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Compare J&K Bank with Punjab & Sind Bank - Equitymaster

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J&K BANK vs PUNJAB & SIND BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

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Current Valuations

    J&K BANK PUNJAB & SIND BANK J&K BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 5.9 -1.7 - View Chart
P/BV x 0.5 0.2 226.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 J&K BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    J&K BANK
Mar-17
PUNJAB & SIND BANK
Mar-17
J&K BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs9259 157.3%   
Low Rs5534 159.6%   
Income per share (Unadj.) Rs1,282.5204.1 628.3%  
Earnings per share (Unadj.) Rs-313.35.0 -6,237.8%  
Cash flow per share (Unadj.) Rs-496.918.8 -2,636.8%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1,087.5153.4 708.9%  
Shares outstanding (eoy) m52.13400.41 13.0%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.10.2 25.2%   
Avg P/E ratio x-0.29.2 -2.5%  
Avg P/CF ratio x0.31.6 21.0%  
Avg Price/Bookvalue ratio x0.10.3 22.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m3,82118,559 20.6%   
No. of employees `0000.99.4 9.8%   
Total wages & salary Rs m11,2259,901 113.4%   
Avg. income/employee Rs Th72,278.98,694.5 831.3%   
Avg. wages/employee Rs Th12,135.61,053.3 1,152.1%   
Avg. net profit/employee Rs Th-17,653.9213.9 -8,252.8%   
INCOME DATA
Interest income Rs m66,85881,729 81.8%  
Other income Rs m4,9735,781 86.0%   
Interest expense Rs m41,73060,135 69.4%   
Net interest income Rs m25,12821,593 116.4%  
Operating expense Rs m17,16414,956 114.8%   
Gross profit Rs m7,9646,638 120.0%  
Gross profit margin %11.98.1 146.7%  
Provisions/contingencies Rs m28,0039,914 282.5%   
Profit before tax Rs m-15,0672,505 -601.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,263494 255.8%   
Profit after tax Rs m-16,3302,011 -812.1%  
Net profit margin %-24.42.5 -992.7%  
BALANCE SHEET DATA
Advances Rs m498,161583,345 85.4%   
Deposits Rs m724,590855,402 84.7%  
Credit/Deposit ratio x68.868.2 100.8%  
Yield on advances %9.69.7 98.6%   
Cost of deposits %5.66.8 82.7%   
Net Interest Margin %3.32.4 138.3%  
Net fixed assets Rs m15,43710,954 140.9%   
Share capital Rs m5224,004 13.0%   
Free reserves Rs m27,88532,842 84.9%   
Net worth Rs m56,69261,425 92.3%   
Borrowings Rs m12,76129,584 43.1%   
Investments Rs m212,709279,485 76.1%   
Total assets Rs m820,121966,434 84.9%  
Debt/equity ratio x13.014.4 90.3%   
Return on assets %-2.00.2 -957.0%  
Return on equity %-28.83.3 -879.9%  
Capital adequacy ratio %10.811.1 97.7%  
Net NPAs %5.17.5 67.4%  
CASH FLOW
From Operations Rs m24,571-5,089 -482.9%  
From Investments Rs m-8,614-198 4,341.5%  
From Financial Activity Rs m5,9292,159 274.6%  
Net Cashflow Rs m21,886-3,128 -699.7%  

Share Holding

Indian Promoters % 53.2 79.6 66.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 10.8 39.8%  
FIIs % 29.3 1.8 1,627.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 7.8 170.5%  
Shareholders   56,111 150,895 37.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   KOTAK MAH. BANK  IDFC BANK LTD  UNION BANK  IDBI BANK  UNITED BANK OF INDIA  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jun 22, 2018 (Close)

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