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J&K BANK vs ICICI BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    J&K BANK ICICI BANK J&K BANK/
ICICI BANK
 
P/E (TTM) x 9.2 17.9 51.3% View Chart
P/BV x 1.5 3.6 41.4% View Chart
Dividend Yield % 0.4 0.7 51.1%  

Financials

 J&K BANK   ICICI BANK
EQUITY SHARE DATA
    J&K BANK
Mar-23
ICICI BANK
Mar-23
J&K BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs63958 6.6%   
Low Rs24670 3.6%   
Income per share (Unadj.) Rs90.7173.4 52.3%  
Earnings per share (Unadj.) Rs11.448.7 23.5%  
Cash flow per share (Unadj.) Rs46.1156.9 29.4%  
Dividends per share (Unadj.) Rs0.508.00 6.3%  
Avg Dividend yield %1.21.0 117.6%  
Book value per share (Unadj.) Rs95.9306.1 31.3%  
Shares outstanding (eoy) m1,031.486,982.82 14.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.54.7 10.2%   
Avg P/E ratio x3.816.7 22.6%  
Avg P/CF ratio x2.410.8 22.5%  
Avg Price/Bookvalue ratio x0.52.7 17.0%  
Dividend payout %4.416.4 26.6%   
Avg Mkt Cap Rs m44,6375,685,234 0.8%   
No. of employees `000NANA-   
Total wages & salary Rs m27,086152,342 17.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m93,5521,210,668 7.7%  
Other income Rs m7,652651,120 1.2%   
Interest expense Rs m46,094505,434 9.1%   
Net interest income Rs m47,458705,234 6.7%  
Operating expense Rs m36,509824,390 4.4%   
Gross profit Rs m10,949-119,156 -9.2%  
Gross profit margin %11.7-9.8 -118.9%  
Provisions/contingencies Rs m6,616187,334 3.5%   
Profit before tax Rs m17,856462,565 3.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-14,247 -0.0%   
Prior Period Items Rs m-1819,983 -1.8%   
Tax Rs m5,870117,934 5.0%   
Profit after tax Rs m11,805340,366 3.5%  
Net profit margin %12.628.1 44.9%  
BALANCE SHEET DATA
Advances Rs m822,77610,838,663 7.6%   
Deposits Rs m1,220,27212,108,322 10.1%  
Credit/Deposit ratio x67.489.5 75.3%  
Yield on advances %8.58.1 104.8%   
Cost of deposits %3.63.3 109.4%   
Net Interest Margin %4.14.1 99.1%  
Net fixed assets Rs m22,244109,690 20.3%   
Share capital Rs m1,03213,968 7.4%   
Free reserves Rs m97,9322,123,401 4.6%   
Net worth Rs m98,9632,137,369 4.6%   
Borrowings Rs m28,9231,890,618 1.5%   
Investments Rs m347,8046,395,520 5.4%   
Total assets Rs m1,459,12619,584,905 7.5%  
Debt/equity ratio x12.66.5 192.7%   
Return on assets %0.81.7 46.6%  
Return on equity %11.915.9 74.9%  
Capital adequacy ratio %15.418.3 84.0%  
Net NPAs %1.60.5 317.6%  
CASH FLOW
From Operations Rs m-4,071-37,712 10.8%  
From Investments Rs m-1,235-680,053 0.2%  
From Financial Activity Rs m6,376247,907 2.6%  
Net Cashflow Rs m1,070-466,695 -0.2%  

Share Holding

Indian Promoters % 59.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.6 89.9 15.1%  
FIIs % 5.8 43.6 13.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 40.6 100.0 40.6%  
Shareholders   204,193 1,802,207 11.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   HDFC BANK    AXIS BANK    SBI    KOTAK MAHINDRA BANK    BANDHAN BANK    


More on J&K Bank vs ICICI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

J&K Bank vs ICICI Bank Share Price Performance

Period J&K Bank ICICI Bank S&P BSE BANKEX
1-Day 2.10% 1.09% 0.82%
1-Month -2.83% 4.75% 2.48%
1-Year 193.99% 28.15% 19.28%
3-Year CAGR 72.73% 22.83% 12.00%
5-Year CAGR 20.41% 22.33% 9.40%

* Compound Annual Growth Rate

Here are more details on the J&K Bank share price and the ICICI Bank share price.

Moving on to shareholding structures...

The promoters of J&K Bank hold a 59.4% stake in the company. In case of ICICI Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of ICICI Bank.

Finally, a word on dividends...

In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.

ICICI Bank paid Rs 8.0, and its dividend payout ratio stood at 16.4%.

You may visit here to review the dividend history of J&K Bank, and the dividend history of ICICI Bank.

For a sector overview, read our banking sector report.



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