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- J&K BANK - KARUR VYSYA BANK
J&K BANK vs KARUR VYSYA BANK - Comparison Results
J&K BANK Change
Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More
KARUR VYSYA BANK 
The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More
Current Valuations
| J&K BANK | KARUR VYSYA BANK | J&K BANK/ KARUR VYSYA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 4.3 | 15.2 | 28.4% | View Chart |
| P/BV | x | 0.3 | 0.6 | 52.8% | View Chart |
| Dividend Yield | % | 0.0 | 1.0 | - |
Financials
 J&K BANK  KARUR VYSYA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| J&K BANK Mar-18 |
KARUR VYSYA BANK Mar-18 |
J&K BANK/ KARUR VYSYA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 96 | 161 | 59.3% | |
| Low | Rs | 55 | 96 | 56.8% | |
| Income per share (Unadj.) | Rs | 1,189.2 | 392.2 | 303.2% | |
| Earnings per share (Unadj.) | Rs | 36.4 | 23.8 | 153.0% | |
| Cash flow per share (Unadj.) | Rs | 167.4 | 44.8 | 373.8% | |
| Dividends per share (Unadj.) | Rs | 0 | 0.60 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.5 | 0.0% | |
| Book value per share (Unadj.) | Rs | 1,105.9 | 431.1 | 256.5% | |
| Shares outstanding (eoy) | m | 55.68 | 145.32 | 38.3% | |
| Bonus/Rights/Conversions | - | IS | - | ||
| Avg Price / Income ratio | x | 0.1 | 0.3 | 19.2% | |
| Avg P/E ratio | x | 2.1 | 5.4 | 38.1% | |
| Avg P/CF ratio | x | 0.3 | 1.2 | 26.2% | |
| Avg Price/Bookvalue ratio | x | 0.1 | 0.3 | 22.7% | |
| Dividend payout | % | 0 | 2.5 | 0.0% | |
| Avg Mkt Cap | Rs m | 4,182 | 18,703 | 22.4% | |
| No. of employees | `000 | 1.0 | 8.0 | 12.8% | |
| Total wages & salary | Rs m | 12,869 | 6,391 | 201.4% | |
| Avg. income/employee | Rs Th | 64,852.1 | 7,164.0 | 905.3% | |
| Avg. wages/employee | Rs Th | 12,604.2 | 803.3 | 1,569.1% | |
| Avg. net profit/employee | Rs Th | 1,985.2 | 434.5 | 456.9% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 66,214 | 56,997 | 116.2% | |
| Other income | Rs m | 5,008 | 8,999 | 55.7% | |
| Interest expense | Rs m | 37,502 | 34,015 | 110.2% | |
| Net interest income | Rs m | 28,712 | 22,981 | 124.9% | |
| Operating expense | Rs m | 19,902 | 14,207 | 140.1% | |
| Gross profit | Rs m | 8,810 | 8,774 | 100.4% | |
| Gross profit margin | % | 13.3 | 15.4 | 86.4% | |
| Provisions/contingencies | Rs m | 11,792 | 12,737 | 92.6% | |
| Profit before tax | Rs m | 1,209 | 5,037 | 24.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -818 | 1,580 | -51.8% | |
| Profit after tax | Rs m | 2,027 | 3,457 | 58.6% | |
| Net profit margin | % | 3.1 | 6.1 | 50.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 569,127 | 448,002 | 127.0% | |
| Deposits | Rs m | 800,045 | 568,901 | 140.6% | |
| Credit/Deposit ratio | x | 71.1 | 78.7 | 90.3% | |
| Yield on advances | % | 8.7 | 9.9 | 88.6% | |
| Cost of deposits | % | 4.5 | 5.8 | 77.6% | |
| Net Interest Margin | % | 3.4 | 3.5 | 96.5% | |
| Net fixed assets | Rs m | 16,149 | 5,282 | 305.7% | |
| Share capital | Rs m | 557 | 1,453 | 38.3% | |
| Free reserves | Rs m | 32,336 | 61,189 | 52.8% | |
| Net worth | Rs m | 61,576 | 62,642 | 98.3% | |
| Borrowings | Rs m | 16,283 | 23,817 | 68.4% | |
| Investments | Rs m | 188,600 | 158,032 | 119.3% | |
