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J&K BANK vs KOTAK MAHINDRA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    J&K BANK KOTAK MAHINDRA BANK J&K BANK/
KOTAK MAHINDRA BANK
 
P/E (TTM) x 9.2 20.6 44.7% View Chart
P/BV x 1.5 3.2 47.1% View Chart
Dividend Yield % 0.4 0.1 444.2%  

Financials

 J&K BANK   KOTAK MAHINDRA BANK
EQUITY SHARE DATA
    J&K BANK
Mar-23
KOTAK MAHINDRA BANK
Mar-23
J&K BANK/
KOTAK MAHINDRA BANK
5-Yr Chart
Click to enlarge
High Rs631,997 3.1%   
Low Rs241,630 1.5%   
Income per share (Unadj.) Rs90.7212.2 42.7%  
Earnings per share (Unadj.) Rs11.475.1 15.2%  
Cash flow per share (Unadj.) Rs46.1242.3 19.0%  
Dividends per share (Unadj.) Rs0.501.50 33.3%  
Avg Dividend yield %1.20.1 1,396.9%  
Book value per share (Unadj.) Rs95.9565.1 17.0%  
Shares outstanding (eoy) m1,031.481,986.56 51.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.58.5 5.6%   
Avg P/E ratio x3.824.1 15.7%  
Avg P/CF ratio x2.417.8 13.6%  
Avg Price/Bookvalue ratio x0.53.2 14.1%  
Dividend payout %4.42.0 218.8%   
Avg Mkt Cap Rs m44,6373,602,620 1.2%   
No. of employees `000NANA-   
Total wages & salary Rs m27,08684,790 31.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m93,552421,511 22.2%  
Other income Rs m7,652259,910 2.9%   
Interest expense Rs m46,094144,111 32.0%   
Net interest income Rs m47,458277,399 17.1%  
Operating expense Rs m36,509336,450 10.9%   
Gross profit Rs m10,949-59,051 -18.5%  
Gross profit margin %11.7-14.0 -83.5%  
Provisions/contingencies Rs m6,61653,054 12.5%   
Profit before tax Rs m17,856196,462 9.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-1811,446 -12.5%   
Tax Rs m5,87048,657 12.1%   
Profit after tax Rs m11,805149,250 7.9%  
Net profit margin %12.635.4 35.6%  
BALANCE SHEET DATA
Advances Rs m822,7763,591,075 22.9%   
Deposits Rs m1,220,2723,612,726 33.8%  
Credit/Deposit ratio x67.499.4 67.8%  
Yield on advances %8.58.6 99.4%   
Cost of deposits %3.63.3 109.5%   
Net Interest Margin %4.15.0 81.0%  
Net fixed assets Rs m22,24422,612 98.4%   
Share capital Rs m1,03214,933 6.9%   
Free reserves Rs m97,9321,107,608 8.8%   
Net worth Rs m98,9631,122,541 8.8%   
Borrowings Rs m28,923570,339 5.1%   
Investments Rs m347,8041,953,380 17.8%   
Total assets Rs m1,459,1266,204,297 23.5%  
Debt/equity ratio x12.63.7 338.7%   
Return on assets %0.82.4 33.6%  
Return on equity %11.913.3 89.7%  
Capital adequacy ratio %15.420.8 74.2%  
Net NPAs %1.60.4 437.8%  
CASH FLOW
From Operations Rs m-4,071-12,424 32.8%  
From Investments Rs m-1,235-105,502 1.2%  
From Financial Activity Rs m6,37618,830 33.9%  
Net Cashflow Rs m1,070-97,401 -1.1%  

Share Holding

Indian Promoters % 59.4 25.9 229.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 13.6 61.1 22.3%  
FIIs % 5.8 38.1 15.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 40.6 74.1 54.8%  
Shareholders   204,193 634,698 32.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on J&K Bank vs Kotak Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

J&K Bank vs Kotak Bank Share Price Performance

Period J&K Bank Kotak Bank S&P BSE BANKEX
1-Day 2.10% 0.57% 0.82%
1-Month -2.83% 6.07% 2.48%
1-Year 193.99% 5.14% 19.28%
3-Year CAGR 72.73% 0.09% 12.00%
5-Year CAGR 20.41% 5.93% 9.40%

* Compound Annual Growth Rate

Here are more details on the J&K Bank share price and the Kotak Bank share price.

Moving on to shareholding structures...

The promoters of J&K Bank hold a 59.4% stake in the company. In case of Kotak Bank the stake stands at 25.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Kotak Bank.

Finally, a word on dividends...

In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.

Kotak Bank paid Rs 1.5, and its dividend payout ratio stood at 2.0%.

You may visit here to review the dividend history of J&K Bank, and the dividend history of Kotak Bank.

For a sector overview, read our banking sector report.



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