X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare J&K Bank with Indian Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs INDIAN BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK INDIAN BANK J&K BANK/
INDIAN BANK
 
P/E (TTM) x 3.5 9.8 36.3% View Chart
P/BV x 0.6 1.0 66.8% View Chart
Dividend Yield % 2.6 1.4 185.9%  

Financials

 J&K BANK   INDIAN BANK
EQUITY SHARE DATA
    J&K BANK
Mar-15
INDIAN BANK
Mar-15
J&K BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs119224 53.1%   
Low Rs95113 84.1%   
Income per share (Unadj.) Rs1,456.5330.1 441.3%  
Earnings per share (Unadj.) Rs104.921.8 480.3%  
Cash flow per share (Unadj.) Rs251.858.4 431.3%  
Dividends per share (Unadj.) Rs2.104.20 50.0%  
Avg Dividend yield %2.02.5 78.8%  
Book value per share (Unadj.) Rs1,260.0312.9 402.7%  
Shares outstanding (eoy) m48.48480.29 10.1%   
Bonus/Rights/Conversions -PI-  
Avg Price / Income ratio x0.10.5 14.4%   
Avg P/E ratio x1.07.7 13.2%  
Avg P/CF ratio x0.33.1 10.9%  
Avg Price/Bookvalue ratio x0.10.5 15.8%  
Dividend payout %2.019.2 10.4%   
Avg Mkt Cap Rs m5,18580,929 6.4%   
No. of employees `0001.020.3 4.7%   
Total wages & salary Rs m8,97617,463 51.4%   
Avg. income/employee Rs Th73,553.47,811.8 941.6%   
Avg. wages/employee Rs Th9,349.6860.5 1,086.6%   
Avg. net profit/employee Rs Th5,296.7516.8 1,024.9%   
INCOME DATA
Interest income Rs m70,611158,534 44.5%  
Other income Rs m5,99013,722 43.7%   
Interest expense Rs m44,086113,898 38.7%   
Net interest income Rs m26,52644,636 59.4%  
Operating expense Rs m14,15928,254 50.1%   
Gross profit Rs m12,36616,382 75.5%  
Gross profit margin %17.510.3 169.5%  
Provisions/contingencies Rs m10,15515,335 66.2%   
Profit before tax Rs m8,20215,105 54.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m018 0.0%   
Prior Period Items Rs m00-   
Tax Rs m3,1174,635 67.3%   
Profit after tax Rs m5,08510,488 48.5%  
Net profit margin %7.26.6 108.9%  
BALANCE SHEET DATA
Advances Rs m445,8581,258,702 35.4%   
Deposits Rs m657,3621,692,042 38.9%  
Credit/Deposit ratio x67.874.4 91.2%  
Yield on advances %11.69.6 120.7%   
Cost of deposits %6.46.6 96.5%   
Net Interest Margin %3.62.4 149.7%  
Net fixed assets Rs m6,89629,738 23.2%   
Share capital Rs m4854,803 10.1%   
Free reserves Rs m39,49979,581 49.6%   
Net worth Rs m61,085150,290 40.6%   
Borrowings Rs m23,39626,461 88.4%   
Investments Rs m251,043460,605 54.5%   
Total assets Rs m760,6451,930,357 39.4%  
Debt/equity ratio x11.111.4 97.5%   
Return on assets %0.70.5 123.0%  
Return on equity %8.37.0 119.3%  
Capital adequacy ratio %12.612.9 97.7%  
Net NPAs %2.82.5 110.8%  
CASH FLOW
From Operations Rs m1,18151,357 2.3%  
From Investments Rs m-2,609-2,364 110.4%  
From Financial Activity Rs m-3,376-23,117 14.6%  
Net Cashflow Rs m-4,80525,876 -18.6%  

Share Holding

Indian Promoters % 53.2 82.1 64.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 8.5 50.6%  
FIIs % 29.3 5.6 523.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 3.8 350.0%  
Shareholders   56,111 66,052 84.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   SYNDICATE BANK  CITY UNION BANK  DENA BANK  PNB  INDUSIND BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades Marginally Higher; Pharma Stocks Among Top Gainers(01:30 pm)

After opening the day in green, share markets in India witnessed choppy trades and are presently trading marginally above the dotted line.

Related Views on News

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

The Pied Pipers of 'Buy High, Sell Higher' (The 5 Minute Wrapup)

Jul 14, 2017

What should you make of Ola drivers turning day traders and Radio Jockeys giving opinion on the Sensex?

More Views on News

Most Popular

A 'Backdoor' to Multibaggers: It's Like Investing in Asian Paints Ten Years Ago(The 5 Minute Wrapup)

Aug 10, 2017

Don't miss these proxy bets on growing companies or in a few years you will be looking back with regret.

The Most Important Innovation in Finance Since Gold Coins(Vivek Kaul's Diary)

Aug 10, 2017

Bill connects the dots...between money and growth, real money and real resources, gold and cryptocurrencies...and between gold, cryptocurrencies, and time.

Signs of Life in the India VIX(Daily Profit Hunter)

Aug 12, 2017

The India VIX is up 36% in the last week. Fear has gone up but is still low by historical standards.

Bitcoin Continues Stellar Rise(Chart Of The Day)

Aug 10, 2017

Bitcoin hits an all-time high, is there more upside left?

5 Steps To Become Financially Independent(Outside View)

Aug 16, 2017

Ensure your financial Independence, and pledge to start the journey towards financial freedom today!

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Aug 22, 2017 01:45 PM

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

COMPARE J&K BANK WITH

MARKET STATS