Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

KARUR VYSYA BANK vs BANK OF MAHARASHTRA - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    KARUR VYSYA BANK BANK OF MAHARASHTRA KARUR VYSYA BANK/
BANK OF MAHARASHTRA
 
P/E (TTM) x 10.2 12.0 85.3% View Chart
P/BV x 1.8 2.8 63.4% View Chart
Dividend Yield % 1.1 2.1 50.7%  

Financials

 KARUR VYSYA BANK   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-23
BANK OF MAHARASHTRA
Mar-23
KARUR VYSYA BANK/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs11636 320.0%   
Low Rs4215 278.3%   
Income per share (Unadj.) Rs81.223.6 344.0%  
Earnings per share (Unadj.) Rs13.83.9 356.3%  
Cash flow per share (Unadj.) Rs26.25.8 454.8%  
Dividends per share (Unadj.) Rs2.001.30 153.8%  
Avg Dividend yield %2.55.1 50.0%  
Book value per share (Unadj.) Rs107.023.5 456.1%  
Shares outstanding (eoy) m802.056,730.50 11.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.01.1 89.5%   
Avg P/E ratio x5.76.6 86.4%  
Avg P/CF ratio x2.62.8 90.4%  
Avg Price/Bookvalue ratio x0.71.1 67.5%  
Dividend payout %14.533.6 43.2%   
Avg Mkt Cap Rs m63,262172,469 36.7%   
No. of employees `000NANA-   
Total wages & salary Rs m10,06020,581 48.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m65,166158,986 41.0%  
Other income Rs m11,58922,809 50.8%   
Interest expense Rs m31,67781,568 38.8%   
Net interest income Rs m33,48877,418 43.3%  
Operating expense Rs m20,32039,225 51.8%   
Gross profit Rs m13,16838,193 34.5%  
Gross profit margin %20.224.0 84.1%  
Provisions/contingencies Rs m13,69734,975 39.2%   
Profit before tax Rs m14,36934,456 41.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m022 0.0%   
Tax Rs m3,3088,429 39.2%   
Profit after tax Rs m11,06126,050 42.5%  
Net profit margin %17.016.4 103.6%  
BALANCE SHEET DATA
Advances Rs m631,3411,712,207 36.9%   
Deposits Rs m766,3762,340,641 32.7%  
Credit/Deposit ratio x82.473.2 112.6%  
Yield on advances %8.46.7 125.8%   
Cost of deposits %4.03.1 130.3%   
Net Interest Margin %4.13.2 126.8%  
Net fixed assets Rs m4,17621,492 19.4%   
Share capital Rs m1,60467,305 2.4%   
Free reserves Rs m84,21490,597 93.0%   
Net worth Rs m85,818157,902 54.3%   
Borrowings Rs m14,320107,657 13.3%   
Investments Rs m188,083690,420 27.2%   
Total assets Rs m901,7942,678,272 33.7%  
Debt/equity ratio x9.115.5 58.7%   
Return on assets %1.21.0 126.1%  
Return on equity %12.916.5 78.1%  
Capital adequacy ratio %18.618.1 102.3%  
Net NPAs %0.70.3 296.0%  
CASH FLOW
From Operations Rs m12,172-14,399 -84.5%  
From Investments Rs m-12,702-1,751 725.5%  
From Financial Activity Rs m-1,7812,279 -78.1%  
Net Cashflow Rs m-2,310-13,871 16.7%  

Share Holding

Indian Promoters % 2.2 86.5 2.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 50.8 5.7 887.6%  
FIIs % 15.6 1.0 1,501.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 97.8 13.5 722.2%  
Shareholders   232,052 846,746 27.4%  
Pledged promoter(s) holding % 7.3 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Karur Vysya Bank vs Bank of Maharashtra

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karur Vysya Bank vs Bank of Maharashtra Share Price Performance

Period Karur Vysya Bank Bank of Maharashtra S&P BSE BANKEX
1-Day 0.48% 0.92% -0.50%
1-Month 7.08% 5.89% 1.73%
1-Year 93.70% 116.95% 12.08%
3-Year CAGR 51.54% 34.98% 14.00%
5-Year CAGR 18.65% 31.42% 9.37%

* Compound Annual Growth Rate

Here are more details on the Karur Vysya Bank share price and the Bank of Maharashtra share price.

Moving on to shareholding structures...

The promoters of Karur Vysya Bank hold a 2.2% stake in the company. In case of Bank of Maharashtra the stake stands at 86.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karur Vysya Bank and the shareholding pattern of Bank of Maharashtra.

Finally, a word on dividends...

In the most recent financial year, Karur Vysya Bank paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 14.5%.

Bank of Maharashtra paid Rs 1.3, and its dividend payout ratio stood at 33.6%.

You may visit here to review the dividend history of Karur Vysya Bank, and the dividend history of Bank of Maharashtra.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Ends 456 Points Lower | IT Stocks Drag | 5 Reasons Why Indian Share Market is Falling Sensex Today Ends 456 Points Lower | IT Stocks Drag | 5 Reasons Why Indian Share Market is Falling(Closing)

After opening the negative note, Indian share markets Slipped further as the session progressed and ended the day weak.