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Compare J&K Bank with Kotak Bank - Equitymaster

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J&K BANK vs KOTAK MAH. BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

KOTAK MAH. BANK 
   Change

A flagship company of the well-known financial conglomerate Kotak Mahindra Group, Kotak Mahindra Bank was the first banking entity in the country created by conversion of a financial institution in 2003. The bank had 105 branches across 69 locations ... More

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Current Valuations

    J&K BANK KOTAK MAH. BANK J&K BANK/
KOTAK MAH. BANK
 
P/E (TTM) x 10.0 37.5 26.7% View Chart
P/BV x 0.4 4.3 9.2% View Chart
Dividend Yield % 0.0 0.1 -  

Financials

 J&K BANK   KOTAK MAH. BANK
EQUITY SHARE DATA
    J&K BANK
Mar-17
KOTAK MAH. BANK
Mar-18
J&K BANK/
KOTAK MAH. BANK
5-Yr Chart
Click to enlarge
High Rs921,133 8.1%   
Low Rs55868 6.3%   
Income per share (Unadj.) Rs1,282.5131.9 972.5%  
Earnings per share (Unadj.) Rs-313.332.5 -962.7%  
Cash flow per share (Unadj.) Rs-496.9127.8 -388.9%  
Dividends per share (Unadj.) Rs00.70 0.0%  
Avg Dividend yield %00.1 0.0%  
Book value per share (Unadj.) Rs1,087.5264.9 410.5%  
Shares outstanding (eoy) m52.131,905.65 2.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.17.6 0.8%   
Avg P/E ratio x-0.230.7 -0.8%  
Avg P/CF ratio x0.326.4 1.2%  
Avg Price/Bookvalue ratio x0.13.8 1.8%  
Dividend payout %02.2 0.0%   
Avg Mkt Cap Rs m3,8211,905,936 0.2%   
No. of employees `0000.935.7 2.6%   
Total wages & salary Rs m11,22543,809 25.6%   
Avg. income/employee Rs Th72,278.97,036.2 1,027.2%   
Avg. wages/employee Rs Th12,135.61,226.6 989.4%   
Avg. net profit/employee Rs Th-17,653.91,736.1 -1,016.9%   
INCOME DATA
Interest income Rs m66,858251,311 26.6%  
Other income Rs m4,973136,822 3.6%   
Interest expense Rs m41,730124,669 33.5%   
Net interest income Rs m25,128126,642 19.8%  
Operating expense Rs m17,164161,635 10.6%   
Gross profit Rs m7,964-34,993 -22.8%  
Gross profit margin %11.9-13.9 -85.5%  
Provisions/contingencies Rs m28,00310,247 273.3%   
Profit before tax Rs m-15,06791,582 -16.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-567 0.0%   
Prior Period Items Rs m01,105 0.0%   
Tax Rs m1,26330,111 4.2%   
Profit after tax Rs m-16,33062,010 -26.3%  
Net profit margin %-24.424.7 -99.0%  
BALANCE SHEET DATA
Advances Rs m498,1612,059,973 24.2%   
Deposits Rs m724,5901,912,358 37.9%  
Credit/Deposit ratio x68.8107.7 63.8%  
Yield on advances %9.68.9 107.6%   
Cost of deposits %5.64.6 121.6%   
Net Interest Margin %3.33.9 83.4%  
Net fixed assets Rs m15,43717,498 88.2%   
Share capital Rs m5229,528 5.5%   
Free reserves Rs m27,885419,105 6.7%   
Net worth Rs m56,692504,861 11.2%   
Borrowings Rs m12,761586,040 2.2%   
Investments Rs m212,709909,766 23.4%   
Total assets Rs m820,1213,377,205 24.3%  
Debt/equity ratio x13.04.9 262.8%   
Return on assets %-2.01.8 -108.4%  
Return on equity %-28.812.3 -234.5%  
Capital adequacy ratio %10.818.2 59.3%  
Net NPAs %5.11.0 506.0%  
CASH FLOW
From Operations Rs m24,571-103,924 -23.6%  
From Investments Rs m-8,614-56,083 15.4%  
From Financial Activity Rs m5,929146,794 4.0%  
Net Cashflow Rs m21,886-11,879 -184.2%  

Share Holding

Indian Promoters % 53.2 43.6 122.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 1.9 226.3%  
FIIs % 29.3 31.7 92.4%  
ADR/GDR % 0.0 0.2 -  
Free float % 13.3 22.7 58.6%  
Shareholders   56,111 64,886 86.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   KARUR VYSYA BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  BANDHAN BANK LTD  ALLAHABAD BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Indian Indices End on a Positive Note; Banking and Healthcare Stocks Witness Buying Interest(Closing)

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J&K BANK Announces Quarterly Results (1QFY19); Net Profit Down 80.4% (Quarterly Result Update)

Jul 27, 2018 | Updated on Jul 27, 2018

For the quarter ended June 2018, J&K BANK has posted a net profit of Rs 526 m (down 80.4% YoY). Sales on the other hand came in at Rs 18 bn (up 4.9% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

KOTAK MAH. BANK Announces Quarterly Results (1QFY19); Net Profit Up 14.7% (Quarterly Result Update)

Jul 25, 2018 | Updated on Jul 25, 2018

For the quarter ended June 2018, KOTAK MAH. BANK has posted a net profit of Rs 15 bn (up 14.7% YoY). Sales on the other hand came in at Rs 69 bn (up 16.3% YoY). Read on for a complete analysis of KOTAK MAH. BANK's quarterly results.

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