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KARUR VYSYA BANK vs ANDHRA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARUR VYSYA BANK ANDHRA BANK KARUR VYSYA BANK/
ANDHRA BANK
 
P/E (TTM) x 9.9 -3.0 - View Chart
P/BV x 1.7 0.2 806.3% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 KARUR VYSYA BANK   ANDHRA BANK
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-23
ANDHRA BANK
Mar-19
KARUR VYSYA BANK/
ANDHRA BANK
5-Yr Chart
Click to enlarge
High Rs11647 246.8%   
Low Rs4223 183.9%   
Income per share (Unadj.) Rs81.266.6 122.0%  
Earnings per share (Unadj.) Rs13.8-9.5 -145.1%  
Cash flow per share (Unadj.) Rs26.2-18.0 -145.5%  
Dividends per share (Unadj.) Rs2.000-  
Avg Dividend yield %2.50-  
Book value per share (Unadj.) Rs107.046.2 231.5%  
Shares outstanding (eoy) m802.052,884.49 27.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.00.5 185.4%   
Avg P/E ratio x5.7-3.7 -156.0%  
Avg P/CF ratio x2.62.0 129.3%  
Avg Price/Bookvalue ratio x0.70.8 97.8%  
Dividend payout %14.50-   
Avg Mkt Cap Rs m63,262100,524 62.9%   
No. of employees `000NANA-   
Total wages & salary Rs m10,06023,015 43.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m65,166192,029 33.9%  
Other income Rs m11,58930,881 37.5%   
Interest expense Rs m31,677122,243 25.9%   
Net interest income Rs m33,48869,786 48.0%  
Operating expense Rs m20,32050,058 40.6%   
Gross profit Rs m13,16819,728 66.7%  
Gross profit margin %20.210.3 196.7%  
Provisions/contingencies Rs m13,69778,280 17.5%   
Profit before tax Rs m14,369-23,913 -60.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0251 0.0%   
Tax Rs m3,3083,758 88.0%   
Profit after tax Rs m11,061-27,420 -40.3%  
Net profit margin %17.0-14.3 -118.9%  
BALANCE SHEET DATA
Advances Rs m631,3411,588,479 39.7%   
Deposits Rs m766,3762,198,529 34.9%  
Credit/Deposit ratio x82.472.3 114.0%  
Yield on advances %8.48.9 94.6%   
Cost of deposits %4.05.2 76.7%   
Net Interest Margin %4.13.1 132.2%  
Net fixed assets Rs m4,17615,649 26.7%   
Share capital Rs m1,60428,845 5.6%   
Free reserves Rs m84,214104,472 80.6%   
Net worth Rs m85,818133,317 64.4%   
Borrowings Rs m14,320103,146 13.9%   
Investments Rs m188,083669,148 28.1%   
Total assets Rs m901,7942,540,440 35.5%  
Debt/equity ratio x9.117.3 52.7%   
Return on assets %1.2-1.1 -113.6%  
Return on equity %12.9-20.6 -62.7%  
Capital adequacy ratio %18.613.7 135.7%  
Net NPAs %0.75.7 12.9%  
CASH FLOW
From Operations Rs m12,17229,181 41.7%  
From Investments Rs m-12,702-837 1,516.9%  
From Financial Activity Rs m-1,781-37,515 4.7%  
Net Cashflow Rs m-2,310-9,099 25.4%  

Share Holding

Indian Promoters % 2.2 88.3 2.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 50.8 3.8 1,325.6%  
FIIs % 15.6 0.6 2,517.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 97.8 11.8 832.2%  
Shareholders   232,052 238,812 97.2%  
Pledged promoter(s) holding % 7.3 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Karur Vysya Bank vs Andhra Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karur Vysya Bank vs Andhra Bank Share Price Performance

Period Karur Vysya Bank Andhra Bank S&P BSE BANKEX
1-Day -0.81% -2.66% 0.82%
1-Month -1.72% -38.86% 2.48%
1-Year 86.47% -65.18% 19.28%
3-Year CAGR 48.74% -45.56% 12.00%
5-Year CAGR 20.82% -35.02% 9.40%

* Compound Annual Growth Rate

Here are more details on the Karur Vysya Bank share price and the Andhra Bank share price.

Moving on to shareholding structures...

The promoters of Karur Vysya Bank hold a 2.2% stake in the company. In case of Andhra Bank the stake stands at 88.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karur Vysya Bank and the shareholding pattern of Andhra Bank.

Finally, a word on dividends...

In the most recent financial year, Karur Vysya Bank paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 14.5%.

Andhra Bank paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of Karur Vysya Bank, and the dividend history of Andhra Bank.

For a sector overview, read our banking sector report.



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