Compare J&K Bank with Karnataka Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs KARNATAKA BANK - Comparison Results

J&K BANK     Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK KARNATAKA BANK J&K BANK/
KARNATAKA BANK
 
P/E (TTM) x 4.0 4.6 87.8% View Chart
P/BV x 0.3 0.4 68.5% View Chart
Dividend Yield % 0.0 3.8 -  

Financials

 J&K BANK   KARNATAKA BANK
EQUITY SHARE DATA
    J&K BANK
Mar-18
KARNATAKA BANK
Mar-18
J&K BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs96179 53.5%   
Low Rs55115 47.4%   
Income per share (Unadj.) Rs1,189.2191.9 619.6%  
Earnings per share (Unadj.) Rs36.416.4 222.3%  
Cash flow per share (Unadj.) Rs167.422.0 759.2%  
Dividends per share (Unadj.) Rs03.00 0.0%  
Avg Dividend yield %02.0 0.0%  
Book value per share (Unadj.) Rs1,105.9191.4 577.7%  
Shares outstanding (eoy) m55.68282.61 19.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.10.8 8.2%   
Avg P/E ratio x2.19.0 23.0%  
Avg P/CF ratio x0.32.6 11.8%  
Avg Price/Bookvalue ratio x0.10.8 8.8%  
Dividend payout %018.3 0.0%   
Avg Mkt Cap Rs m4,18241,544 10.1%   
No. of employees `0001.08.2 12.5%   
Total wages & salary Rs m12,8695,248 245.2%   
Avg. income/employee Rs Th64,852.16,626.5 978.7%   
Avg. wages/employee Rs Th12,604.2641.2 1,965.8%   
Avg. net profit/employee Rs Th1,985.2565.4 351.1%   
INCOME DATA
Interest income Rs m66,21454,238 122.1%  
Other income Rs m5,0089,543 52.5%   
Interest expense Rs m37,50235,661 105.2%   
Net interest income Rs m28,71218,577 154.6%  
Operating expense Rs m19,90213,388 148.7%   
Gross profit Rs m8,8105,189 169.8%  
Gross profit margin %13.39.6 139.1%  
Provisions/contingencies Rs m11,79211,630 101.4%   
Profit before tax Rs m1,2094,473 27.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-818-155 527.5%   
Profit after tax Rs m2,0274,628 43.8%  
Net profit margin %3.18.5 35.9%  
BALANCE SHEET DATA
Advances Rs m569,127472,518 120.4%   
Deposits Rs m800,045628,713 127.3%  
Credit/Deposit ratio x71.175.2 94.7%  
Yield on advances %8.78.6 101.2%   
Cost of deposits %4.55.5 81.7%   
Net Interest Margin %3.42.8 121.9%  
Net fixed assets Rs m16,1497,616 212.0%   
Share capital Rs m5572,826 19.7%   
Free reserves Rs m32,33619,741 163.8%   
Net worth Rs m61,57654,102 113.8%   
Borrowings Rs m16,2838,160 199.6%   
Investments Rs m188,600154,444 122.1%   
Total assets Rs m896,844703,737 127.4%  
Debt/equity ratio x13.311.8 112.6%   
Return on assets %0.20.7 34.4%  
Return on equity %3.38.6 38.5%  
Capital adequacy ratio %11.412.0 94.9%  
Net NPAs %4.93.0 165.5%  
CASH FLOW
From Operations Rs m23,6277,209 327.7%  
From Investments Rs m-1,639-913 179.4%  
From Financial Activity Rs m6,684-3,026 -220.9%  
Net Cashflow Rs m28,6723,270 876.9%  

Share Holding

Indian Promoters % 53.2 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 21.1 20.4%  
FIIs % 29.3 10.0 293.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 68.9 19.3%  
Shareholders   56,111 123,252 45.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   CANARA BANK  PNB  INDUSIND BANK  DCB BANK  VIJAYA BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex's Journey From 640 Points Down to 2,000 Points Up(Podcast)

What a week it was! While crude oil prices dragged the Indian stock markets lower, finance minister Nirmala Sitharaman's boosters sent markets soaring and how!

Related Views on News

J&K BANK Announces Quarterly Results (1QFY20); Net Profit Down 58.4% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, J&K BANK has posted a net profit of Rs 219 m (down 58.4% YoY). Sales on the other hand came in at Rs 21 bn (up 17.5% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

KARNATAKA BANK Announces Quarterly Results (1QFY20); Net Profit Up 7.5% (Quarterly Result Update)

Jul 15, 2019 | Updated on Jul 15, 2019

For the quarter ended June 2019, KARNATAKA BANK has posted a net profit of Rs 2 bn (up 7.5% YoY). Sales on the other hand came in at Rs 16 bn (up 12.6% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

J&K BANK Announces Quarterly Results (4QFY19); Net Profit Up 656.1% (Quarterly Result Update)

May 17, 2019 | Updated on May 17, 2019

For the quarter ended March 2019, J&K BANK has posted a net profit of Rs 2 bn (up 656.1% YoY). Sales on the other hand came in at Rs 21 bn (up 30.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

KARNATAKA BANK Announces Quarterly Results (4QFY19); Net Profit Up 461.2% (Quarterly Result Update)

May 14, 2019 | Updated on May 14, 2019

For the quarter ended March 2019, KARNATAKA BANK has posted a net profit of Rs 617 m (up 461.2% YoY). Sales on the other hand came in at Rs 15 bn (up 6.1% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

KARNATAKA BANK Announces Quarterly Results (3QFY19); Net Profit Up 60.7% (Quarterly Result Update)

Jan 14, 2019 | Updated on Jan 14, 2019

For the quarter ended December 2018, KARNATAKA BANK has posted a net profit of Rs 1 bn (up 60.7% YoY). Sales on the other hand came in at Rs 15 bn (up 13.7% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

More Views on News

Most Popular

Buy these 7 Stocks if You Believe in India(The 5 Minute Wrapup)

Sep 12, 2019

News headlines predict gloom and doom for India these days. You should ignore them.

A Rare Opportunity to Buy the Top 5 Stocks in the Market(The 5 Minute Wrapup)

Sep 16, 2019

The stock market today is throwing up a great opportunity to pile on quality stocks.

A Recession Proof Stock You Can Bet On(Profit Hunter)

Sep 10, 2019

Usually, the typical horizon period for my smallcap recommendations is 3 to 5 years. But if you ask me, this could be one business that you could own and pass on to future generations.

This Company Will Do Well Despite the Slowdown(The 5 Minute Wrapup)

Sep 11, 2019

How financial inclusion provides a big runway for this stock recommendation.

The 5 Best Trading Opportunities I've Spotted(Profit Hunter)

Sep 13, 2019

These 10 auto stocks should be in your watchlist for the next 32 months. Paste them on your workstation NOW.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2020
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Sep 20, 2019 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

COMPARE J&K BANK WITH

MARKET STATS