X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2019 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare J&K Bank with Punjab & Sind Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

J&K BANK vs PUNJAB & SIND BANK - Comparison Results

J&K BANK     Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    J&K BANK PUNJAB & SIND BANK J&K BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 3.9 -1.8 - View Chart
P/BV x 0.3 0.2 167.4% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 J&K BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    J&K BANK
Mar-18
PUNJAB & SIND BANK
Mar-19
J&K BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs9640 237.5%   
Low Rs5524 227.1%   
Income per share (Unadj.) Rs1,189.2151.5 784.9%  
Earnings per share (Unadj.) Rs36.4-9.6 -378.4%  
Cash flow per share (Unadj.) Rs167.4-30.4 -550.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs1,105.997.9 1,129.3%  
Shares outstanding (eoy) m55.68564.91 9.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.10.2 29.8%   
Avg P/E ratio x2.1-3.3 -61.7%  
Avg P/CF ratio x0.30.9 33.8%  
Avg Price/Bookvalue ratio x0.10.3 20.7%  
Dividend payout %00-   
Avg Mkt Cap Rs m4,18218,162 23.0%   
No. of employees `0001.08.9 11.4%   
Total wages & salary Rs m12,86911,758 109.4%   
Avg. income/employee Rs Th64,852.19,564.9 678.0%   
Avg. wages/employee Rs Th12,604.21,314.0 959.2%   
Avg. net profit/employee Rs Th1,985.2-607.4 -326.9%   
INCOME DATA
Interest income Rs m66,21485,587 77.4%  
Other income Rs m5,0084,886 102.5%   
Interest expense Rs m37,50262,790 59.7%   
Net interest income Rs m28,71222,797 125.9%  
Operating expense Rs m19,90217,111 116.3%   
Gross profit Rs m8,8105,686 154.9%  
Gross profit margin %13.36.6 200.3%  
Provisions/contingencies Rs m11,79225,709 45.9%   
Profit before tax Rs m1,209-8,588 -14.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-818-3,153 25.9%   
Profit after tax Rs m2,027-5,435 -37.3%  
Net profit margin %3.1-6.3 -48.2%  
BALANCE SHEET DATA
Advances Rs m569,127691,755 82.3%   
Deposits Rs m800,045985,576 81.2%  
Credit/Deposit ratio x71.170.2 101.4%  
Yield on advances %8.78.7 100.3%   
Cost of deposits %4.56.1 74.3%   
Net Interest Margin %3.42.2 152.8%  
Net fixed assets Rs m16,14912,304 131.3%   
Share capital Rs m5575,649 9.9%   
Free reserves Rs m32,33625,976 124.5%   
Net worth Rs m61,57655,318 111.3%   
Borrowings Rs m16,28327,140 60.0%   
Investments Rs m188,600261,729 72.1%   
Total assets Rs m896,8441,089,821 82.3%  
Debt/equity ratio x13.318.3 72.4%   
Return on assets %0.2-0.5 -45.3%  
Return on equity %3.3-9.8 -33.5%  
Capital adequacy ratio %11.410.9 104.5%  
Net NPAs %4.97.2 67.9%  
CASH FLOW
From Operations Rs m23,627-973 -2,427.2%  
From Investments Rs m-1,639-611 268.3%  
From Financial Activity Rs m6,684-3,561 -187.7%  
Net Cashflow Rs m28,672-5,145 -557.3%  

Share Holding

Indian Promoters % 53.2 79.6 66.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.3 10.8 39.8%  
FIIs % 29.3 1.8 1,627.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 7.8 170.5%  
Shareholders   56,111 150,895 37.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   VIJAYA BANK  SOUTH IND.BANK  BANK OF BARODA  ALLAHABAD BANK  AXIS BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Yes Bank's Road Ahead(Podcast)

The stock markets witnessed selling pressure in the week gone by. Market participants remained cautious tracking tepid quarterly earnings amid weak cues.

Related Views on News

PUNJAB & SIND BANK Announces Quarterly Results (4QFY19); Net Profit Up 88.8% (Quarterly Result Update)

May 29, 2019 | Updated on May 29, 2019

For the quarter ended March 2019, PUNJAB & SIND BANK has posted a net profit of Rs 586 m (up 88.8% YoY). Sales on the other hand came in at Rs 20 bn (up 2.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

J&K BANK Announces Quarterly Results (4QFY19); Net Profit Up 656.1% (Quarterly Result Update)

May 17, 2019 | Updated on May 17, 2019

For the quarter ended March 2019, J&K BANK has posted a net profit of Rs 2 bn (up 656.1% YoY). Sales on the other hand came in at Rs 21 bn (up 30.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (3QFY19); Net Profit Up 108.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, PUNJAB & SIND BANK has posted a net profit of Rs 223 m (up 108.7% YoY). Sales on the other hand came in at Rs 22 bn (up 5.5% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

J&K BANK Announces Quarterly Results (3QFY19); Net Profit Up 43.2% (Quarterly Result Update)

Jan 14, 2019 | Updated on Jan 14, 2019

For the quarter ended December 2018, J&K BANK has posted a net profit of Rs 1 bn (up 43.2% YoY). Sales on the other hand came in at Rs 20 bn (up 19.0% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (2QFY19); Net Profit Down 897.3% (Quarterly Result Update)

Nov 21, 2018 | Updated on Nov 21, 2018

For the quarter ended September 2018, PUNJAB & SIND BANK has posted a net profit of Rs 1 bn (down 897.3% YoY). Sales on the other hand came in at Rs 22 bn (up 10.1% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

More Views on News

Most Popular

These 3 Smallcap Stocks are Set to Make the Most of Smallcap Rebound(Profit Hunter)

Jul 9, 2019

As the sense of normalcy returns to the markets, the rebound in the quality smallcaps could be huge.

2 Stocks from Super Investor Sanjay Bakshi's Portfolio You Can Bet On...(The 5 Minute Wrapup)

Jul 12, 2019

Despite the current fear prevailing in the markets, both these stocks have the potential to deliver in 4-5 years.

After Disappointing Budget, Here's a Document that Concerns Largecap and Smallcap Investors(The 5 Minute Wrapup)

Jul 8, 2019

A new 'definition' of the stock universe that triggered the smallcap sell-off is back with the latest list...

Here's What to Do with Falling Small Cap Stocks(Profit Hunter)

Jul 10, 2019

There are some great buying opportunities in the market right now - and the small cap space is your best bet.

Budget an Icing on the Cake for This Smart Money Backed Affordable Housing Stock(The 5 Minute Wrapup)

Jul 10, 2019

Affordable housing is one of the most straightforward growth stories in India. This will help the real estate sector to come out of the slump.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2019
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

J&K BANK SHARE PRICE


Jul 19, 2019 (Close)

TRACK J&K BANK

  • Track your investment in J&K BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

J&K BANK 8-QTR ANALYSIS

COMPARE J&K BANK WITH

MARKET STATS