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- J&K BANK - KARUR VYSYA BANK
J&K BANK vs KARUR VYSYA BANK - Comparison Results
J&K BANK Change
Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More
KARUR VYSYA BANK 
The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More
Current Valuations
| J&K BANK | KARUR VYSYA BANK | J&K BANK/ KARUR VYSYA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -1.2 | 13.8 | - | View Chart |
| P/BV | x | 0.2 | 0.6 | 38.4% | View Chart |
| Dividend Yield | % | 0.0 | 1.3 | - |
Financials
 J&K BANK  KARUR VYSYA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| J&K BANK Mar-18 |
KARUR VYSYA BANK Mar-18 |
J&K BANK/ KARUR VYSYA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 96 | 161 | 59.3% | |
| Low | Rs | 55 | 96 | 56.8% | |
| Income per share (Unadj.) | Rs | 1,189.2 | 392.2 | 303.2% | |
| Earnings per share (Unadj.) | Rs | 36.4 | 23.8 | 153.0% | |
| Cash flow per share (Unadj.) | Rs | 167.4 | 44.8 | 373.8% | |
| Dividends per share (Unadj.) | Rs | 0 | 0.60 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.5 | 0.0% | |
| Book value per share (Unadj.) | Rs | 1,105.9 | 431.1 | 256.5% | |
| Shares outstanding (eoy) | m | 55.68 | 145.32 | 38.3% | |
| Bonus/Rights/Conversions | - | IS | - | ||
| Avg Price / Income ratio | x | 0.1 | 0.3 | 19.2% | |
| Avg P/E ratio | x | 2.1 | 5.4 | 38.1% | |
| Avg P/CF ratio | x | 0.3 | 1.2 | 26.2% | |
| Avg Price/Bookvalue ratio | x | 0.1 | 0.3 | 22.7% | |
| Dividend payout | % | 0 | 2.5 | 0.0% | |
| Avg Mkt Cap | Rs m | 4,182 | 18,703 | 22.4% | |
| No. of employees | `000 | 1.0 | 8.0 | 12.8% | |
| Total wages & salary | Rs m | 12,869 | 6,391 | 201.4% | |
| Avg. income/employee | Rs Th | 64,852.1 | 7,164.0 | 905.3% | |
| Avg. wages/employee | Rs Th | 12,604.2 | 803.3 | 1,569.1% | |
| Avg. net profit/employee | Rs Th | 1,985.2 | 434.5 | 456.9% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 66,214 | 56,997 | 116.2% | |
| Other income | Rs m | 5,008 | 8,999 | 55.7% | |
| Interest expense | Rs m | 37,502 | 34,015 | 110.2% | |
| Net interest income | Rs m | 28,712 | 22,981 | 124.9% | |
| Operating expense | Rs m | 19,902 | 14,207 | 140.1% | |
| Gross profit | Rs m | 8,810 | 8,774 | 100.4% | |
| Gross profit margin | % | 13.3 | 15.4 | 86.4% | |
| Provisions/contingencies | Rs m | 11,792 | 12,737 | 92.6% | |
| Profit before tax | Rs m | 1,209 | 5,037 | 24.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -818 | 1,580 | -51.8% | |
| Profit after tax | Rs m | 2,027 | 3,457 | 58.6% | |
| Net profit margin | % | 3.1 | 6.1 | 50.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 569,127 | 448,002 | 127.0% | |
| Deposits | Rs m | 800,045 | 568,901 | 140.6% | |
| Credit/Deposit ratio | x | 71.1 | 78.7 | 90.3% | |
| Yield on advances | % | 8.7 | 9.9 | 88.6% | |
| Cost of deposits | % | 4.5 | 5.8 | 77.6% | |
| Net Interest Margin | % | 3.4 | 3.5 | 96.5% | |
| Net fixed assets | Rs m | 16,149 | 5,282 | 305.7% | |
| Share capital | Rs m | 557 | 1,453 | 38.3% | |
| Free reserves | Rs m | 32,336 | 61,189 | 52.8% | |
| Net worth | Rs m | 61,576 | 62,642 | 98.3% | |
| Borrowings | Rs m | 16,283 | 23,817 | 68.4% | |
| Investments | Rs m | 188,600 | 158,032 | 119.3% | |
| Total assets | Rs m | 896,844 | 669,291 | 134.0% | |
| Debt/equity ratio | x | 13.3 | 9.5 | 140.1% | |
| Return on assets | % | 0.2 | 0.5 | 43.8% | |
| Return on equity | % | 3.3 | 5.5 | 59.7% | |
| Capital adequacy ratio | % | 11.4 | 14.4 | 79.1% | |
| Net NPAs | % | 4.9 | 4.2 | 117.8% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 23,627 | -5,373 | -439.8% | |
| From Investments | Rs m | -1,639 | -1,943 | 84.3% | |
| From Financial Activity | Rs m | 6,684 | 6,834 | 97.8% | |
| Net Cashflow | Rs m | 28,672 | -482 | -5,951.1% | |
Share Holding
| Indian Promoters | % | 53.2 | 3.0 | 1,773.3% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.3 | 12.4 | 34.7% | |
| FIIs | % | 29.3 | 25.1 | 116.7% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 13.3 | 59.4 | 22.4% | |
| Shareholders | 56,111 | 74,641 | 75.2% | ||
| Pledged promoter(s) holding | % | 0.0 | 8.7 | - |
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KARUR VYSYA BANK Announces Quarterly Results (1QFY21); Net Profit Up 44.7% (Quarterly Result Update)
Aug 31, 2020 | Updated on Aug 31, 2020For the quarter ended June 2020, KARUR VYSYA BANK has posted a net profit of Rs 1 bn (up 44.7% YoY). Sales on the other hand came in at Rs 14 bn (down 7.8% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
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KARUR VYSYA BANK Announces Quarterly Results (2QFY20); Net Profit Down 24.4% (Quarterly Result Update)
Nov 8, 2019 | Updated on Nov 8, 2019For the quarter ended September 2019, KARUR VYSYA BANK has posted a net profit of Rs 633 m (down 24.4% YoY). Sales on the other hand came in at Rs 15 bn (up 5.5% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
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