Compare J&K Bank with Karur Vysya Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs KARUR VYSYA BANK - Comparison Results

J&K BANK     Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

KARUR VYSYA BANK 
   Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK KARUR VYSYA BANK J&K BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 4.3 15.2 28.4% View Chart
P/BV x 0.3 0.6 52.8% View Chart
Dividend Yield % 0.0 1.0 -  

Financials

 J&K BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    J&K BANK
Mar-18
KARUR VYSYA BANK
Mar-18
J&K BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs96161 59.3%   
Low Rs5596 56.8%   
Income per share (Unadj.) Rs1,189.2392.2 303.2%  
Earnings per share (Unadj.) Rs36.423.8 153.0%  
Cash flow per share (Unadj.) Rs167.444.8 373.8%  
Dividends per share (Unadj.) Rs00.60 0.0%  
Avg Dividend yield %00.5 0.0%  
Book value per share (Unadj.) Rs1,105.9431.1 256.5%  
Shares outstanding (eoy) m55.68145.32 38.3%   
Bonus/Rights/Conversions -IS-  
Avg Price / Income ratio x0.10.3 19.2%   
Avg P/E ratio x2.15.4 38.1%  
Avg P/CF ratio x0.31.2 26.2%  
Avg Price/Bookvalue ratio x0.10.3 22.7%  
Dividend payout %02.5 0.0%   
Avg Mkt Cap Rs m4,18218,703 22.4%   
No. of employees `0001.08.0 12.8%   
Total wages & salary Rs m12,8696,391 201.4%   
Avg. income/employee Rs Th64,852.17,164.0 905.3%   
Avg. wages/employee Rs Th12,604.2803.3 1,569.1%   
Avg. net profit/employee Rs Th1,985.2434.5 456.9%   
INCOME DATA
Interest income Rs m66,21456,997 116.2%  
Other income Rs m5,0088,999 55.7%   
Interest expense Rs m37,50234,015 110.2%   
Net interest income Rs m28,71222,981 124.9%  
Operating expense Rs m19,90214,207 140.1%   
Gross profit Rs m8,8108,774 100.4%  
Gross profit margin %13.315.4 86.4%  
Provisions/contingencies Rs m11,79212,737 92.6%   
Profit before tax Rs m1,2095,037 24.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-8181,580 -51.8%   
Profit after tax Rs m2,0273,457 58.6%  
Net profit margin %3.16.1 50.5%  
BALANCE SHEET DATA
Advances Rs m569,127448,002 127.0%   
Deposits Rs m800,045568,901 140.6%  
Credit/Deposit ratio x71.178.7 90.3%  
Yield on advances %8.79.9 88.6%   
Cost of deposits %4.55.8 77.6%   
Net Interest Margin %3.43.5 96.5%  
Net fixed assets Rs m16,1495,282 305.7%   
Share capital Rs m5571,453 38.3%   
Free reserves Rs m32,33661,189 52.8%   
Net worth Rs m61,57662,642 98.3%   
Borrowings Rs m16,28323,817 68.4%   
Investments Rs m188,600158,032 119.3%   
Total assets Rs m896,844669,291 134.0%  
Debt/equity ratio x13.39.5 140.1%   
Return on assets %0.20.5 43.8%  
Return on equity %3.35.5 59.7%  
Capital adequacy ratio %11.414.4 79.1%  
Net NPAs %4.94.2 117.8%  
CASH FLOW
From Operations Rs m23,627-5,373 -439.8%  
From Investments Rs m-1,639-1,943 84.3%  
From Financial Activity Rs m6,6846,834 97.8%  
Net Cashflow Rs m28,672-482 -5,951.1%  

Share Holding

Indian Promoters % 53.2 3.0 1,773.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 12.4 34.7%  
FIIs % 29.3 25.1 116.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 59.4 22.4%  
Shareholders   56,111 74,641 75.2%  
Pledged promoter(s) holding % 0.0 8.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   ICICI BANK  DENA BANK  ORIENTAL BANK  AXIS BANK  BANK OF BARODA  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 262 Points Lower; Oil & Gas and Banking Stocks Witness Selling(Closing)

Indian share markets witnessed negative trading activity throughout the day and ended lower. At the closing bell, the BSE Sensex stood lower by 262 points (down 0.7%).

Related Views on News

J&K BANK Announces Quarterly Results (1QFY20); Net Profit Down 58.4% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, J&K BANK has posted a net profit of Rs 219 m (down 58.4% YoY). Sales on the other hand came in at Rs 21 bn (up 17.5% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

KARUR VYSYA BANK Announces Quarterly Results (1QFY20); Net Profit Up 58.8% (Quarterly Result Update)

Jul 29, 2019 | Updated on Jul 29, 2019

For the quarter ended June 2019, KARUR VYSYA BANK has posted a net profit of Rs 729 m (up 58.8% YoY). Sales on the other hand came in at Rs 15 bn (up 3.5% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

KARUR VYSYA BANK Announces Quarterly Results (4QFY19); Net Profit Up 18.7% (Quarterly Result Update)

May 27, 2019 | Updated on May 27, 2019

For the quarter ended March 2019, KARUR VYSYA BANK has posted a net profit of Rs 600 m (up 18.7% YoY). Sales on the other hand came in at Rs 15 bn (down 1.2% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

J&K BANK Announces Quarterly Results (4QFY19); Net Profit Up 656.1% (Quarterly Result Update)

May 17, 2019 | Updated on May 17, 2019

For the quarter ended March 2019, J&K BANK has posted a net profit of Rs 2 bn (up 656.1% YoY). Sales on the other hand came in at Rs 21 bn (up 30.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

KARUR VYSYA BANK Announces Quarterly Results (3QFY19); Net Profit Down 70.3% (Quarterly Result Update)

Feb 18, 2019 | Updated on Feb 18, 2019

For the quarter ended December 2018, KARUR VYSYA BANK has posted a net profit of Rs 212 m (down 70.3% YoY). Sales on the other hand came in at Rs 14 bn (up 1.4% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

More Views on News

Most Popular

Buying these Eight Stocks is Like Owning Your Own Business(Profit Hunter)

Sep 5, 2019

Everyone dreams of owning a business. Here is your chance.

7 Stocks to Buy in the Market Today(The 5 Minute Wrapup)

Sep 5, 2019

The stock market had a four-year bull run starting September 2013. Are we seeing a similar pattern now?

Don't Buy Lakshmi Vilas Bank...Buy this Private Sector Bank with 74% Upside(The 5 Minute Wrapup)

Sep 4, 2019

Lakshmi Vilas Bank is in a vicious cycle. The stock is already down 57% in 2019. Despite this, the retail investors increased their holding.

Insider Buying Alert: Promoters Increase Stake in 8 High-Quality Smallcaps(Profit Hunter)

Sep 3, 2019

Insiders have increased their stakes in eight Hidden Treasure recommendations. Should you follow them?

Buy these 7 Stocks if You Believe in India(The 5 Minute Wrapup)

Sep 12, 2019

News headlines predict gloom and doom for India these days. You should ignore them.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2019
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Sep 16, 2019 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

COMPARE J&K BANK WITH

MARKET STATS