X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare J&K Bank with Indian Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs INDIAN BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK INDIAN BANK J&K BANK/
INDIAN BANK
 
P/E (TTM) x 5.9 13.2 45.0% View Chart
P/BV x 0.5 0.9 52.0% View Chart
Dividend Yield % 0.0 1.7 -  

Financials

 J&K BANK   INDIAN BANK
EQUITY SHARE DATA
    J&K BANK
Mar-17
INDIAN BANK
Mar-18
J&K BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs92428 21.5%   
Low Rs55252 21.7%   
Income per share (Unadj.) Rs1,282.5356.4 359.9%  
Earnings per share (Unadj.) Rs-313.327.3 -1,148.0%  
Cash flow per share (Unadj.) Rs-496.918.2 -2,729.8%  
Dividends per share (Unadj.) Rs06.00 0.0%  
Avg Dividend yield %01.8 0.0%  
Book value per share (Unadj.) Rs1,087.5389.7 279.1%  
Shares outstanding (eoy) m52.13480.29 10.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.11.0 6.0%   
Avg P/E ratio x-0.212.5 -1.9%  
Avg P/CF ratio x0.33.1 10.5%  
Avg Price/Bookvalue ratio x0.10.9 7.7%  
Dividend payout %022.0 0.0%   
Avg Mkt Cap Rs m3,821163,299 2.3%   
No. of employees `0000.919.8 4.7%   
Total wages & salary Rs m11,22521,046 53.3%   
Avg. income/employee Rs Th72,278.98,625.4 838.0%   
Avg. wages/employee Rs Th12,135.61,060.6 1,144.2%   
Avg. net profit/employee Rs Th-17,653.9660.5 -2,673.0%   
INCOME DATA
Interest income Rs m66,858171,153 39.1%  
Other income Rs m4,97324,166 20.6%   
Interest expense Rs m41,730108,513 38.5%   
Net interest income Rs m25,12862,640 40.1%  
Operating expense Rs m17,16436,733 46.7%   
Gross profit Rs m7,96425,907 30.7%  
Gross profit margin %11.915.1 78.7%  
Provisions/contingencies Rs m28,00339,270 71.3%   
Profit before tax Rs m-15,06711,272 -133.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m08 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,263-1,826 -69.2%   
Profit after tax Rs m-16,33013,105 -124.6%  
Net profit margin %-24.47.7 -319.0%  
BALANCE SHEET DATA
Advances Rs m498,1611,565,689 31.8%   
Deposits Rs m724,5902,082,618 34.8%  
Credit/Deposit ratio x68.875.2 91.4%  
Yield on advances %9.67.6 126.8%   
Cost of deposits %5.64.9 115.0%   
Net Interest Margin %3.32.6 126.5%  
Net fixed assets Rs m15,43734,221 45.1%   
Share capital Rs m5224,803 10.9%   
Free reserves Rs m27,88596,272 29.0%   
Net worth Rs m56,692187,154 30.3%   
Borrowings Rs m12,761197,602 6.5%   
Investments Rs m212,709716,191 29.7%   
Total assets Rs m820,1212,529,814 32.4%  
Debt/equity ratio x13.012.2 106.8%   
Return on assets %-2.00.5 -384.4%  
Return on equity %-28.87.0 -411.3%  
Capital adequacy ratio %10.812.6 86.1%  
Net NPAs %5.13.8 132.8%  
CASH FLOW
From Operations Rs m24,571-36,758 -66.8%  
From Investments Rs m-8,614-2,144 401.8%  
From Financial Activity Rs m5,92967,764 8.7%  
Net Cashflow Rs m21,88628,863 75.8%  

Share Holding

Indian Promoters % 53.2 82.1 64.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 8.5 50.6%  
FIIs % 29.3 5.6 523.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 3.8 350.0%  
Shareholders   56,111 66,052 84.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   ANDHRA BANK  SYNDICATE BANK  ICICI BANK  CANARA BANK  SOUTH IND.BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends Day up 260 Points; Pharma Stocks Top Gainers(Closing)

After opening the day in red, share markets in India witnessed positive trading activity throughout the day and ended the day on a positive note.

Related Views on News

J&K BANK Announces Quarterly Results (4QFY18); Net Profit Down 86.7%

Jun 1, 2018 | Updated on Jun 1, 2018

For the quarter ended March 2018, J&K BANK has posted a net profit of Rs 284 m (down 86.7% YoY). Sales on the other hand came in at Rs 16 bn (down 5.2% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

More Views on News

Most Popular

Alert: Pharma Stocks Are About to Shoot Up - And a Superb Stock for Trading(Profit Hunter)

Jun 13, 2018

The ailing pharma stocks are bouncing back to health. Read this to find out the best way to profit from them.

Will You Dump Your Client if You're Busy? Inox Wind's Auditor Just Did...(The 5 Minute Wrapup)

Jun 14, 2018

After Inox Wind, you may see more auditors resigning And the reasons can be as funny as they can get.

GST Will Not Solve Problem of High Prices of Petrol and Diesel(Vivek Kaul's Diary)

Jun 13, 2018

Though it will bring transparency in their pricing and that in itself will be a welcome move.

Should You Invest In Mirae Asset Healthcare Fund?(Outside View)

Jun 15, 2018

Mirae Asset Mutual Fund launches NFO - Mirae Asset Helathcare Fund.

Has the Market Bottomed Out?(Sector Info)

Jun 11, 2018

The yield spread is an effective barometer that can indicate the direction the markets are headed.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Jun 22, 2018 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

COMPARE J&K BANK WITH

MARKET STATS