Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs INDIAN OVERSEAS BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK INDIAN OVERSEAS BANK J&K BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 9.2 45.2 20.3% View Chart
P/BV x 1.5 4.6 32.7% View Chart
Dividend Yield % 0.4 0.0 -  

Financials

 J&K BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    J&K BANK
Mar-23
INDIAN OVERSEAS BANK
Mar-23
J&K BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs6337 171.0%   
Low Rs2415 156.1%   
Income per share (Unadj.) Rs90.710.3 883.4%  
Earnings per share (Unadj.) Rs11.41.1 1,028.2%  
Cash flow per share (Unadj.) Rs46.12.6 1,764.6%  
Dividends per share (Unadj.) Rs0.500-  
Avg Dividend yield %1.20-  
Book value per share (Unadj.) Rs95.913.2 729.0%  
Shares outstanding (eoy) m1,031.4818,902.41 5.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.52.5 18.9%   
Avg P/E ratio x3.823.3 16.2%  
Avg P/CF ratio x2.48.3 29.4%  
Avg Price/Bookvalue ratio x0.52.0 22.9%  
Dividend payout %4.40-   
Avg Mkt Cap Rs m44,637490,990 9.1%   
No. of employees `000NANA-   
Total wages & salary Rs m27,08641,024 66.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m93,552194,070 48.2%  
Other income Rs m7,65241,164 18.6%   
Interest expense Rs m46,094111,463 41.4%   
Net interest income Rs m47,45882,607 57.5%  
Operating expense Rs m36,50964,298 56.8%   
Gross profit Rs m10,94918,309 59.8%  
Gross profit margin %11.79.4 124.1%  
Provisions/contingencies Rs m6,61638,433 17.2%   
Profit before tax Rs m17,85623,534 75.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-1810-   
Tax Rs m5,8702,495 235.3%   
Profit after tax Rs m11,80521,040 56.1%  
Net profit margin %12.610.8 116.4%  
BALANCE SHEET DATA
Advances Rs m822,7761,780,677 46.2%   
Deposits Rs m1,220,2722,609,736 46.8%  
Credit/Deposit ratio x67.468.2 98.8%  
Yield on advances %8.57.4 115.2%   
Cost of deposits %3.64.0 88.3%   
Net Interest Margin %4.13.0 133.4%  
Net fixed assets Rs m22,24437,107 59.9%   
Share capital Rs m1,032189,024 0.5%   
Free reserves Rs m97,93259,736 163.9%   
Net worth Rs m98,963248,760 39.8%   
Borrowings Rs m28,923208,038 13.9%   
Investments Rs m347,804936,425 37.1%   
Total assets Rs m1,459,1263,134,499 46.6%  
Debt/equity ratio x12.611.3 111.4%   
Return on assets %0.80.7 120.5%  
Return on equity %11.98.5 141.0%  
Capital adequacy ratio %15.416.1 95.7%  
Net NPAs %1.61.8 88.5%  
CASH FLOW
From Operations Rs m-4,071-155,835 2.6%  
From Investments Rs m-1,235-5,596 22.1%  
From Financial Activity Rs m6,376127 5,001.1%  
Net Cashflow Rs m1,070-161,304 -0.7%  

Share Holding

Indian Promoters % 59.4 96.4 61.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.6 1.3 1,024.1%  
FIIs % 5.8 0.0 19,333.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 40.6 3.6 1,121.5%  
Shareholders   204,193 727,348 28.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on J&K Bank vs Indian Overseas Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

J&K Bank vs Indian Overseas Bank Share Price Performance

Period J&K Bank Indian Overseas Bank S&P BSE BANKEX
1-Day 2.10% 5.41% 0.82%
1-Month -2.83% -5.06% 2.48%
1-Year 193.99% 183.33% 19.28%
3-Year CAGR 72.73% 55.67% 12.00%
5-Year CAGR 20.41% 33.40% 9.40%

* Compound Annual Growth Rate

Here are more details on the J&K Bank share price and the Indian Overseas Bank share price.

Moving on to shareholding structures...

The promoters of J&K Bank hold a 59.4% stake in the company. In case of Indian Overseas Bank the stake stands at 96.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Indian Overseas Bank.

Finally, a word on dividends...

In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.

Indian Overseas Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of J&K Bank, and the dividend history of Indian Overseas Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.