | 1,562,010 | 4.3% | |
Net worth | Rs m | 68,023 | 1,575,844 | 4.3% | |
Borrowings | Rs m | 20,152 | 1,438,999 | 1.4% | |
Investments | Rs m | 307,741 | 5,365,786 | 5.7% | |
Total assets | Rs m | 1,202,729 | 15,738,122 | 7.6% | |
Debt/equity ratio | x | 16.2 | 7.0 | 231.0% | |
Return on assets | % | 0.4 | 1.2 | 30.5% | |
Return on equity | % | 6.3 | 11.7 | 54.0% | |
Capital adequacy ratio | % | 12.2 | 19.1 | 63.8% | |
Net NPAs | % | 3.0 | 1.2 | 237.9% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -142 | 1,380,153 | -0.0% | |
From Investments | Rs m | -760 | -629,869 | 0.1% | |
From Financial Activity | Rs m | -1,988 | -546,668 | 0.4% | |
Net Cashflow | Rs m | -2,889 | 197,176 | -1.5% |
Indian Promoters | % | 70.1 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.9 | 88.8 | 1.0% | |
FIIs | % | 0.7 | 44.0 | 1.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 29.9 | 100.0 | 29.9% | |
Shareholders | 192,588 | 1,879,722 | 10.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK PNB AXIS BANK BANK OF BARODA SBI
After opening on a positive note, Indian share markets failed to keep up early gains and ended the day marginally lower.
The bank reported a 59% jump in net profit, aided by robust increase in net interest income (NII) and lower provisions.
The economy is recovering from the effects of the pandemic and the demand for credit is steadily going up. Which bank has a better chance to expand its asset base?
ICICI Bank expects to maintain margins at the same level in coming quarter.
A list of popular stocks in which mutual funds have significant stake.
HDFC Bank reigns over the banking industry. However, ICICI Bank is inching closer in terms of financial performance. Which bank will emerge as a leader?
More Views on NewsWe are just two months into 2022 and several penny stocks that we track have already surged 5x.
Debt free penny stocks are vital when it's a question of portfolio diversification in a volatile market. They can potentially offer good profitability in the long run.
A step-by-step method to pick the best penny stocks for the long term.
These penny stocks can become future multibaggers. Watch out for them.
Rising electricity consumption provides a lot of scope for growth. Which company has a better chance at capturing it?
More