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J&K BANK vs INDUSIND BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    J&K BANK INDUSIND BANK J&K BANK/
INDUSIND BANK
 
P/E (TTM) x 9.2 14.0 65.8% View Chart
P/BV x 1.5 2.2 67.7% View Chart
Dividend Yield % 0.4 0.9 41.5%  

Financials

 J&K BANK   INDUSIND BANK
EQUITY SHARE DATA
    J&K BANK
Mar-23
INDUSIND BANK
Mar-23
J&K BANK/
INDUSIND BANK
5-Yr Chart
Click to enlarge
High Rs631,275 4.9%   
Low Rs24764 3.1%   
Income per share (Unadj.) Rs90.7468.7 19.3%  
Earnings per share (Unadj.) Rs11.495.9 11.9%  
Cash flow per share (Unadj.) Rs46.1184.3 25.0%  
Dividends per share (Unadj.) Rs0.5014.00 3.6%  
Avg Dividend yield %1.21.4 84.1%  
Book value per share (Unadj.) Rs95.9708.3 13.5%  
Shares outstanding (eoy) m1,031.48775.90 132.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.52.2 21.9%   
Avg P/E ratio x3.810.6 35.6%  
Avg P/CF ratio x2.45.5 44.2%  
Avg Price/Bookvalue ratio x0.51.4 31.3%  
Dividend payout %4.414.6 29.9%   
Avg Mkt Cap Rs m44,637791,025 5.6%   
No. of employees `000NANA-   
Total wages & salary Rs m27,08641,787 64.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m93,552363,679 25.7%  
Other income Rs m7,65281,728 9.4%   
Interest expense Rs m46,094187,758 24.5%   
Net interest income Rs m47,458175,921 27.0%  
Operating expense Rs m36,509113,459 32.2%   
Gross profit Rs m10,94962,463 17.5%  
Gross profit margin %11.717.2 68.1%  
Provisions/contingencies Rs m6,61669,759 9.5%   
Profit before tax Rs m17,85699,322 18.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-1814 -4,964.3%   
Tax Rs m5,87024,891 23.6%   
Profit after tax Rs m11,80574,435 15.9%  
Net profit margin %12.620.5 61.7%  
BALANCE SHEET DATA
Advances Rs m822,7762,899,237 28.4%   
Deposits Rs m1,220,2723,361,202 36.3%  
Credit/Deposit ratio x67.486.3 78.2%  
Yield on advances %8.510.3 82.3%   
Cost of deposits %3.64.7 76.4%   
Net Interest Margin %4.14.7 86.0%  
Net fixed assets Rs m22,24419,435 114.5%   
Share capital Rs m1,0327,759 13.3%   
Free reserves Rs m97,932541,844 18.1%   
Net worth Rs m98,963549,603 18.0%   
Borrowings Rs m28,923490,112 5.9%   
Investments Rs m347,804830,757 41.9%   
Total assets Rs m1,459,1264,578,366 31.9%  
Debt/equity ratio x12.67.0 180.1%   
Return on assets %0.81.6 49.8%  
Return on equity %11.913.5 88.1%  
Capital adequacy ratio %15.417.9 86.3%  
Net NPAs %1.60.6 274.6%  
CASH FLOW
From Operations Rs m-4,071-124,423 3.3%  
From Investments Rs m-1,235-5,602 22.0%  
From Financial Activity Rs m6,37611,148 57.2%  
Net Cashflow Rs m1,070-118,079 -0.9%  

Share Holding

Indian Promoters % 59.4 0.0 -  
Foreign collaborators % 0.0 16.5 -  
Indian inst/Mut Fund % 13.6 69.0 19.7%  
FIIs % 5.8 42.0 13.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 40.6 83.6 48.6%  
Shareholders   204,193 359,688 56.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on J&K Bank vs Indusind Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

J&K Bank vs Indusind Bank Share Price Performance

Period J&K Bank Indusind Bank S&P BSE BANKEX
1-Day 2.10% 1.47% 0.82%
1-Month -2.83% 7.35% 2.48%
1-Year 193.99% 50.16% 19.28%
3-Year CAGR 72.73% 17.33% 12.00%
5-Year CAGR 20.41% -3.09% 9.40%

* Compound Annual Growth Rate

Here are more details on the J&K Bank share price and the Indusind Bank share price.

Moving on to shareholding structures...

The promoters of J&K Bank hold a 59.4% stake in the company. In case of Indusind Bank the stake stands at 16.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Indusind Bank.

Finally, a word on dividends...

In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.

Indusind Bank paid Rs 14.0, and its dividend payout ratio stood at 14.6%.

You may visit here to review the dividend history of J&K Bank, and the dividend history of Indusind Bank.

For a sector overview, read our banking sector report.



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