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Compare J&K Bank with Indian Bank - Equitymaster

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J&K BANK vs INDIAN BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

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Current Valuations

    J&K BANK INDIAN BANK J&K BANK/
INDIAN BANK
 
P/E (TTM) x 7.2 13.4 53.6% View Chart
P/BV x 0.3 0.6 55.0% View Chart
Dividend Yield % 0.0 2.7 -  

Financials

 J&K BANK   INDIAN BANK
EQUITY SHARE DATA
    J&K BANK
Mar-17
INDIAN BANK
Mar-18
J&K BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs92428 21.5%   
Low Rs55252 21.7%   
Income per share (Unadj.) Rs1,282.5356.4 359.9%  
Earnings per share (Unadj.) Rs-313.327.3 -1,148.0%  
Cash flow per share (Unadj.) Rs-496.918.2 -2,729.8%  
Dividends per share (Unadj.) Rs06.00 0.0%  
Avg Dividend yield %01.8 0.0%  
Book value per share (Unadj.) Rs1,087.5389.7 279.1%  
Shares outstanding (eoy) m52.13480.29 10.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.11.0 6.0%   
Avg P/E ratio x-0.212.5 -1.9%  
Avg P/CF ratio x0.33.1 10.5%  
Avg Price/Bookvalue ratio x0.10.9 7.7%  
Dividend payout %022.0 0.0%   
Avg Mkt Cap Rs m3,821163,299 2.3%   
No. of employees `0000.919.8 4.7%   
Total wages & salary Rs m11,22521,046 53.3%   
Avg. income/employee Rs Th72,278.98,625.4 838.0%   
Avg. wages/employee Rs Th12,135.61,060.6 1,144.2%   
Avg. net profit/employee Rs Th-17,653.9660.5 -2,673.0%   
INCOME DATA
Interest income Rs m66,858171,153 39.1%  
Other income Rs m4,97324,166 20.6%   
Interest expense Rs m41,730108,513 38.5%   
Net interest income Rs m25,12862,640 40.1%  
Operating expense Rs m17,16436,733 46.7%   
Gross profit Rs m7,96425,907 30.7%  
Gross profit margin %11.915.1 78.7%  
Provisions/contingencies Rs m28,00339,270 71.3%   
Profit before tax Rs m-15,06711,272 -133.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m08 0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,263-1,826 -69.2%   
Profit after tax Rs m-16,33013,105 -124.6%  
Net profit margin %-24.47.7 -319.0%  
BALANCE SHEET DATA
Advances Rs m498,1611,565,689 31.8%   
Deposits Rs m724,5902,082,618 34.8%  
Credit/Deposit ratio x68.875.2 91.4%  
Yield on advances %9.67.6 126.8%   
Cost of deposits %5.64.9 115.0%   
Net Interest Margin %3.32.6 126.5%  
Net fixed assets Rs m15,43734,221 45.1%   
Share capital Rs m5224,803 10.9%   
Free reserves Rs m27,88596,272 29.0%   
Net worth Rs m56,692187,154 30.3%   
Borrowings Rs m12,761197,602 6.5%   
Investments Rs m212,709716,191 29.7%   
Total assets Rs m820,1212,529,814 32.4%  
Debt/equity ratio x13.012.2 106.8%   
Return on assets %-2.00.5 -384.4%  
Return on equity %-28.87.0 -411.3%  
Capital adequacy ratio %10.812.6 86.1%  
Net NPAs %5.13.8 132.8%  
CASH FLOW
From Operations Rs m24,571-36,758 -66.8%  
From Investments Rs m-8,614-2,144 401.8%  
From Financial Activity Rs m5,92967,764 8.7%  
Net Cashflow Rs m21,88628,863 75.8%  

Share Holding

Indian Promoters % 53.2 82.1 64.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 8.5 50.6%  
FIIs % 29.3 5.6 523.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 3.8 350.0%  
Shareholders   56,111 66,052 84.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   KARNATAKA BANK  CANARA BANK  SOUTH IND.BANK  UNITED BANK OF INDIA  DHANLAXMI BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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INDIAN BANK Announces Quarterly Results (2QFY19); Net Profit Down 66.7% (Quarterly Result Update)

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For the quarter ended September 2018, INDIAN BANK has posted a net profit of Rs 2 bn (down 66.7% YoY). Sales on the other hand came in at Rs 47 bn (up 13.0% YoY). Read on for a complete analysis of INDIAN BANK's quarterly results.

J&K BANK Announces Quarterly Results (2QFY19); Net Profit Up 30.9% (Quarterly Result Update)

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For the quarter ended September 2018, J&K BANK has posted a net profit of Rs 938 m (up 30.9% YoY). Sales on the other hand came in at Rs 18 bn (up 10.4% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

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Dec 11, 2018 (Close)

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