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Compare J&K Bank with Karnataka Bank - Equitymaster

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J&K BANK vs KARNATAKA BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

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Current Valuations

    J&K BANK KARNATAKA BANK J&K BANK/
KARNATAKA BANK
 
P/E (TTM) x 10.0 8.1 123.7% View Chart
P/BV x 0.4 0.5 74.8% View Chart
Dividend Yield % 0.0 3.0 -  

Financials

 J&K BANK   KARNATAKA BANK
EQUITY SHARE DATA
    J&K BANK
Mar-17
KARNATAKA BANK
Mar-18
J&K BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs92179 51.4%   
Low Rs55115 47.5%   
Income per share (Unadj.) Rs1,282.5191.9 668.3%  
Earnings per share (Unadj.) Rs-313.316.4 -1,912.9%  
Cash flow per share (Unadj.) Rs-496.922.0 -2,253.9%  
Dividends per share (Unadj.) Rs03.00 0.0%  
Avg Dividend yield %02.0 0.0%  
Book value per share (Unadj.) Rs1,087.5191.4 568.1%  
Shares outstanding (eoy) m52.13282.61 18.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.10.8 7.5%   
Avg P/E ratio x-0.29.0 -2.6%  
Avg P/CF ratio x0.32.6 12.8%  
Avg Price/Bookvalue ratio x0.10.8 8.8%  
Dividend payout %018.3 0.0%   
Avg Mkt Cap Rs m3,82141,544 9.2%   
No. of employees `0000.98.2 11.3%   
Total wages & salary Rs m11,2255,248 213.9%   
Avg. income/employee Rs Th72,278.96,626.5 1,090.8%   
Avg. wages/employee Rs Th12,135.6641.2 1,892.7%   
Avg. net profit/employee Rs Th-17,653.9565.4 -3,122.2%   
INCOME DATA
Interest income Rs m66,85854,238 123.3%  
Other income Rs m4,9739,543 52.1%   
Interest expense Rs m41,73035,661 117.0%   
Net interest income Rs m25,12818,577 135.3%  
Operating expense Rs m17,16413,388 128.2%   
Gross profit Rs m7,9645,189 153.5%  
Gross profit margin %11.99.6 124.5%  
Provisions/contingencies Rs m28,00311,630 240.8%   
Profit before tax Rs m-15,0674,473 -336.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,263-155 -815.0%   
Profit after tax Rs m-16,3304,628 -352.9%  
Net profit margin %-24.48.5 -286.2%  
BALANCE SHEET DATA
Advances Rs m498,161472,518 105.4%   
Deposits Rs m724,590628,713 115.2%  
Credit/Deposit ratio x68.875.2 91.5%  
Yield on advances %9.68.6 111.2%   
Cost of deposits %5.65.5 101.9%   
Net Interest Margin %3.32.8 117.3%  
Net fixed assets Rs m15,4377,616 202.7%   
Share capital Rs m5222,826 18.5%   
Free reserves Rs m27,88519,741 141.3%   
Net worth Rs m56,69254,102 104.8%   
Borrowings Rs m12,7618,160 156.4%   
Investments Rs m212,709154,444 137.7%   
Total assets Rs m820,121703,737 116.5%  
Debt/equity ratio x13.011.8 110.5%   
Return on assets %-2.00.7 -302.8%  
Return on equity %-28.88.6 -336.7%  
Capital adequacy ratio %10.812.0 89.7%  
Net NPAs %5.13.0 170.9%  
CASH FLOW
From Operations Rs m24,5717,209 340.8%  
From Investments Rs m-8,614-913 943.0%  
From Financial Activity Rs m5,929-3,026 -195.9%  
Net Cashflow Rs m21,8863,270 669.3%  

Share Holding

Indian Promoters % 53.2 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 21.1 20.4%  
FIIs % 29.3 10.0 293.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 68.9 19.3%  
Shareholders   56,111 123,252 45.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   VIJAYA BANK  SOUTH IND.BANK  BANK OF INDIA  ALLAHABAD BANK  AXIS BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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J&K BANK Announces Quarterly Results (1QFY19); Net Profit Down 80.4% (Quarterly Result Update)

Jul 27, 2018 | Updated on Jul 27, 2018

For the quarter ended June 2018, J&K BANK has posted a net profit of Rs 526 m (down 80.4% YoY). Sales on the other hand came in at Rs 18 bn (up 4.9% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

KARNATAKA BANK Announces Quarterly Results (1QFY19); Net Profit Up 22.0% (Quarterly Result Update)

Jul 26, 2018 | Updated on Jul 26, 2018

For the quarter ended June 2018, KARNATAKA BANK has posted a net profit of Rs 2 bn (up 22.0% YoY). Sales on the other hand came in at Rs 14 bn (up 5.8% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.

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