X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare J&K Bank with Karur Vysya Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs KARUR VYSYA BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

KARUR VYSYA BANK 
   Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK KARUR VYSYA BANK J&K BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 5.8 18.6 31.1% View Chart
P/BV x 0.5 1.4 32.0% View Chart
Dividend Yield % 0.0 13.2 -  

Financials

 J&K BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    J&K BANK
Mar-17
KARUR VYSYA BANK
Mar-16
J&K BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs92560 16.4%   
Low Rs55394 13.9%   
Income per share (Unadj.) Rs1,282.5446.7 287.1%  
Earnings per share (Unadj.) Rs-313.346.5 -673.3%  
Cash flow per share (Unadj.) Rs-496.9151.0 -329.1%  
Dividends per share (Unadj.) Rs014.00 0.0%  
Avg Dividend yield %02.9 0.0%  
Book value per share (Unadj.) Rs1,087.5375.3 289.8%  
Shares outstanding (eoy) m52.13121.86 42.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.11.1 5.4%   
Avg P/E ratio x-0.210.2 -2.3%  
Avg P/CF ratio x0.36.5 5.0%  
Avg Price/Bookvalue ratio x0.11.3 5.3%  
Dividend payout %030.1 0.0%   
Avg Mkt Cap Rs m3,82158,103 6.6%   
No. of employees `0000.97.2 12.8%   
Total wages & salary Rs m11,2255,474 205.1%   
Avg. income/employee Rs Th72,278.97,548.7 957.5%   
Avg. wages/employee Rs Th12,135.6759.1 1,598.7%   
Avg. net profit/employee Rs Th-17,653.9786.2 -2,245.5%   
INCOME DATA
Interest income Rs m66,85854,434 122.8%  
Other income Rs m4,9737,068 70.4%   
Interest expense Rs m41,73036,620 114.0%   
Net interest income Rs m25,12817,814 141.1%  
Operating expense Rs m17,16412,528 137.0%   
Gross profit Rs m7,9645,286 150.6%  
Gross profit margin %11.99.7 122.7%  
Provisions/contingencies Rs m28,0033,238 864.9%   
Profit before tax Rs m-15,0679,109 -165.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,2633,440 36.7%   
Profit after tax Rs m-16,3305,669 -288.0%  
Net profit margin %-24.410.4 -234.5%  
BALANCE SHEET DATA
Advances Rs m498,161390,844 127.5%   
Deposits Rs m724,590500,789 144.7%  
Credit/Deposit ratio x68.878.0 88.1%  
Yield on advances %9.611.1 86.7%   
Cost of deposits %5.66.9 82.1%   
Net Interest Margin %3.33.2 101.6%  
Net fixed assets Rs m15,4374,201 367.4%   
Share capital Rs m5221,219 42.8%   
Free reserves Rs m27,88526,513 105.2%   
Net worth Rs m56,69245,730 124.0%   
Borrowings Rs m12,76115,732 81.1%   
Investments Rs m212,709132,217 160.9%   
Total assets Rs m820,121576,637 142.2%  
Debt/equity ratio x13.011.3 115.1%   
Return on assets %-2.01.0 -202.5%  
Return on equity %-28.812.4 -232.3%  
Capital adequacy ratio %10.812.2 88.7%  
Net NPAs %5.10.6 920.0%  
CASH FLOW
From Operations Rs m24,5714,799 512.0%  
From Investments Rs m-8,614-917 939.8%  
From Financial Activity Rs m5,929-3,457 -171.5%  
Net Cashflow Rs m21,886425 5,148.4%  

Share Holding

Indian Promoters % 53.2 3.0 1,773.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 12.4 34.7%  
FIIs % 29.3 25.1 116.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 59.4 22.4%  
Shareholders   56,111 74,641 75.2%  
Pledged promoter(s) holding % 0.0 8.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   FEDERAL BANK  YES BANK  CANARA BANK  ING VYSYA BANK  ORIENTAL BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

OPEC Meeting; Upcoming IPOs; IDBI Bank, Emami among Top Stocks in Action Today(Pre-Open)

Indian share markets edged up on Friday with Nifty 50 closing above 10,800-levels, even as broader global markets remained weak.

Related Views on News

J&K BANK Announces Quarterly Results (4QFY18); Net Profit Down 86.7%

Jun 1, 2018 | Updated on Jun 1, 2018

For the quarter ended March 2018, J&K BANK has posted a net profit of Rs 284 m (down 86.7% YoY). Sales on the other hand came in at Rs 16 bn (down 5.2% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

More Views on News

Most Popular

Alert: Pharma Stocks Are About to Shoot Up - And a Superb Stock for Trading(Profit Hunter)

Jun 13, 2018

The ailing pharma stocks are bouncing back to health. Read this to find out the best way to profit from them.

Will You Dump Your Client if You're Busy? Inox Wind's Auditor Just Did...(The 5 Minute Wrapup)

Jun 14, 2018

After Inox Wind, you may see more auditors resigning And the reasons can be as funny as they can get.

GST Will Not Solve Problem of High Prices of Petrol and Diesel(Vivek Kaul's Diary)

Jun 13, 2018

Though it will bring transparency in their pricing and that in itself will be a welcome move.

Should You Invest In Mirae Asset Healthcare Fund?(Outside View)

Jun 15, 2018

Mirae Asset Mutual Fund launches NFO - Mirae Asset Helathcare Fund.

This Behaviour is Injurious to Wealth Building(Sector Info)

Jun 13, 2018

Blindly following the herd can be the biggest wealth destroyer.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Jun 25, 2018 09:39 AM

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

J&K BANK - YES BANK COMPARISON

COMPARE J&K BANK WITH

MARKET STATS