J&K BANK | INDUSIND BANK | J&K BANK/ INDUSIND BANK |
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P/E (TTM) | x | 8.9 | 13.4 | 66.7% | View Chart |
P/BV | x | 1.4 | 2.1 | 68.6% | View Chart |
Dividend Yield | % | 0.4 | 0.9 | 40.9% |
J&K BANK INDUSIND BANK |
EQUITY SHARE DATA | |||||
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J&K BANK Mar-23 |
INDUSIND BANK Mar-23 |
J&K BANK/ INDUSIND BANK |
5-Yr Chart Click to enlarge
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High | Rs | 63 | 1,275 | 4.9% | |
Low | Rs | 24 | 764 | 3.1% | |
Income per share (Unadj.) | Rs | 90.7 | 468.7 | 19.3% | |
Earnings per share (Unadj.) | Rs | 11.4 | 95.9 | 11.9% | |
Cash flow per share (Unadj.) | Rs | 46.1 | 184.3 | 25.0% | |
Dividends per share (Unadj.) | Rs | 0.50 | 14.00 | 3.6% | |
Avg Dividend yield | % | 1.2 | 1.4 | 84.1% | |
Book value per share (Unadj.) | Rs | 95.9 | 708.3 | 13.5% | |
Shares outstanding (eoy) | m | 1,031.48 | 775.90 | 132.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 2.2 | 21.9% | |
Avg P/E ratio | x | 3.8 | 10.6 | 35.6% | |
Avg P/CF ratio | x | 2.4 | 5.5 | 44.2% | |
Avg Price/Bookvalue ratio | x | 0.5 | 1.4 | 31.3% | |
Dividend payout | % | 4.4 | 14.6 | 29.9% | |
Avg Mkt Cap | Rs m | 44,637 | 791,025 | 5.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 27,086 | 41,787 | 64.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 93,552 | 363,679 | 25.7% | |
Other income | Rs m | 7,652 | 81,728 | 9.4% | |
Interest expense | Rs m | 46,094 | 187,758 | 24.5% | |
Net interest income | Rs m | 47,458 | 175,921 | 27.0% | |
Operating expense | Rs m | 36,509 | 113,459 | 32.2% | |
Gross profit | Rs m | 10,949 | 62,463 | 17.5% | |
Gross profit margin | % | 11.7 | 17.2 | 68.1% | |
Provisions/contingencies | Rs m | 6,616 | 69,759 | 9.5% | |
Profit before tax | Rs m | 17,856 | 99,322 | 18.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | -181 | 4 | -4,964.3% | |
Tax | Rs m | 5,870 | 24,891 | 23.6% | |
Profit after tax | Rs m | 11,805 | 74,435 | 15.9% | |
Net profit margin | % | 12.6 | 20.5 | 61.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 822,776 | 2,899,237 | 28.4% | |
Deposits | Rs m | 1,220,272 | 3,361,202 | 36.3% | |
Credit/Deposit ratio | x | 67.4 | 86.3 | 78.2% | |
Yield on advances | % | 8.5 | 10.3 | 82.3% | |
Cost of deposits | % | 3.6 | 4.7 | 76.4% | |
Net Interest Margin | % | 4.1 | 4.7 | 86.0% | |
Net fixed assets | Rs m | 22,244 | 19,435 | 114.5% | |
Share capital | Rs m | 1,032 | 7,759 | 13.3% | |
Free reserves | Rs m | 97,932 | 541,844 | 18.1% | |
Net worth | Rs m | 98,963 | 549,603 | 18.0% | |
Borrowings | Rs m | 28,923 | 490,112 | 5.9% | |
Investments | Rs m | 347,804 | 830,757 | 41.9% | |
Total assets | Rs m | 1,459,126 | 4,578,366 | 31.9% | |
Debt/equity ratio | x | 12.6 | 7.0 | 180.1% | |
Return on assets | % | 0.8 | 1.6 | 49.8% | |
Return on equity | % | 11.9 | 13.5 | 88.1% | |
Capital adequacy ratio | % | 15.4 | 17.9 | 86.3% | |
Net NPAs | % | 1.6 | 0.6 | 274.6% |
CASH FLOW | |||||
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From Operations | Rs m | -4,071 | -124,423 | 3.3% | |
From Investments | Rs m | -1,235 | -5,602 | 22.0% | |
From Financial Activity | Rs m | 6,376 | 11,148 | 57.2% | |
Net Cashflow | Rs m | 1,070 | -118,079 | -0.9% |
Indian Promoters | % | 59.4 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 16.4 | - | |
Indian inst/Mut Fund | % | 14.9 | 68.7 | 21.7% | |
FIIs | % | 7.0 | 39.8 | 17.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 83.6 | 48.6% | |
Shareholders | 215,294 | 398,181 | 54.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | Indusind Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -1.48% | -3.12% | -0.50% |
1-Month | -1.25% | 0.67% | 1.73% |
1-Year | 147.76% | 32.62% | 12.08% |
3-Year CAGR | 74.15% | 19.88% | 14.00% |
5-Year CAGR | 15.83% | -3.87% | 9.37% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the Indusind Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of Indusind Bank the stake stands at 16.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Indusind Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.
Indusind Bank paid Rs 14.0, and its dividend payout ratio stood at 14.6%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of Indusind Bank.
For a sector overview, read our banking sector report.
Indian share markets Slipped further as the session progressed and ended the day weak.