X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare J&K Bank with Punjab & Sind Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs PUNJAB & SIND BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK PUNJAB & SIND BANK J&K BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 7.1 -1.0 - View Chart
P/BV x 0.3 0.2 140.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 J&K BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    J&K BANK
Mar-18
PUNJAB & SIND BANK
Mar-17
J&K BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs9659 163.6%   
Low Rs5534 159.4%   
Income per share (Unadj.) Rs1,189.2204.1 582.6%  
Earnings per share (Unadj.) Rs36.45.0 724.9%  
Cash flow per share (Unadj.) Rs167.418.8 888.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1,105.9153.4 720.9%  
Shares outstanding (eoy) m55.68400.41 13.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.10.2 27.8%   
Avg P/E ratio x2.19.2 22.4%  
Avg P/CF ratio x0.31.6 19.4%  
Avg Price/Bookvalue ratio x0.10.3 22.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m4,18218,559 22.5%   
No. of employees `0001.09.4 10.9%   
Total wages & salary Rs m12,8699,901 130.0%   
Avg. income/employee Rs Th64,852.18,694.5 745.9%   
Avg. wages/employee Rs Th12,604.21,053.3 1,196.6%   
Avg. net profit/employee Rs Th1,985.2213.9 928.0%   
INCOME DATA
Interest income Rs m66,21481,729 81.0%  
Other income Rs m5,0085,781 86.6%   
Interest expense Rs m37,50260,135 62.4%   
Net interest income Rs m28,71221,593 133.0%  
Operating expense Rs m19,90214,956 133.1%   
Gross profit Rs m8,8106,638 132.7%  
Gross profit margin %13.38.1 163.8%  
Provisions/contingencies Rs m11,7929,914 118.9%   
Profit before tax Rs m1,2092,505 48.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-818494 -165.5%   
Profit after tax Rs m2,0272,011 100.8%  
Net profit margin %3.12.5 124.4%  
BALANCE SHEET DATA
Advances Rs m569,127583,345 97.6%   
Deposits Rs m800,045855,402 93.5%  
Credit/Deposit ratio x71.168.2 104.3%  
Yield on advances %8.79.7 89.8%   
Cost of deposits %4.56.8 66.3%   
Net Interest Margin %3.42.4 143.8%  
Net fixed assets Rs m16,14910,954 147.4%   
Share capital Rs m5574,004 13.9%   
Free reserves Rs m32,33632,842 98.5%   
Net worth Rs m61,57661,425 100.2%   
Borrowings Rs m16,28329,584 55.0%   
Investments Rs m188,600279,485 67.5%   
Total assets Rs m896,844966,434 92.8%  
Debt/equity ratio x13.314.4 92.0%   
Return on assets %0.20.2 108.6%  
Return on equity %3.33.3 100.6%  
Capital adequacy ratio %11.411.1 103.3%  
Net NPAs %4.97.5 65.2%  
CASH FLOW
From Operations Rs m23,627-5,089 -464.3%  
From Investments Rs m-1,639-198 826.0%  
From Financial Activity Rs m6,6842,159 309.6%  
Net Cashflow Rs m28,672-3,128 -916.7%  

Share Holding

Indian Promoters % 53.2 79.6 66.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 10.8 39.8%  
FIIs % 29.3 1.8 1,627.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 7.8 170.5%  
Shareholders   56,111 150,895 37.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   ICICI BANK  DENA BANK  ORIENTAL BANK  AXIS BANK  BANK OF BARODA  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Indices Recover; Sensex Ends 77 Points Higher(Closing)

Indian share markets witnessed buying interest during closing hours and ended on a positive note. Gains were seen in the metal sector.

Related Views on News

PUNJAB & SIND BANK Announces Quarterly Results (2QFY19); Net Profit Down 897.3% (Quarterly Result Update)

Nov 21, 2018 | Updated on Nov 21, 2018

For the quarter ended September 2018, PUNJAB & SIND BANK has posted a net profit of Rs 1 bn (down 897.3% YoY). Sales on the other hand came in at Rs 22 bn (up 10.1% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

J&K BANK Announces Quarterly Results (2QFY19); Net Profit Up 30.9% (Quarterly Result Update)

Oct 17, 2018 | Updated on Oct 17, 2018

For the quarter ended September 2018, J&K BANK has posted a net profit of Rs 938 m (up 30.9% YoY). Sales on the other hand came in at Rs 18 bn (up 10.4% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

It's Almost the Perfect Time to Buy This Safe Stock(The 5 Minute Wrapup)

Dec 6, 2018

My latest StockSelect recommendation ticks all the boxes of a great safe stock.

Patel's Exit, Election Results, and 4 'Must Have' Small Caps in These Exceptional Times(Profit Hunter)

Dec 11, 2018

RBI Governor's resignation is a statement of dissent with the way government is handling the economy's affairs and could lead to some serious market correction. Here's how to make the most of it.

Players in an Oligopoly Should Have Financials Like This(Chart Of The Day)

Dec 7, 2018

This stock has corrected 30% from peak and looks attractive at these valuations.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

DSP Mutual Fund's Sale of DHFL Bonds: Here's What You Need to Know(Outside View)

Dec 5, 2018

PersonalFN explains the probable reason as to why the capital market regulator has initiated DSP Mutual Fund's bond sale that caused DHFL stock to crash.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Dec 18, 2018 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

J&K BANK 8-QTR ANALYSIS

COMPARE J&K BANK WITH

MARKET STATS