X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare J&K Bank with Punjab & Sind Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs PUNJAB & SIND BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK PUNJAB & SIND BANK J&K BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 4.1 4.6 88.2% View Chart
P/BV x 0.5 0.3 188.1% View Chart
Dividend Yield % 3.2 1.5 206.4%  

Financials

 J&K BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    J&K BANK
Mar-15
PUNJAB & SIND BANK
Mar-15
J&K BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs11984 141.7%   
Low Rs9544 216.9%   
Income per share (Unadj.) Rs1,456.5214.5 679.0%  
Earnings per share (Unadj.) Rs104.93.0 3,460.8%  
Cash flow per share (Unadj.) Rs251.821.3 1,181.5%  
Dividends per share (Unadj.) Rs2.100.60 350.0%  
Avg Dividend yield %2.00.9 209.0%  
Book value per share (Unadj.) Rs1,260.0139.8 901.5%  
Shares outstanding (eoy) m48.48400.41 12.1%   
Bonus/Rights/Conversions -PA-  
Avg Price / Income ratio x0.10.3 24.7%   
Avg P/E ratio x1.021.1 4.8%  
Avg P/CF ratio x0.33.4 10.0%  
Avg Price/Bookvalue ratio x0.10.5 18.6%  
Dividend payout %2.019.8 10.1%   
Avg Mkt Cap Rs m5,18525,566 20.3%   
No. of employees `0001.09.2 10.5%   
Total wages & salary Rs m8,9768,743 102.7%   
Avg. income/employee Rs Th73,553.49,355.7 786.2%   
Avg. wages/employee Rs Th9,349.6952.4 981.6%   
Avg. net profit/employee Rs Th5,296.7132.2 4,006.9%   
INCOME DATA
Interest income Rs m70,61185,886 82.2%  
Other income Rs m5,9904,288 139.7%   
Interest expense Rs m44,08669,094 63.8%   
Net interest income Rs m26,52616,792 158.0%  
Operating expense Rs m14,15913,325 106.3%   
Gross profit Rs m12,3663,467 356.7%  
Gross profit margin %17.54.0 433.8%  
Provisions/contingencies Rs m10,1556,273 161.9%   
Profit before tax Rs m8,2021,481 553.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m3,117268 1,164.4%   
Profit after tax Rs m5,0851,214 419.0%  
Net profit margin %7.21.4 509.7%  
BALANCE SHEET DATA
Advances Rs m445,858638,702 69.8%   
Deposits Rs m657,362867,147 75.8%  
Credit/Deposit ratio x67.873.7 92.1%  
Yield on advances %11.610.0 116.0%   
Cost of deposits %6.47.7 82.8%   
Net Interest Margin %3.61.8 204.0%  
Net fixed assets Rs m6,8969,948 69.3%   
Share capital Rs m4854,004 12.1%   
Free reserves Rs m39,49931,061 127.2%   
Net worth Rs m61,08555,962 109.2%   
Borrowings Rs m23,39630,482 76.8%   
Investments Rs m251,043267,517 93.8%   
Total assets Rs m760,645977,534 77.8%  
Debt/equity ratio x11.116.0 69.5%   
Return on assets %0.70.1 538.5%  
Return on equity %8.32.2 383.9%  
Capital adequacy ratio %12.611.2 111.8%  
Net NPAs %2.83.6 78.0%  
CASH FLOW
From Operations Rs m1,181-19,816 -6.0%  
From Investments Rs m-2,609-845 308.8%  
From Financial Activity Rs m-3,376-392 860.7%  
Net Cashflow Rs m-4,805-21,053 22.8%  

Share Holding

Indian Promoters % 53.2 79.6 66.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 10.8 39.8%  
FIIs % 29.3 1.8 1,627.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 7.8 170.5%  
Shareholders   56,111 150,895 37.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   KOTAK MAH. BANK  YES BANK  ALLAHABAD BANK  ING VYSYA BANK  UNITED BANK OF INDIA  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Global Stock Markets Chart Modest Gains(RoundUp)

Global financial markets ended the holiday shortened week with modest gains. The rally put behind days of decline as concerns regarding swift interest rates hikes were put to ease.

Related Views on News

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

More Views on News

Most Popular

The Foundation for Sensex 100,000 is Laid(The 5 Minute Wrapup)

Feb 17, 2018

Top three reasons for Tanushree's presentation at Equitymaster Conference to be centered around a possible 30% correction.

India's Rs 1,66,276 Crore Problem(Vivek Kaul's Diary)

Feb 15, 2018

That's the loss, the government owned public sector enterprises are expected to make this year.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

How I Beat the Index by 2x... And Why I Believe This Could Happen Again(Smart Contrarian)

Feb 12, 2018

Will Microcap Millionaires be able to replicate its past performance of beating the index by 2x?

NPAs Set to Rise Further with New RBI Rules(Chart Of The Day)

Feb 15, 2018

The RBI overhauls bad loan framework. Banks may come under additional pressure due to rising NPAs and increased provisioning.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Feb 23, 2018 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

J&K BANK 8-QTR ANALYSIS

COMPARE J&K BANK WITH

MARKET STATS