J&K BANK | KOTAK MAHINDRA BANK | J&K BANK/ KOTAK MAHINDRA BANK |
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P/E (TTM) | x | 9.2 | 20.6 | 44.7% | View Chart |
P/BV | x | 1.5 | 3.2 | 47.1% | View Chart |
Dividend Yield | % | 0.4 | 0.1 | 444.2% |
J&K BANK KOTAK MAHINDRA BANK |
EQUITY SHARE DATA | |||||
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J&K BANK Mar-23 |
KOTAK MAHINDRA BANK Mar-23 |
J&K BANK/ KOTAK MAHINDRA BANK |
5-Yr Chart Click to enlarge
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High | Rs | 63 | 1,997 | 3.1% | |
Low | Rs | 24 | 1,630 | 1.5% | |
Income per share (Unadj.) | Rs | 90.7 | 212.2 | 42.7% | |
Earnings per share (Unadj.) | Rs | 11.4 | 75.1 | 15.2% | |
Cash flow per share (Unadj.) | Rs | 46.1 | 242.3 | 19.0% | |
Dividends per share (Unadj.) | Rs | 0.50 | 1.50 | 33.3% | |
Avg Dividend yield | % | 1.2 | 0.1 | 1,396.9% | |
Book value per share (Unadj.) | Rs | 95.9 | 565.1 | 17.0% | |
Shares outstanding (eoy) | m | 1,031.48 | 1,986.56 | 51.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 8.5 | 5.6% | |
Avg P/E ratio | x | 3.8 | 24.1 | 15.7% | |
Avg P/CF ratio | x | 2.4 | 17.8 | 13.6% | |
Avg Price/Bookvalue ratio | x | 0.5 | 3.2 | 14.1% | |
Dividend payout | % | 4.4 | 2.0 | 218.8% | |
Avg Mkt Cap | Rs m | 44,637 | 3,602,620 | 1.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 27,086 | 84,790 | 31.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 93,552 | 421,511 | 22.2% | |
Other income | Rs m | 7,652 | 259,910 | 2.9% | |
Interest expense | Rs m | 46,094 | 144,111 | 32.0% | |
Net interest income | Rs m | 47,458 | 277,399 | 17.1% | |
Operating expense | Rs m | 36,509 | 336,450 | 10.9% | |
Gross profit | Rs m | 10,949 | -59,051 | -18.5% | |
Gross profit margin | % | 11.7 | -14.0 | -83.5% | |
Provisions/contingencies | Rs m | 6,616 | 53,054 | 12.5% | |
Profit before tax | Rs m | 17,856 | 196,462 | 9.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | -181 | 1,446 | -12.5% | |
Tax | Rs m | 5,870 | 48,657 | 12.1% | |
Profit after tax | Rs m | 11,805 | 149,250 | 7.9% | |
Net profit margin | % | 12.6 | 35.4 | 35.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 822,776 | 3,591,075 | 22.9% | |
Deposits | Rs m | 1,220,272 | 3,612,726 | 33.8% | |
Credit/Deposit ratio | x | 67.4 | 99.4 | 67.8% | |
Yield on advances | % | 8.5 | 8.6 | 99.4% | |
Cost of deposits | % | 3.6 | 3.3 | 109.5% | |
Net Interest Margin | % | 4.1 | 5.0 | 81.0% | |
Net fixed assets | Rs m | 22,244 | 22,612 | 98.4% | |
Share capital | Rs m | 1,032 | 14,933 | 6.9% | |
Free reserves | Rs m | 97,932 | 1,107,608 | 8.8% | |
Net worth | Rs m | 98,963 | 1,122,541 | 8.8% | |
Borrowings | Rs m | 28,923 | 570,339 | 5.1% | |
Investments | Rs m | 347,804 | 1,953,380 | 17.8% | |
Total assets | Rs m | 1,459,126 | 6,204,297 | 23.5% | |
Debt/equity ratio | x | 12.6 | 3.7 | 338.7% | |
Return on assets | % | 0.8 | 2.4 | 33.6% | |
Return on equity | % | 11.9 | 13.3 | 89.7% | |
Capital adequacy ratio | % | 15.4 | 20.8 | 74.2% | |
Net NPAs | % | 1.6 | 0.4 | 437.8% |
CASH FLOW | |||||
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From Operations | Rs m | -4,071 | -12,424 | 32.8% | |
From Investments | Rs m | -1,235 | -105,502 | 1.2% | |
From Financial Activity | Rs m | 6,376 | 18,830 | 33.9% | |
Net Cashflow | Rs m | 1,070 | -97,401 | -1.1% |
Indian Promoters | % | 59.4 | 25.9 | 229.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 13.6 | 61.1 | 22.3% | |
FIIs | % | 5.8 | 38.1 | 15.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 40.6 | 74.1 | 54.8% | |
Shareholders | 204,193 | 634,698 | 32.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | J&K Bank | Kotak Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 2.10% | 0.57% | 0.82% |
1-Month | -2.83% | 6.07% | 2.48% |
1-Year | 193.99% | 5.14% | 19.28% |
3-Year CAGR | 72.73% | 0.09% | 12.00% |
5-Year CAGR | 20.41% | 5.93% | 9.40% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the Kotak Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of Kotak Bank the stake stands at 25.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Kotak Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 0.5 per share. This amounted to a Dividend Payout ratio of 4.4%.
Kotak Bank paid Rs 1.5, and its dividend payout ratio stood at 2.0%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of Kotak Bank.
For a sector overview, read our banking sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.