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Compare Karur Vysya Bank with J&K Bank - Equitymaster
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KARUR VYSYA BANK vs J&K BANK - Comparison Results

KARUR VYSYA BANK    Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

J&K BANK 
   Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

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Current Valuations

    KARUR VYSYA BANK J&K BANK KARUR VYSYA BANK/
J&K BANK
 
P/E (TTM) x 11.1 4.3 258.2% View Chart
P/BV x 1.6 0.6 288.7% View Chart
Dividend Yield % 11.7 3.0 387.7%  

Financials

 KARUR VYSYA BANK   J&K BANK
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-15
J&K BANK
Mar-15
KARUR VYSYA BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs619119 520.6%   
Low Rs35595 373.8%   
Income per share (Unadj.) Rs443.71,456.5 30.5%  
Earnings per share (Unadj.) Rs40.6104.9 38.8%  
Cash flow per share (Unadj.) Rs91.7251.8 36.4%  
Dividends per share (Unadj.) Rs13.002.10 619.0%  
Avg Dividend yield %2.72.0 135.9%  
Book value per share (Unadj.) Rs349.11,260.0 27.7%  
Shares outstanding (eoy) m121.6248.48 250.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.10.1 1,495.0%   
Avg P/E ratio x12.01.0 1,175.1%  
Avg P/CF ratio x6.10.3 1,785.9%  
Avg Price/Bookvalue ratio x1.40.1 1,643.6%  
Dividend payout %32.02.0 1,597.4%   
Avg Mkt Cap Rs m59,2355,185 1,142.4%   
No. of employees `0007.21.0 749.7%   
Total wages & salary Rs m5,4718,976 60.9%   
Avg. income/employee Rs Th7,497.473,553.4 10.2%   
Avg. wages/employee Rs Th760.19,349.6 8.1%   
Avg. net profit/employee Rs Th686.95,296.7 13.0%   
INCOME DATA
Interest income Rs m53,95970,611 76.4%  
Other income Rs m5,8085,990 97.0%   
Interest expense Rs m39,30044,086 89.1%   
Net interest income Rs m14,65926,526 55.3%  
Operating expense Rs m11,03514,159 77.9%   
Gross profit Rs m3,62512,366 29.3%  
Gross profit margin %6.717.5 38.4%  
Provisions/contingencies Rs m4,80510,155 47.3%   
Profit before tax Rs m4,9288,202 60.1%   
Extraordinary Inc (Exp) Rs m870-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m723,117 2.3%   
Profit after tax Rs m4,9435,085 97.2%  
Net profit margin %9.27.2 127.2%  
BALANCE SHEET DATA
Advances Rs m361,089445,858 81.0%   
Deposits Rs m446,903657,362 68.0%  
Credit/Deposit ratio x80.867.8 119.1%  
Yield on advances %11.711.6 100.8%   
Cost of deposits %7.96.4 123.9%   
Net Interest Margin %2.83.6 78.6%  
Net fixed assets Rs m4,1126,896 59.6%   
Share capital Rs m1,216485 250.8%   
Free reserves Rs m25,05439,499 63.4%   
Net worth Rs m42,46061,085 69.5%   
Borrowings Rs m29,00823,396 124.0%   
Investments Rs m127,730251,043 50.9%   
Total assets Rs m531,525760,645 69.9%  
Debt/equity ratio x11.211.1 100.6%   
Return on assets %0.90.7 139.1%  
Return on equity %11.68.3 139.9%  
Capital adequacy ratio %14.612.6 116.3%  
Net NPAs %0.82.8 28.2%  
CASH FLOW
From Operations Rs m-3,0901,181 -261.7%  
From Investments Rs m-1,023-2,609 39.2%  
From Financial Activity Rs m4,822-3,376 -142.8%  
Net Cashflow Rs m710-4,805 -14.8%  

Share Holding

Indian Promoters % 3.0 53.2 5.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.4 4.3 288.4%  
FIIs % 25.1 29.3 85.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 59.4 13.3 446.6%  
Shareholders   74,641 56,111 133.0%  
Pledged promoter(s) holding % 8.7 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   AXIS BANK  DHANLAXMI BANK  HDFC BANK  VIJAYA BANK  CORPORATION BANK  

Compare KARUR VYSYA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Feb 16, 2018 (Close)

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