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Compare J&K Bank with ING Vysya Bank - Equitymaster

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J&K BANK vs ING VYSYA BANK - Comparison Results

J&K BANK    Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

ING VYSYA BANK 
   Change

ING Vysya Bank is one of the oldest private sector banks in the country, in which the ING Group of the Netherlands holds a 44% stake. The bank has a large regional exposure in the southern region. Thanks to capital infusion by parent ING Bank N.V's, ... More

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Current Valuations

    J&K BANK ING VYSYA BANK J&K BANK/
ING VYSYA BANK
 
P/E (TTM) x 5.9 28.5 20.8% View Chart
P/BV x 0.5 2.8 16.6% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 J&K BANK   ING VYSYA BANK
EQUITY SHARE DATA
    J&K BANK
Mar-17
ING VYSYA BANK
Mar-14
J&K BANK/
ING VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs92667 13.8%   
Low Rs55406 13.5%   
Income per share (Unadj.) Rs1,282.5275.9 464.8%  
Earnings per share (Unadj.) Rs-313.334.9 -898.2%  
Cash flow per share (Unadj.) Rs-496.9123.0 -404.0%  
Dividends per share (Unadj.) Rs06.00 0.0%  
Avg Dividend yield %01.1 0.0%  
Book value per share (Unadj.) Rs1,087.5375.2 289.8%  
Shares outstanding (eoy) m52.13188.64 27.6%   
Bonus/Rights/Conversions -PI-  
Avg Price / Income ratio x0.11.9 2.9%   
Avg P/E ratio x-0.215.4 -1.5%  
Avg P/CF ratio x0.312.5 2.6%  
Avg Price/Bookvalue ratio x0.11.4 4.7%  
Dividend payout %017.2 0.0%   
Avg Mkt Cap Rs m3,821101,158 3.8%   
No. of employees `0000.9NA-   
Total wages & salary Rs m11,2259,177 122.3%   
Avg. income/employee Rs Th72,278.9NM-  
Avg. wages/employee Rs Th12,135.6NM-  
Avg. net profit/employee Rs Th-17,653.9N.A.-  
INCOME DATA
Interest income Rs m66,85852,053 128.4%  
Other income Rs m4,9738,668 57.4%   
Interest expense Rs m41,73034,517 120.9%   
Net interest income Rs m25,12817,535 143.3%  
Operating expense Rs m17,16414,925 115.0%   
Gross profit Rs m7,9642,610 305.1%  
Gross profit margin %11.95.0 237.6%  
Provisions/contingencies Rs m28,0031,500 1,866.5%   
Profit before tax Rs m-15,0679,778 -154.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,2633,198 39.5%   
Profit after tax Rs m-16,3306,579 -248.2%  
Net profit margin %-24.412.6 -193.2%  
BALANCE SHEET DATA
Advances Rs m498,161358,289 139.0%   
Deposits Rs m724,590412,122 175.8%  
Credit/Deposit ratio x68.886.9 79.1%  
Yield on advances %9.610.6 90.8%   
Cost of deposits %5.66.6 85.7%   
Net Interest Margin %3.33.0 109.4%  
Net fixed assets Rs m15,4375,248 294.2%   
Share capital Rs m5221,886 27.6%   
Free reserves Rs m27,88556,798 49.1%   
Net worth Rs m56,69270,782 80.1%   
Borrowings Rs m12,76196,685 13.2%   
Investments Rs m212,709167,187 127.2%   
Total assets Rs m820,121604,134 135.8%  
Debt/equity ratio x13.07.2 180.9%   
Return on assets %-2.01.1 -182.8%  
Return on equity %-28.89.3 -309.9%  
Capital adequacy ratio %10.816.8 64.4%  
Net NPAs %5.10.3 1,807.1%  
CASH FLOW
From Operations Rs m24,571-19,300 -127.3%  
From Investments Rs m-8,614-826 1,042.8%  
From Financial Activity Rs m5,92950,052 11.8%  
Net Cashflow Rs m21,88629,926 73.1%  

Share Holding

Indian Promoters % 53.2 0.0 -  
Foreign collaborators % 0.0 43.1 -  
Indian inst/Mut Fund % 4.3 14.8 29.1%  
FIIs % 29.3 28.7 102.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.3 13.4 99.3%  
Shareholders   56,111 30,627 183.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   CITY UNION BANK  CORPORATION BANK  SBI  INDIAN OVERSEAS BANK  ICICI BANK  

Compare J&K BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jun 22, 2018 (Close)

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