| Total assets | Rs m | 896,844 | 669,291 | 134.0% | |
| Debt/equity ratio | x | 13.3 | 9.5 | 140.1% | |
| Return on assets | % | 0.2 | 0.5 | 43.8% | |
| Return on equity | % | 3.3 | 5.5 | 59.7% | |
| Capital adequacy ratio | % | 11.4 | 14.4 | 79.1% | |
| Net NPAs | % | 4.9 | 4.2 | 117.8% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 23,627 | -5,373 | -439.8% | |
| From Investments | Rs m | -1,639 | -1,943 | 84.3% | |
| From Financial Activity | Rs m | 6,684 | 6,834 | 97.8% | |
| Net Cashflow | Rs m | 28,672 | -482 | -5,951.1% | |
Share Holding
| Indian Promoters | % | 53.2 | 3.0 | 1,773.3% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.3 | 12.4 | 34.7% | |
| FIIs | % | 29.3 | 25.1 | 116.7% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 13.3 | 59.4 | 22.4% | |
| Shareholders | 56,111 | 74,641 | 75.2% | ||
| Pledged promoter(s) holding | % | 0.0 | 8.7 | - |
Compare J&K BANK With: ICICI BANK DENA BANK ORIENTAL BANK AXIS BANK BANK OF BARODA
Compare J&K BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Today's Market
Sensex Ends 262 Points Lower; Oil & Gas and Banking Stocks Witness Selling(Closing)
Indian share markets witnessed negative trading activity throughout the day and ended lower. At the closing bell, the BSE Sensex stood lower by 262 points (down 0.7%).
Related Views on News
J&K BANK Announces Quarterly Results (1QFY20); Net Profit Down 58.4% (Quarterly Result Update)
Aug 5, 2019 | Updated on Aug 5, 2019For the quarter ended June 2019, J&K BANK has posted a net profit of Rs 219 m (down 58.4% YoY). Sales on the other hand came in at Rs 21 bn (up 17.5% YoY). Read on for a complete analysis of J&K BANK's quarterly results.
KARUR VYSYA BANK Announces Quarterly Results (1QFY20); Net Profit Up 58.8% (Quarterly Result Update)
Jul 29, 2019 | Updated on Jul 29, 2019For the quarter ended June 2019, KARUR VYSYA BANK has posted a net profit of Rs 729 m (up 58.8% YoY). Sales on the other hand came in at Rs 15 bn (up 3.5% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
KARUR VYSYA BANK Announces Quarterly Results (4QFY19); Net Profit Up 18.7% (Quarterly Result Update)
May 27, 2019 | Updated on May 27, 2019For the quarter ended March 2019, KARUR VYSYA BANK has posted a net profit of Rs 600 m (up 18.7% YoY). Sales on the other hand came in at Rs 15 bn (down 1.2% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
J&K BANK Announces Quarterly Results (4QFY19); Net Profit Up 656.1% (Quarterly Result Update)
May 17, 2019 | Updated on May 17, 2019For the quarter ended March 2019, J&K BANK has posted a net profit of Rs 2 bn (up 656.1% YoY). Sales on the other hand came in at Rs 21 bn (up 30.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.
KARUR VYSYA BANK Announces Quarterly Results (3QFY19); Net Profit Down 70.3% (Quarterly Result Update)
Feb 18, 2019 | Updated on Feb 18, 2019For the quarter ended December 2018, KARUR VYSYA BANK has posted a net profit of Rs 212 m (down 70.3% YoY). Sales on the other hand came in at Rs 14 bn (up 1.4% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
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Sep 16, 2019 (Close)
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