J&K BANK | IDBI BANK | J&K BANK/ IDBI BANK |
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P/E (TTM) | x | 9.0 | 17.7 | 50.5% | View Chart |
P/BV | x | 1.5 | 2.0 | 71.5% | View Chart |
Dividend Yield | % | 0.4 | 1.1 | 33.5% |
J&K BANK IDBI BANK |
EQUITY SHARE DATA | |||||
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J&K BANK Mar-23 |
IDBI BANK Mar-23 |
J&K BANK/ IDBI BANK |
5-Yr Chart Click to enlarge
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High | Rs | 63 | 62 | 101.2% | |
Low | Rs | 24 | 31 | 78.0% | |
Income per share (Unadj.) | Rs | 90.7 | 19.2 | 473.6% | |
Earnings per share (Unadj.) | Rs | 11.4 | 3.4 | 332.1% | |
Cash flow per share (Unadj.) | Rs | 46.1 | 5.4 | 851.8% | |
Dividends per share (Unadj.) | Rs | 0.50 | 1.00 | 50.0% | |
Avg Dividend yield | % | 1.2 | 2.2 | 53.4% | |
Book value per share (Unadj.) | Rs | 95.9 | 43.1 | 222.7% | |
Shares outstanding (eoy) | m | 1,031.48 | 10,752.40 | 9.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 2.4 | 19.8% | |
Avg P/E ratio | x | 3.8 | 13.4 | 28.2% | |
Avg P/CF ratio | x | 2.4 | 5.6 | 43.0% | |
Avg Price/Bookvalue ratio | x | 0.5 | 1.1 | 42.0% | |
Dividend payout | % | 4.4 | 29.0 | 15.1% | |
Avg Mkt Cap | Rs m | 44,637 | 497,299 | 9.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 27,086 | 36,914 | 73.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 93,552 | 205,915 | 45.4% | |
Other income | Rs m | 7,652 | 45,754 | 16.7% | |
Interest expense | Rs m | 46,094 | 91,304 | 50.5% | |
Net interest income | Rs m | 47,458 | 114,611 | 41.4% | |
Operating expense | Rs m | 36,509 | 72,326 | 50.5% | |
Gross profit | Rs m | 10,949 | 42,285 | 25.9% | |
Gross profit margin | % | 11.7 | 20.5 | 57.0% | |
Provisions/contingencies | Rs m | 6,616 | 51,171 | 12.9% | |
Profit before tax | Rs m | 17,856 | 36,868 | 48.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -219 | -0.0% | |
Prior Period Items | Rs m | -181 | 411 | -43.9% | |
Tax | Rs m | 5,870 | 0 | - | |
Profit after tax | Rs m | 11,805 | 37,061 | 31.9% | |
Net profit margin | % | 12.6 | 18.0 | 70.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 822,776 | 1,625,458 | 50.6% | |
Deposits | Rs m | 1,220,272 | 2,553,222 | 47.8% | |
Credit/Deposit ratio | x | 67.4 | 63.7 | 105.9% | |
Yield on advances | % | 8.5 | 8.2 | 103.7% | |
Cost of deposits | % | 3.6 | 3.1 | 116.4% | |
Net Interest Margin | % | 4.1 | 4.4 | 93.0% | |
Net fixed assets | Rs m | 22,244 | 93,048 | 23.9% | |
Share capital | Rs m | 1,032 | 107,524 | 1.0% | |
Free reserves | Rs m | 97,932 | 355,668 | 27.5% | |
Net worth | Rs m | 98,963 | 463,192 | 21.4% | |
Borrowings | Rs m | 28,923 | 126,378 | 22.9% | |
Investments | Rs m | 347,804 | 1,004,087 | 34.6% | |
Total assets | Rs m | 1,459,126 | 3,314,977 | 44.0% | |
Debt/equity ratio | x | 12.6 | 5.8 | 218.2% | |
Return on assets | % | 0.8 | 1.1 | 72.4% | |
Return on equity | % | 11.9 | 8.0 | 149.1% | |
Capital adequacy ratio | % | 15.4 | 20.4 | 75.4% | |
Net NPAs | % | 1.6 | 0.9 | 176.1% |
CASH FLOW | |||||
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From Operations | Rs m | -4,071 | -26,009 | 15.7% | |
From Investments | Rs m | -1,235 | -2,945 | 41.9% | |
From Financial Activity | Rs m | 6,376 | -35,645 | -17.9% | |
Net Cashflow | Rs m | 1,070 | -64,485 | -1.7% |
Indian Promoters | % | 59.4 | 94.7 | 62.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 14.9 | 0.6 | 2,439.3% | |
FIIs | % | 7.0 | 0.5 | 1,553.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 5.3 | 767.5% | |
Shareholders | 215,294 | 672,434 | 32.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | IDBI Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.72% | 1.79% | 0.18% |
1-Month | 1.16% | 8.83% | 2.80% |
1-Year | 152.27% | 67.30% | 12.23% |
3-Year CAGR | 79.45% | 37.19% | 14.67% |
5-Year CAGR | 17.01% | 15.55% | 10.37% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the IDBI Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of IDBI Bank the stake stands at 94.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of IDBI Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.
IDBI Bank paid Rs 1.0, and its dividend payout ratio stood at 29.0%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of IDBI Bank.
For a sector overview, read our banking sector report.
After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.