J&K BANK | ICICI BANK | J&K BANK/ ICICI BANK |
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P/E (TTM) | x | 9.2 | 17.9 | 51.3% | View Chart |
P/BV | x | 1.5 | 3.6 | 41.4% | View Chart |
Dividend Yield | % | 0.4 | 0.7 | 51.1% |
J&K BANK ICICI BANK |
EQUITY SHARE DATA | |||||
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J&K BANK Mar-23 |
ICICI BANK Mar-23 |
J&K BANK/ ICICI BANK |
5-Yr Chart Click to enlarge
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High | Rs | 63 | 958 | 6.6% | |
Low | Rs | 24 | 670 | 3.6% | |
Income per share (Unadj.) | Rs | 90.7 | 173.4 | 52.3% | |
Earnings per share (Unadj.) | Rs | 11.4 | 48.7 | 23.5% | |
Cash flow per share (Unadj.) | Rs | 46.1 | 156.9 | 29.4% | |
Dividends per share (Unadj.) | Rs | 0.50 | 8.00 | 6.3% | |
Avg Dividend yield | % | 1.2 | 1.0 | 117.6% | |
Book value per share (Unadj.) | Rs | 95.9 | 306.1 | 31.3% | |
Shares outstanding (eoy) | m | 1,031.48 | 6,982.82 | 14.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 4.7 | 10.2% | |
Avg P/E ratio | x | 3.8 | 16.7 | 22.6% | |
Avg P/CF ratio | x | 2.4 | 10.8 | 22.5% | |
Avg Price/Bookvalue ratio | x | 0.5 | 2.7 | 17.0% | |
Dividend payout | % | 4.4 | 16.4 | 26.6% | |
Avg Mkt Cap | Rs m | 44,637 | 5,685,234 | 0.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 27,086 | 152,342 | 17.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 93,552 | 1,210,668 | 7.7% | |
Other income | Rs m | 7,652 | 651,120 | 1.2% | |
Interest expense | Rs m | 46,094 | 505,434 | 9.1% | |
Net interest income | Rs m | 47,458 | 705,234 | 6.7% | |
Operating expense | Rs m | 36,509 | 824,390 | 4.4% | |
Gross profit | Rs m | 10,949 | -119,156 | -9.2% | |
Gross profit margin | % | 11.7 | -9.8 | -118.9% | |
Provisions/contingencies | Rs m | 6,616 | 187,334 | 3.5% | |
Profit before tax | Rs m | 17,856 | 462,565 | 3.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -14,247 | -0.0% | |
Prior Period Items | Rs m | -181 | 9,983 | -1.8% | |
Tax | Rs m | 5,870 | 117,934 | 5.0% | |
Profit after tax | Rs m | 11,805 | 340,366 | 3.5% | |
Net profit margin | % | 12.6 | 28.1 | 44.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 822,776 | 10,838,663 | 7.6% | |
Deposits | Rs m | 1,220,272 | 12,108,322 | 10.1% | |
Credit/Deposit ratio | x | 67.4 | 89.5 | 75.3% | |
Yield on advances | % | 8.5 | 8.1 | 104.8% | |
Cost of deposits | % | 3.6 | 3.3 | 109.4% | |
Net Interest Margin | % | 4.1 | 4.1 | 99.1% | |
Net fixed assets | Rs m | 22,244 | 109,690 | 20.3% | |
Share capital | Rs m | 1,032 | 13,968 | 7.4% | |
Free reserves | Rs m | 97,932 | 2,123,401 | 4.6% | |
Net worth | Rs m | 98,963 | 2,137,369 | 4.6% | |
Borrowings | Rs m | 28,923 | 1,890,618 | 1.5% | |
Investments | Rs m | 347,804 | 6,395,520 | 5.4% | |
Total assets | Rs m | 1,459,126 | 19,584,905 | 7.5% | |
Debt/equity ratio | x | 12.6 | 6.5 | 192.7% | |
Return on assets | % | 0.8 | 1.7 | 46.6% | |
Return on equity | % | 11.9 | 15.9 | 74.9% | |
Capital adequacy ratio | % | 15.4 | 18.3 | 84.0% | |
Net NPAs | % | 1.6 | 0.5 | 317.6% |
CASH FLOW | |||||
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From Operations | Rs m | -4,071 | -37,712 | 10.8% | |
From Investments | Rs m | -1,235 | -680,053 | 0.2% | |
From Financial Activity | Rs m | 6,376 | 247,907 | 2.6% | |
Net Cashflow | Rs m | 1,070 | -466,695 | -0.2% |
Indian Promoters | % | 59.4 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 13.6 | 89.9 | 15.1% | |
FIIs | % | 5.8 | 43.6 | 13.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 100.0 | 40.6% | |
Shareholders | 204,193 | 1,802,207 | 11.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI KOTAK MAHINDRA BANK BANDHAN BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | ICICI Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 2.10% | 1.09% | 0.82% |
1-Month | -2.83% | 4.75% | 2.48% |
1-Year | 193.99% | 28.15% | 19.28% |
3-Year CAGR | 72.73% | 22.83% | 12.00% |
5-Year CAGR | 20.41% | 22.33% | 9.40% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the ICICI Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of ICICI Bank the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of ICICI Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.
ICICI Bank paid Rs 8.0, and its dividend payout ratio stood at 16.4%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of ICICI Bank.
For a sector overview, read our banking sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.