Compare J&K Bank with Indian Overseas Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs INDIAN OVERSEAS BANK - Comparison Results

J&K BANK     Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK INDIAN OVERSEAS BANK J&K BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x -0.6 -0.1 - View Chart
P/BV x 0.1 0.1 160.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 J&K BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    J&K BANK
Mar-18
INDIAN OVERSEAS BANK
Mar-19
J&K BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs9619 511.8%   
Low Rs5511 500.0%   
Income per share (Unadj.) Rs1,189.219.3 6,165.8%  
Earnings per share (Unadj.) Rs36.4-4.1 -890.3%  
Cash flow per share (Unadj.) Rs167.4-16.1 -1,039.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1,105.917.9 6,179.5%  
Shares outstanding (eoy) m55.689,141.65 0.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.10.8 8.2%   
Avg P/E ratio x2.1-3.6 -57.0%  
Avg P/CF ratio x0.31.4 21.2%  
Avg Price/Bookvalue ratio x0.10.8 8.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m4,182135,296 3.1%   
No. of employees `0001.026.3 3.9%   
Total wages & salary Rs m12,86926,469 48.6%   
Avg. income/employee Rs Th64,852.16,691.4 969.2%   
Avg. wages/employee Rs Th12,604.21,004.5 1,254.7%   
Avg. net profit/employee Rs Th1,985.2-1,418.6 -139.9%   
INCOME DATA
Interest income Rs m66,214176,313 37.6%  
Other income Rs m5,00842,063 11.9%   
Interest expense Rs m37,502123,521 30.4%   
Net interest income Rs m28,71252,791 54.4%  
Operating expense Rs m19,90244,516 44.7%   
Gross profit Rs m8,8108,276 106.5%  
Gross profit margin %13.34.7 283.5%  
Provisions/contingencies Rs m11,792132,171 8.9%   
Profit before tax Rs m1,209-59,605 -2.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-818-22,227 3.7%   
Profit after tax Rs m2,027-37,379 -5.4%  
Net profit margin %3.1-21.2 -14.4%  
BALANCE SHEET DATA
Advances Rs m569,1271,325,976 42.9%   
Deposits Rs m800,0452,225,341 36.0%  
Credit/Deposit ratio x71.159.6 119.4%  
Yield on advances %8.78.8 98.9%   
Cost of deposits %4.55.2 87.0%   
Net Interest Margin %3.42.3 149.1%  
Net fixed assets Rs m16,14933,369 48.4%   
Share capital Rs m55791,417 0.6%   
Free reserves Rs m32,33672,182 44.8%   
Net worth Rs m61,576163,599 37.6%   
Borrowings Rs m16,28361,460 26.5%   
Investments Rs m188,600669,323 28.2%   
Total assets Rs m896,8442,500,075 35.9%  
Debt/equity ratio x13.314.0 94.8%   
Return on assets %0.2-1.5 -15.1%  
Return on equity %3.3-22.8 -14.4%  
Capital adequacy ratio %11.410.2 111.9%  
Net NPAs %4.910.8 45.3%  
CASH FLOW
From Operations Rs m23,627-7,859 -300.6%  
From Investments Rs m-1,639-6,471 25.3%  
From Financial Activity Rs m6,68457,795 11.6%  
Net Cashflow Rs m28,67243,465 66.0%  

Share Holding

Indian Promoters % 53.2 73.8 72.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 15.3 28.1%  
FIIs % 29.3 1.9 1,542.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 9.1 146.2%  
Shareholders   56,111 250,609 22.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   SBI  ORIENTAL BANK  DCB BANK  BANK OF BARODA  KOTAK MAHINDRA BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 136 Points Lower; Telecom and Automobile Stocks Witness Selling(Closing)

Indian share markets witnessed volatile trading activity throughout the day and ended marginally lower.

Related Views on News

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

J&K BANK Announces Quarterly Results (1QFY20); Net Profit Down 58.4% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, J&K BANK has posted a net profit of Rs 219 m (down 58.4% YoY). Sales on the other hand came in at Rs 21 bn (up 17.5% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY20); Net Profit Up 62.8% (Quarterly Result Update)

Jul 24, 2019 | Updated on Jul 24, 2019

For the quarter ended June 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 62.8% YoY). Sales on the other hand came in at Rs 43 bn (up 2.1% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

J&K BANK Announces Quarterly Results (4QFY19); Net Profit Up 656.1% (Quarterly Result Update)

May 17, 2019 | Updated on May 17, 2019

For the quarter ended March 2019, J&K BANK has posted a net profit of Rs 2 bn (up 656.1% YoY). Sales on the other hand came in at Rs 21 bn (up 30.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

More Views on News

Most Popular

My View on ITC(Fast Profits Daily)

Oct 23, 2020

What do the charts say about ITC?

PSU Banks Will Move Up Again(Profit Hunter)

Oct 27, 2020

My charts tell me PSU banks are set for a rebound.

PSU Stocks Are Looking Positive Now(Fast Profits Daily)

Oct 19, 2020

Has the market changed its opinion on PSUs?

One Cycle that Defines Everything in Markets(Profit Hunter)

Oct 23, 2020

Know this cycle to boost your profits in the market.

Markets are Always Right?(The Honest Truth)

Oct 30, 2020

Ajit Dayal on why you shouldn't let your guard down as an investor.

More

Covid-19 Proof
Multibagger Stocks

Covid19 Proof Multibaggers
Get this special report, authored by Equitymaster's top analysts now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Oct 30, 2020 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

J&K BANK - DCB BANK COMPARISON

COMPARE J&K BANK WITH

MARKET STATS