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- J&K BANK - KARUR VYSYA BANK
J&K BANK vs KARUR VYSYA BANK - Comparison Results
J&K BANK 
Change
Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More
KARUR VYSYA BANK
The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More
Current Valuations
| J&K BANK | KARUR VYSYA BANK | J&K BANK/ KARUR VYSYA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 7.1 | 20.5 | 34.6% | View Chart |
| P/BV | x | 0.3 | 1.1 | 25.3% | View Chart |
| Dividend Yield | % | 0.0 | 16.6 | - |
Financials
 J&K BANK  KARUR VYSYA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| J&K BANK Mar-18 |
KARUR VYSYA BANK Mar-16 |
J&K BANK/ KARUR VYSYA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 96 | 560 | 17.1% | |
| Low | Rs | 55 | 394 | 13.8% | |
| Income per share (Unadj.) | Rs | 1,189.2 | 446.7 | 266.2% | |
| Earnings per share (Unadj.) | Rs | 36.4 | 46.5 | 78.2% | |
| Cash flow per share (Unadj.) | Rs | 167.4 | 151.0 | 110.9% | |
| Dividends per share (Unadj.) | Rs | 0 | 14.00 | 0.0% | |
| Avg Dividend yield | % | 0 | 2.9 | 0.0% | |
| Book value per share (Unadj.) | Rs | 1,105.9 | 375.3 | 294.7% | |
| Shares outstanding (eoy) | m | 55.68 | 121.86 | 45.7% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.1 | 1.1 | 5.9% | |
| Avg P/E ratio | x | 2.1 | 10.2 | 20.1% | |
| Avg P/CF ratio | x | 0.3 | 6.5 | 4.6% | |
| Avg Price/Bookvalue ratio | x | 0.1 | 1.3 | 5.3% | |
| Dividend payout | % | 0 | 30.1 | 0.0% | |
| Avg Mkt Cap | Rs m | 4,182 | 58,103 | 7.2% | |
| No. of employees | `000 | 1.0 | 7.2 | 14.2% | |
| Total wages & salary | Rs m | 12,869 | 5,474 | 235.1% | |
| Avg. income/employee | Rs Th | 64,852.1 | 7,548.7 | 859.1% | |
| Avg. wages/employee | Rs Th | 12,604.2 | 759.1 | 1,660.4% | |
| Avg. net profit/employee | Rs Th | 1,985.2 | 786.2 | 252.5% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 66,214 | 54,434 | 121.6% | |
| Other income | Rs m | 5,008 | 7,068 | 70.9% | |
| Interest expense | Rs m | 37,502 | 36,620 | 102.4% | |
| Net interest income | Rs m | 28,712 | 17,814 | 161.2% | |
| Operating expense | Rs m | 19,902 | 12,528 | 158.9% | |
| Gross profit | Rs m | 8,810 | 5,286 | 166.7% | |
| Gross profit margin | % | 13.3 | 9.7 | 137.0% | |
| Provisions/contingencies | Rs m | 11,792 | 3,238 | 364.2% | |
| Profit before tax | Rs m | 1,209 | 9,109 | 13.3% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -818 | 3,440 | -23.8% | |
| Profit after tax | Rs m | 2,027 | 5,669 | 35.8% | |
| Net profit margin | % | 3.1 | 10.4 | 29.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 569,127 | 390,844 | 145.6% | |
| Deposits | Rs m | 800,045 | 500,789 | 159.8% | |
| Credit/Deposit ratio | x | 71.1 | 78.0 | 91.1% | |
| Yield on advances | % | 8.7 | 11.1 | 79.0% | |
| Cost of deposits | % | 4.5 | 6.9 | 65.9% | |
| Net Interest Margin | % | 3.4 | 3.2 | 105.7% | |
| Net fixed assets | Rs m | 16,149 | 4,201 | 384.4% | |
| Share capital | Rs m | 557 | 1,219 | 45.7% | |
| Free reserves | Rs m | 32,336 | 26,513 | 122.0% | |
| Net worth | Rs m | 61,576 | 45,730 | 134.7% | |
| Borrowings | Rs m | 16,283 | 15,732 | 103.5% | |
| Investments | Rs m | 188,600 | 132,217 | 142.6% | |
| Total assets | Rs m | 896,844 | 576,637 | 155.5% | |
| Debt/equity ratio | x | 13.3 | 11.3 | 117.4% | |
| Return on assets | % | 0.2 | 1.0 | 23.0% | |
| Return on equity | % | 3.3 | 12.4 | 26.6% | |
| Capital adequacy ratio | % | 11.4 | 12.2 | 93.8% | |
| Net NPAs | % | 4.9 | 0.6 | 890.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 23,627 | 4,799 | 492.4% | |
| From Investments | Rs m | -1,639 | -917 | 178.8% | |
| From Financial Activity | Rs m | 6,684 | -3,457 | -193.3% | |
| Net Cashflow | Rs m | 28,672 | 425 | 6,744.9% | |
Share Holding
| Indian Promoters | % | 53.2 | 3.0 | 1,773.3% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.3 | 12.4 | 34.7% | |
| FIIs | % | 29.3 | 25.1 | 116.7% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 13.3 | 59.4 | 22.4% | |
| Shareholders | 56,111 | 74,641 | 75.2% | ||
| Pledged promoter(s) holding | % | 0.0 | 8.7 | - |
Compare J&K BANK With: UNION BANK VIJAYA BANK CORPORATION BANK PUNJAB & SIND BANK SYNDICATE BANK
Compare J&K BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Dec 18, 2018 (Close)
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