X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare J&K Bank with Karnataka Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs KARNATAKA BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK KARNATAKA BANK J&K BANK/
KARNATAKA BANK
 
P/E (TTM) x 3.5 7.2 49.6% View Chart
P/BV x 0.6 0.9 71.0% View Chart
Dividend Yield % 2.6 3.5 75.3%  

Financials

 J&K BANK   KARNATAKA BANK
EQUITY SHARE DATA
    J&K BANK
Mar-15
KARNATAKA BANK
Mar-16
J&K BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs119155 76.7%   
Low Rs9586 110.6%   
Income per share (Unadj.) Rs1,456.5264.9 549.8%  
Earnings per share (Unadj.) Rs104.922.1 475.5%  
Cash flow per share (Unadj.) Rs251.863.3 397.7%  
Dividends per share (Unadj.) Rs2.105.00 42.0%  
Avg Dividend yield %2.04.2 47.3%  
Book value per share (Unadj.) Rs1,260.0195.8 643.4%  
Shares outstanding (eoy) m48.48188.46 25.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.10.5 16.1%   
Avg P/E ratio x1.05.5 18.7%  
Avg P/CF ratio x0.33.1 11.1%  
Avg Price/Bookvalue ratio x0.10.6 13.8%  
Dividend payout %2.022.7 8.8%   
Avg Mkt Cap Rs m5,18522,700 22.8%   
No. of employees `0001.07.8 12.3%   
Total wages & salary Rs m8,9764,430 202.6%   
Avg. income/employee Rs Th73,553.46,406.8 1,148.0%   
Avg. wages/employee Rs Th9,349.6568.5 1,644.5%   
Avg. net profit/employee Rs Th5,296.7533.5 992.8%   
INCOME DATA
Interest income Rs m70,61149,922 141.4%  
Other income Rs m5,9905,429 110.3%   
Interest expense Rs m44,08636,893 119.5%   
Net interest income Rs m26,52613,029 203.6%  
Operating expense Rs m14,1599,912 142.9%   
Gross profit Rs m12,3663,117 396.7%  
Gross profit margin %17.56.2 280.5%  
Provisions/contingencies Rs m10,1553,265 311.0%   
Profit before tax Rs m8,2025,284 155.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,1171,127 276.6%   
Profit after tax Rs m5,0854,157 122.3%  
Net profit margin %7.28.3 86.5%  
BALANCE SHEET DATA
Advances Rs m445,858339,024 131.5%   
Deposits Rs m657,362504,882 130.2%  
Credit/Deposit ratio x67.867.1 101.0%  
Yield on advances %11.610.9 106.0%   
Cost of deposits %6.47.1 90.0%   
Net Interest Margin %3.62.4 147.5%  
Net fixed assets Rs m6,8963,066 224.9%   
Share capital Rs m4851,885 25.7%   
Free reserves Rs m39,49912,672 311.7%   
Net worth Rs m61,08536,906 165.5%   
Borrowings Rs m23,39610,515 222.5%   
Investments Rs m251,043162,567 154.4%   
Total assets Rs m760,645565,003 134.6%  
Debt/equity ratio x11.114.0 79.8%   
Return on assets %0.70.7 90.9%  
Return on equity %8.311.3 73.9%  
Capital adequacy ratio %12.612.0 104.5%  
Net NPAs %2.82.4 117.9%  
CASH FLOW
From Operations Rs m1,1816,359 18.6%  
From Investments Rs m-2,609-579 450.5%  
From Financial Activity Rs m-3,376-1,473 229.3%  
Net Cashflow Rs m-4,8054,308 -111.5%  

Share Holding

Indian Promoters % 53.2 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 21.1 20.4%  
FIIs % 29.3 10.0 293.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 68.9 19.3%  
Shareholders   56,111 123,252 45.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   ICICI BANK  DENA BANK  KOTAK MAH. BANK  AXIS BANK  BANK OF BARODA  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes on a Strong Note; Bank & Realty Stocks Rally(Closing)

Indian share markets surged further in the afternoon session and finished in the green for the second straight session on heavy buying in realty stocks, metal stocks and bank stocks.

Related Views on News

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

More Views on News

Most Popular

This Small Cap Can Drive Chinese Players Out of India (and Make a Fortune in the Process)(The 5 Minute Wrapup)

Aug 17, 2017

A small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.

Dear PM Modi, India is Already Land of Self-Employed, and It Ain't Working(Vivek Kaul's Diary)

Aug 21, 2017

Most Indians who cannot find jobs, look at becoming self-employed.

It's the Best Time to Buy IT Stocks(Daily Profit Hunter)

Aug 16, 2017

The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?

5 Steps To Become Financially Independent(Outside View)

Aug 16, 2017

Ensure your financial Independence, and pledge to start the journey towards financial freedom today!

Think Twice Before You Keep Money In A Savings Bank Account(Outside View)

Aug 22, 2017

Post demonetisation, a cut in bank savings deposits rates was in the offing.

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Aug 23, 2017 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

COMPARE J&K BANK WITH

MARKET STATS