X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare J&K Bank with Oriental Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs ORIENTAL BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

ORIENTAL BANK 
   Change

Oriental Bank of Commerce (OBC) had historically enjoyed the repute of being one of the most efficient public sector banks in the country. However the merger with GTB in FY05 took a toll on the bank's asset quality and margins. As against most of its... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK ORIENTAL BANK J&K BANK/
ORIENTAL BANK
 
P/E (TTM) x 4.7 2.5 189.3% View Chart
P/BV x 0.6 0.2 245.8% View Chart
Dividend Yield % 2.8 0.6 482.8%  

Financials

 J&K BANK   ORIENTAL BANK
EQUITY SHARE DATA
    J&K BANK
Mar-15
ORIENTAL BANK
Mar-16
J&K BANK/
ORIENTAL BANK
5-Yr Chart
Click to enlarge
High Rs119235 50.6%   
Low Rs9575 126.2%   
Income per share (Unadj.) Rs1,456.5624.1 233.4%  
Earnings per share (Unadj.) Rs104.96.2 1,698.4%  
Cash flow per share (Unadj.) Rs251.814.6 1,718.9%  
Dividends per share (Unadj.) Rs2.100.70 300.0%  
Avg Dividend yield %2.00.5 435.5%  
Book value per share (Unadj.) Rs1,260.0464.9 271.0%  
Shares outstanding (eoy) m48.48321.40 15.1%   
Bonus/Rights/Conversions -OI-  
Avg Price / Income ratio x0.10.2 29.5%   
Avg P/E ratio x1.025.1 4.1%  
Avg P/CF ratio x0.31.4 24.2%  
Avg Price/Bookvalue ratio x0.10.3 25.4%  
Dividend payout %2.011.3 17.7%   
Avg Mkt Cap Rs m5,18549,897 10.4%   
No. of employees `0001.0NA-   
Total wages & salary Rs m8,97620,317 44.2%   
Avg. income/employee Rs Th73,553.4NM-  
Avg. wages/employee Rs Th9,349.6NM-  
Avg. net profit/employee Rs Th5,296.7N.A.-  
INCOME DATA
Interest income Rs m70,611200,587 35.2%  
Other income Rs m5,99017,663 33.9%   
Interest expense Rs m44,086146,841 30.0%   
Net interest income Rs m26,52653,746 49.4%  
Operating expense Rs m14,15934,588 40.9%   
Gross profit Rs m12,36619,158 64.5%  
Gross profit margin %17.59.6 183.4%  
Provisions/contingencies Rs m10,15533,562 30.3%   
Profit before tax Rs m8,2023,682 222.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,1171,698 183.6%   
Profit after tax Rs m5,0851,985 256.2%  
Net profit margin %7.21.0 727.8%  
BALANCE SHEET DATA
Advances Rs m445,8581,488,800 29.9%   
Deposits Rs m657,3622,089,148 31.5%  
Credit/Deposit ratio x67.871.3 95.2%  
Yield on advances %11.69.9 116.5%   
Cost of deposits %6.46.7 95.1%   
Net Interest Margin %3.62.4 150.9%  
Net fixed assets Rs m6,89622,719 30.4%   
Share capital Rs m4853,214 15.1%   
Free reserves Rs m39,49990,590 43.6%   
Net worth Rs m61,085149,411 40.9%   
Borrowings Rs m23,39678,974 29.6%   
Investments Rs m251,043656,578 38.2%   
Total assets Rs m760,6452,375,415 32.0%  
Debt/equity ratio x11.114.5 76.8%   
Return on assets %0.70.1 800.0%  
Return on equity %8.31.3 626.6%  
Capital adequacy ratio %12.611.8 106.9%  
Net NPAs %2.86.7 41.3%  
CASH FLOW
From Operations Rs m1,181-14,158 -8.3%  
From Investments Rs m-2,609-2,105 123.9%  
From Financial Activity Rs m-3,3768,130 -41.5%  
Net Cashflow Rs m-4,805-8,134 59.1%  

Share Holding

Indian Promoters % 53.2 59.1 90.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 24.0 17.9%  
FIIs % 29.3 9.9 296.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 7.0 190.0%  
Shareholders   56,111 114,330 49.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   DENA BANK  IDBI BANK  DCB BANK  CORPORATION BANK  SBI  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Of Global Markets Hitting Record Highs and Top Stocks in Action During the Week(RoundUp)

Global stock markets ended the week on a positive note. Benchmark indices in US grew by 1% during the week. The Down Jones Industrial Average topped the 26,000.

Related Views on News

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

IDFC Bank: Legacy Book Continues to Drag Profitability (Quarterly Results Update - Detailed)

Nov 7, 2017

IDFC Bank's profitability remains hit by the legacy book challenges of stressed infra assets and fixed rate liabilities.

Axis Bank: Growth Without Quality Comfort (Quarterly Results Update - Detailed)

Oct 31, 2017

Almost 73% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

More Views on News

Most Popular

Retail Investors or Chickens Waiting to Get Slaughtered in the Stock Market?(Vivek Kaul's Diary)

Jan 9, 2018

The price to earnings ratio of the Nifty 50 is very close to all-time high levels.

Best ELSS Funds In 2018: Don't Blindly Chase Top Performers(Outside View)

Jan 10, 2018

As the tax-saving season begins, investors hunt for the best ELSS funds for 2018. PersonalFN provides a list of the top ELSS mutual funds of the past year.

Bitcoin Beginners Should Do These Three Things...(Smart Contrarian)

Jan 10, 2018

Three simple points to keep in mind before you consider buying bitcoin.

Did GST and Notebandi Help? Sherlock Holmes Finds Out...(The 5 Minute Wrapup)

Jan 13, 2018

Discussions with my cousin helped me understand the situation on Ground Zero - after the demonetization and GST upheaval. Here's what that means for listed companies...

Resolutions for 2018 - by others(The Honest Truth)

Jan 8, 2018

Ten quirky new year resolutions. Guess by whom?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Jan 19, 2018 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

J&K BANK - INDIAN OVERSEAS BANK COMPARISON

COMPARE J&K BANK WITH

MARKET STATS